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Top Rated Expense Report Software with Multi-Currency in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Multi-currency enables global transactions by supporting various currencies for expense submissions, conversions, and payments. It streamlines international payroll, reduces fees, handles exchange rates, and simplifies expense management for businesses operating in multiple countries. Our reviewers in expense report software rated this feature as important.

3 Best Expense Report Software with Multi-Currency

  • FreshBooks
  • Wave
  • QuickBooks Online - Highest rated for multi-currency

See other top Expense Report products with multi-currency

How we picked the 3 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the expense report software category. They also needed to have sufficient reviews about multi-currency, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for multi-currency based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 3 best products

FreshBooks logo

FreshBooks

4.5
(4.5K)
visit website

User insights about the multi-currency feature

Reviewers highlight FreshBooks' multi-currency aspect for simplifying invoicing and accepting payments in various currencies. They find it helpful for creating invoices and estimates in over 150 currencies, with automatic conversion based on current exchange rates. Users report that it streamlines international business operations through integrations with popular payment gateways. They appreciate the ability to set default currencies for different clients or projects. However, some reviewers indicate they do not use this aspect as their business operates locally.
“The most likely part about multi-currency in Freshbooks is its ability to simplify the process of invoicing and accepting payments in different currencies. Freshbooks allows you to create invoices and estimates in over 150 different currencies, and automatically converts those currencies based on the current exchange rate. You can also set default currencies for different clients or projects, making it easy to keep track of different currencies for different parts of your business. Freshbooks' multi-currency features also extend to accepting payments, as it allows you to accept payments in multiple currencies through integrations with popular payment gateways. This can help streamline your international business operations and ensure that you are getting paid accurately and efficiently.”
IZ

Idris Z.

Content writer

“this is truly a great feature I am able to bill people in different currencies”
Verified reviewer profile picture

Eugene D.

Project Manager

Expense Report key features coverage

FreshBooks offers 5 out of the 6 key features for Expense Report software identified by reviewers:

Expense Tracking4.5
Expense Claims4.4
Receipt Management4.6
Mobile Receipt Upload4.5
Reimbursement Management
Mobile Access4.6

Pros and cons based on 4,502 verified reviews

59% of users rated FreshBooks 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 4,502 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Cons:

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details

Pricing

Starting price:$21 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Wave logo
4.4
(1.7K)
learn more

User insights about the multi-currency feature

Users find Wave's multi-currency aspect helpful for handling international transactions and invoicing. Reviewers indicate that it supports almost every currency, making it accessible for global business operations. They report that it simplifies accounting by converting rates and alerting users to currency changes. Some users appreciate the ability to customize the currency for their region, like South African Rands. However, several reviewers mention they do not use this aspect as their business operates in a single currency.
“In our business we handle multiple currencies and we found the features very usefull. The accounting ledger is very well designed and makes sense even when handling multiple currencies. ”
VS

Vasileios S.

Head of Business Development and Operations

“You get to choose the currency you use, thus making it feasible for all countries and currencies ”
Verified reviewer profile picture

Sharon K.

Business development assistant

Expense Report key features coverage

Wave offers 2 out of the 6 key features for Expense Report software identified by reviewers:

Expense Tracking4.4
Expense Claims
Receipt Management4.5
Mobile Receipt Upload
Reimbursement Management
Mobile Access

Pros and cons based on 1,710 verified reviews

61% of users rated Wave 5 out of 5 stars, while 6% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 1,710 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Cons:

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details

Pricing

Starting price:$19 flat rate/per month|Free version:Available|Free trial:Available

Prices may vary depending on the number of users and features.

QuickBooks Online logo
4.3
(8.3K)
learn more

User insights about the multi-currency feature

Reviewers appreciate QuickBooks Online's multi-currency capabilities for handling international transactions. They find it valuable for invoicing in different currencies, especially for businesses dealing with international clients. Users report that it allows them to add new currencies, create price lists, and make payments in native currencies. They say it simplifies managing transactions on e-commerce sites. However, some reviewers indicate that they do not use this aspect as their business operates locally or only in USD.
“I like this feature because with it, I can add a new currency, create a price list with the new currency and also create a sale with the new currency/multiple currencies.”
LR

Lufunda R.

