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Accounts Receivable Software with ACH Payment Processing (2026)

Last updated: April 2026

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Why is ACH payment processing important for accounts receivable software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

ACH payment processing automates payment collection, simplifies reconciliation, and reduces manual tasks. It enhances security, lowers transaction costs, and integrates seamlessly with accounting software, improving overall efficiency and cash flow management. Of the 84 reviewers who rated ACH payment processing, 83% rated this feature as important or highly important.

Key features of accounts receivable software based on insights from 1735 verified reviews

  • Accounting: Reviewers value real-time visibility, robust reporting, and automation in managing financial data, payroll, and taxes efficiently. 97% of reviewers rated this feature as important or highly important.
  • General Ledger: Users appreciate the intuitive interface, customizable ledger codes, and seamless integration for accurate tracking and reporting. 94% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers highlight the ease of generating, tracking, and sending invoices, with customizable templates and real-time updates. 94% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users favor the customizable templates, automated reminders, and integration for streamlined billing processes and payment tracking. 93% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers appreciate the automated reconciliation, real-time tracking, and error detection for maintaining accurate financial records. 93% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users like the detailed expense categorization, receipt upload, and reporting features for effective cost management and financial analysis. 90% of reviewers rated this feature as important or highly important.
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118 software options

QuickBooks Enterprise logo
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Enterprise accounting, FSM and inventory management solution

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QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

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QuickBooks Online logo

Accounting and business management software

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QuickBooks Online automatically updates the Accounts Receivable accounts in your chart of accounts as soon as you write an invoice or receive a payment from a client.

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FreshBooks logo
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Invoice and accounting software tailored to small businesses

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FreshBooks helps you collect payments from your customers by creating, sending and tracking invoices, sending payment reminders and accepting card payments.

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Xero logo
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Cloud-based accounting software for small businesses

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Use Xero to send custom invoices, track invoices, set up recurring invoices, add instant online payment links in invoices for payment via PayPal or credit card.

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Wave logo
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Accounting, invoicing, and payroll management platform

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With Wave's comprehensive, free and unlimited invoicing tools, you can send invoices, keep track of who owes what, send reminders and more.

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NetSuite logo

AI-powered cloud-based business management suite

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Automate invoice delivery, payment processing, and collections management with NetSuite’s AI-powered cloud accounting software. Automatically post order transactions to general and AR ledgers, with accurate tax calculations on each invoice, for rapid, precise tax processing and billing.

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QuickBooks Online Advanced logo

Accounting & business management for small businesses

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Streamline accounts receivable with automated invoicing, payment tracking, and real-time reporting for optimized cash flow management.

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Zoho Books logo
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Online accounting software for businesses of all sizes

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Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

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Sage Intacct logo

Best-in-class Cloud ERP for Finance

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Sage Intacct accounts receivable helps companies increase cash flow by automating invoicing, collection processes and reporting.

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BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

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Get paid up to 3X faster with Bill.com's magically simple accounts receivable solution. Bill.com sends automated invoices and reminders to your customers.

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PaySimple logo

Payments today. Partners for Tomorrow.

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PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

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vcita logo

Appointment scheduling and reminder solution

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vcita is an all-in-one business management app designed with small businesses in mind, helping teams manage clients, schedule, billing and administration. The platform includes a CRM to manage client records, online scheduling to book appointments and manage team calendars, billing and invoicing tools, and a client portal for customers to book, pay, and communicate with the business.

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Online Check Writer logo

Software for managing payments and accounting operations

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OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

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Sage Accounting logo

Accounting software for small businesses

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Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio simplifies AP/AR for businesses of all sizes, enabling you to pay vendors both domestically and internationally via bank transfer or card—even if cards aren’t accepted. Easily sync with QuickBooks and Xero, automate scheduling, and configure approval workflows.

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authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Invoiced logo

Accounts receivable automation software

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Go from invoice to cash faster and easier with a trusted award-winning, automated accounts receivable platform helping businesses like JumpCrew to Uber. Invoiced is easy to use, gets you paid 14 days faster on average & reduces time on collections by 95%. Get started with a free demo today!

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Plooto logo

Accounts payable and receivable software

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With features like recurring payments and pre-authorized debit agreements (PAD), Plooto simplifies the way payments are collected from customers - improving cash flow with less work and lower cost. Plus, get paid as soon as 2 business days with Plooto's credit card acceptance!

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ZarMoney logo
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Cloud-based accounting solution for businesses of all sizes

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ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

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Kashoo logo

Online accounting software for small businesses

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Kashoo is simple cloud accounting for small business owners who want the control and simplicity of doing their own books. It provides small business owners with the ability to run their business the way they want to, with tools for invoice management, payment processing, reporting, and more.

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ZipBooks logo

Accounting and online invoicing software

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ZipBooks is a cloud-based accounting software that caters to the bookkeeping and accounting needs of small to medium-sized businesses and bookkeeping firms. The solution offers core accounting, financial reporting, online invoicing, expense tracking, credit card processing, and more.

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TimeSolv logo

Cloud-based legal billing and invoicing solution

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TimeSolv is a cloud and mobile-based solution for lawyers and other professional firms that assists with time tracking, billing management, and more. It offer multiple timers to concurrently manage time on several matters. It offers conflicts management to search for related parties.

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ChargeOver logo

Subscription billing software for SMBs

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ChargeOver automates invoicing, collecting payments, dunning, and more for recurring billing or subscription based business. Also supports one-time charges.

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Fraxion logo

Procure-to-pay software for proactive spend management

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Fraxion's procure-to-pay software is trusted by over 1,000 organizations worldwide for its visibility, ease of use, and proactive spend controls that drive efficiencies and cost savings.

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Zenskar logo
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Automation software for subscription & usage-based billing

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Zenskar is a comprehensive billing software for SaaS companies, managing complex subscription and usage-based billing. It enables businesses to meter data and automate revenue accounting, analytics, and dunning. With its flexible contract builder and no-code usability, finance teams can configure any pricing model, from prepaid subscriptions with postpaid overages to custom discounts and entitlements, without needing engineering resources.

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