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Top Rated Accounts Payable Software with Electronic funds transfer

Last updated: July 2026

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75 software options

Melio logo

Accounts payable platform for businesses of all sizes

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Melio is a B2B payments platform designed to improve finances and back-office operations for businesses of all sizes. Pay vendors in and out of the U.S. by bank transfers or card—even where cards aren’t accepted. Sync with QuickBooks and Xero, automate scheduling, and set up approval workflows.

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Plooto logo

Accounts payable and receivable software

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Simplify and expedite accounts payable processes with Plooto's approval workflows and secure electronic payments, improving the way vendors are paid and saving you countless hours on AP and AR work.

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SAP Concur logo

Travel, expense and invoice, automated and in control

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See your spending clearly. Manage it proactively. Know the status of every vendor invoice immediately. Make it all easy with Concur.

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Paystand logo

B2B payment automation platform for finance teams

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Paystand provides a cloud-based B2B payment platform that automates accounts receivable and payable processes through blockchain technology. The software enables businesses to eliminate transaction fees, accelerate payment collections, and integrate with popular ERP systems including NetSuite, Sage Intacct, and Microsoft Dynamics. Finance teams can manage invoicing, reconciliation, and vendor payments while gaining real-time visibility into cash flow.

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NetSuite logo

AI-powered cloud-based business management suite

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Streamline the process using AI to review, approve & pay invoices with NetSuite’s cloud accounting software. Processes such as transaction matching, journal entries, approvals and reconciliations are automated eliminating manual data entry, and time and effort required to process bills is minimized.

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Procurify logo

A leading procurement and spend management software.

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Procurify's AI-powered AP automates invoice capture, three-way matching, and approval routing, so your team spends less time on data entry and more on strategic priorities. Real-time visibility connects AP to purchasing for end-to-end spend control.

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Fidesic logo

Accounts Payable Automation Designed for Dynamics GP & BC.

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Accounts Payable for Fidesic is the best way to manage your entire Accounts Payable approval process with our web-based approval workflow system. With Fidesic's AP automation for mutli-entity businesses, you can manage invoices across multiple locations or facilities from anywhere.

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Accounting Seed logo

Accounting and analytics software built on Salesforce

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Manage your credit cards, accounts payable, and purchasing with the click of a button. Accounting Seed customers have shortened their accounts payable process by up to 70%. Visit: https://www.accountingseed.com/the-product/paying-vendors

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SoftCo AP Automation logo

Cloud-based AP automation solution

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SoftCo AP is a powerful cloud-based AP Automation solution that reduces the cost of processing vendor invoices by 80%. It automates vendor invoicing processes including capture, registration, coding, approval, query, reporting, & ERP payment. SoftCo works with companies who process 50k+ invoices pa.

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Stampli logo

Stress-free finance operations

Stampli's Accounts Payable solution centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

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Ramp logo

Corporate card and expense management platform

Ramp is an all-in-one corporate card & spend management system, built to help you grow efficiently. Ramp Bill Pay unlocks hours of your team's time by automating the manual processes involved in Accounts Payable: invoice entry, approval requests, GL updates, syncing to your ERP, and more.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

Spendesk streamlines the AP process with invoice automation, approval workflows, and complete control over the entire invoicing lifecycle. No more manual processes. Save days every month with simple, secure accounts payable software.

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Nanonets logo

AI agents that read, extract, and act on every detail.

Nanonets agents automate messy manual work like invoice and PO processing, delivering clean data to SAP, Salesforce, and more.

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Payhawk logo

Spend management platform that automates expense processing

Payhawks accounts payable solution enables you to control, manage and process company invoices at scale and take care of company payments, all in one place. With automated invoice processing, businesses can eliminate manual data entry and reduce errors, saving valuable time and resources.

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Metaprise logo

Global Leader in AI-Powered AR/AP Solutions

AI-driven AR/AP solutions that help businesses optimize cash flow, automate tasks, and manage global transactions.

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Telleroo logo

Supplier and payroll payments made easy with Telleroo

Telleroo is a supplier payments and payroll solution that helps businesses save time and de-risk payments. Users can create, fund and process pay runs in minutes rather than hours, saving them time and hassle.

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QT9 ERP logo

Cloud or on-premise enterprise resource planning software

Accounts payable software made easy. Centralize accounting records and automate the processes of controlling cash expenditures with an easy-to-use cloud-based platform. Connect accounts payable to Quoting, Billing & Invoicing with email alerts & FDA 21 CFR Part 11 compliant electronic approvals.

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MakersHub logo

Built for Businesses Where Every Detail Matters

AP automation for high-volume finance teams. Integrates with your system. Eliminate manual work, boost speed, accuracy, and control.

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PayEm logo

Global spend & procurement platform

PayEm goes beyond the old accounts payable process by accelerating the payment cycle from beginning to end while reducing errors and workload. PayEm's platform allows seamless syncing with your ERP or accounting software, so you’ll never have to worry about manual inputs or double data entry.

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NextProcess logo

Finance automation for AP, procurement, disbursement, CapEx

OCR-based invoice capture with 99% indexing accuracy (SLA-backed), configurable multi-level approvals, PO matching, and automatic ERP sync. Accounts payable automation built for mid-market and enterprise finance teams.

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Paymode logo

Better payments, bigger results

Overcome cost and time inefficiencies caused by manual AP processes by automating your supplier payment methods. Paymode is the largest B2B electronic payment network, processing over $500 billion per year for 600,000+ businesses, all with zero fraud and cash-back rebates on ACH and card payments.

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inBuild logo

Accounts payable solution made for cost-plus builders

inBuild is an accounts payable solution designed for the construction industry, ensuring that invoices and other financial documents are captured accurately.

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Corcentric logo

Proven results. Built together.

Corcentric’s AP solution automates the entire invoice-to-pay process—cutting costs, reducing errors, ensuring compliance, and giving you full visibility into spend while freeing your team from manual tasks.

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Routable logo

Onboard, pay, and manage payees at scale with Routable.

Routable is a payouts platform that helps enterprise businesses onboard vendors, automate compliance, and scale high-volume payouts globally. Our Developer-friendly API and operational controls give teams the flexibility to seamlessly integrate payouts into any experience.

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PaymentSource® Accounts Payable Automation logo

Accounts payable automation software

PaymentSource Accounts Payable Automation is a cloud-based software that helps the businesses in the alcohol industry optimize accounts payable automation process. Organiations can access invoice history, detailed reports, and automated AP processes through a secure, SOC 1 Type 2 compliant portal.

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