Director

“This software enables me to order goods from other countries and make payments in their native currency without changing the value of the money.”
VM

Victor M.

Manager

Expense Report key features coverage

QuickBooks Online offers 6 out of the 6 key features for Expense Report software identified by reviewers:

Expense Tracking4.5
Expense Claims4.3
Receipt Management4.5
Mobile Receipt Upload4.3
Reimbursement Management4.5
Mobile Access4.6

Pros and cons based on 8,328 verified reviews

57% of users rated QuickBooks Online 5 out of 5 stars, while 5% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 8,328 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Cons:

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Pricing

Starting price:$38 flat rate/per month|Free version:Not available|Free trial:Available

Prices may vary depending on the number of users and features.

Other Top Rated Expense Report Software with Multi-Currency in 2026

SAP Concur logo

SAP Concur

Travel, expense and invoice, automated and in control

visit website
Concur takes you beyond automation to a completely connected spend management solution that grows along with your business.

Read more about SAP Concur

Users also considered
Rydoo logo

Rydoo

Business expense management solution

visit website
Rydoo is a leading corporate business expense solution that automates and streamlines processes for high-growth companies and enterprises.

Read more about Rydoo

Users also considered
FreshBooks logo

FreshBooks

Invoice and accounting software tailored to small businesses

visit website
Automatically import expenses from your credit cards and bank accounts to FreshBooks. Capture photos of receipts on the go and generate custom expense reports.

Read more about FreshBooks

Users also considered
Rippling logo
Category Leaders

Workforce management across HR, finance, and IT. 

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Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

Read more about Rippling

Users also considered
QuickBooks Online logo

Accounting and business management software

learn more
Use QuickBooks Online to track expenses by capturing photos of receipts on your mobile device and attaching them to expenses records in QuickBooks Online.

Read more about QuickBooks Online

Users also considered
Xero logo

Cloud-based accounting software for small businesses

learn more
Xero is an award-winning online accounting software with expense management solutions designed for small businesses and accountants, available on any computer or mobile device with an internet connection. Make your expenses fast and paperless and monitor business expenses with real time reporting.

Read more about Xero

Users also considered
Emburse Expense Professional logo

Travel and expense management tool for midsize businesses

learn more
Emburse Expense Professional is a cloud-based tool that provides data visibility into corporate spending. It automatically creates reports for employees, streamlines approvals, and makes reimbursement and reporting effortless for accountants.

Read more about Emburse Expense Professional

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Workday HCM logo

Human capital management system

learn more
Workday HCM is an HR solution that helps organizations manage the global workforce. The system supports companies of all sizes, enabling organizations to comply with local regulations. Workday HCM features embedded AI insights that give organizations an understanding of the workforce. Using machine learning, the software enables teams to analyze employee data to deliver personalized recommendations, helping HR teams make informed decisions about people.

Read more about Workday HCM

Users also considered
Zoho Expense logo
Category Leaders

Ttravel and expense management solution

learn more
Zoho Expense is a cloud-based software, designed to make your expense reporting effortless. Automate your expense recording and approval processes with ease.

Read more about Zoho Expense

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

learn more
Connect a bank account to automatically download all your expense transactions. Use Wave's receipt scanning app to eliminate even more work!

Read more about Wave

Users also considered
Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

learn more
Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Read more about Zoho Invoice

Users also considered
Expensify logo

Travel and expense, at the speed of chat.

learn more
Easily track your receipts and manage expenses on the go with Expensify. Just take a photo of your receipt and Expensify automatically transcribes the details.

Read more about Expensify

Users also considered
webexpenses logo

Software for smarter expense management & invoice processing

learn more
Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

Read more about webexpenses

Users also considered
Happay logo

A simple and intuitive solution that focuses on the people.

learn more
Happay is an all-in-one Expense Management system for businesses of all sizes. Our Platform makes Employee Expense Management a breeze with AI-powered features and technology.

Read more about Happay

Users also considered
Paycom logo

HR, talent acquisition, compensation management & payroll

learn more
With its industry-first AI engine, IWant™, Paycom provides instant and accurate access to employee data without having to navigate or learn the software.

Read more about Paycom

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

learn more
QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

Users also considered
Lanes & Planes logo

Business travel booking portal with native mobile apps

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Lanes & Planes provides an online portal and native mobile apps for booking and managing all aspects of business travel. The software combines an efficient travel management system with a 24/7 concierge service for all business travelers.

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Users also considered
BQE CORE Suite logo

Cloud-based firm management tool for A&E firms.

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Core's intuitive, mobile time and expense tracking makes it fast and easy for staff to enter their information.

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Users also considered
Fiverr logo
Category Leaders

Time tracking, invoicing and payments app for freelancers

learn more
Fiverr Workspace (formerly AND.CO) is a cloud-based solution for freelance and small business workers, designed to streamline the time & expense tracking process with tools such as invoicing, contract creation, time tracking, expense tracking, & more. Fiverr Workspace also provides native mobile app support for Android & iOS.

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Users also considered
BigTime logo

AI-powered scoping, project, time, and billing software

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BigTime is the AI-powered platform empowering professional services firms to scope, quote, and manage projects—from staffing and time tracking to billing and reporting. With deep integrations and enterprise-grade security, BigTime helps teams move faster and scale with confidence.

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Users also considered
Circula logo

The first app, that combines expense management and Benefits

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Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

Read more about Circula

Users also considered
Emburse Nexonia logo

Expense management for ERP & accounting systems

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Automated timesheet, expense management, and corporate travel solution that gives busy financial leaders the tools to get T&E spending under control.

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Users also considered
Everhour logo

Time tracking, scheduling, budgeting & expenses software.

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With Everhour, you can not only track time but also various project expenses that go along. Reimburse your employees and clients to ensure transparency and accuracy, and turn those expenses into invoices easily. Log your expenses, oversee the project budget, and optimize your finances.

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Users also considered
Elorus logo

Cloud Invoicing & Time Tracking for modern professionals

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Discover a super-easy expense tracking software that helps you focus on making your professional mark in the business world. Start with our lifelong free plan!

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Users also considered
Perk logo

Perk is the intelligent platform for travel and spend.

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Automate expenses, bookings, and payments with Perk — one platform that simplifies spend and gives finance teams real-time control.

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Key features for Expense Report software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Expense Tracking: Reviewers value the ability to monitor spending, categorize expenses, and integrate with other systems, making financial management easier and more efficient. 95% of reviewers rated this feature as important or highly important.
  • Expense Claims: Users appreciate the ease of submitting, tracking, and managing expense claims, highlighting features like receipt attachment and automatic categorization. 92% of reviewers rated this feature as important or highly important.
  • Receipt Management: Reviewers emphasize the convenience of scanning, uploading, and organizing receipts, which simplifies tracking expenses and preparing for audits. 92% of reviewers rated this feature as important or highly important.
  • Mobile Receipt Upload: Users find mobile receipt upload crucial for quickly capturing and submitting receipts on the go, reducing the risk of lost documentation. 91% of reviewers rated this feature as important or highly important.
  • Reimbursement Management: Reviewers highlight the streamlined process of tracking, approving, and reimbursing expenses, ensuring timely payments and comprehensive record-keeping. 90% of reviewers rated this feature as important or highly important.
  • Mobile Access: Users appreciate the flexibility of managing expenses, uploading receipts, and approving reports from mobile devices, which enhances convenience and efficiency. 88% of reviewers rated this feature as important or highly important.