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Spend Management Software with API (2026)

Last updated: April 2026

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Key features of Spend Management Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Receipt Management: Users find it easy to upload and store digital receipts, improving accountability and saving time on expense tracking. 91% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Reviewers appreciate the ability to categorize and monitor expenses, offering detailed insights for budgeting and spending control. 90% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers highlight automated invoice handling, line-item recognition, and integration with accounting systems for efficiency. 89% of reviewers rated this feature as important or highly important.
  • Approval Workflow: Users value customizable approval processes that streamline approvals, provide notifications, and ensure accountability. 86% of reviewers rated this feature as important or highly important.
  • Spend Control: Reviewers mention the ability to set budgets, create virtual cards, and monitor spending in real-time to prevent overspending. 85% of reviewers rated this feature as important or highly important.
  • Approval Process Control: Users appreciate flexible, customizable workflows that enforce budgets and facilitate quick, transparent approval processes. 82% of reviewers rated this feature as important or highly important.
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152 software options

Rippling logo
Category Leaders

Workforce management across HR, finance, and IT. 

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Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

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Wrike logo

AI powered workflow management platform

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Wrike is a work management platform trusted by more than two million users across 140 countries. Features include expense reports, time tracking tools, and custom analytics dashboards. Take control of your spending and monitor your resources to increase your organization’s profits.

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Emburse Expense Professional logo

Travel and expense management tool for midsize businesses

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Emburse Expense Professional is a cloud-based tool that provides data visibility into corporate spending. It automatically creates reports for employees, streamlines approvals, and makes reimbursement and reporting effortless for accountants.

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Motive logo

Cloud-based fleet management and GPS tracking platform

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Motive is a cloud-based fleet management solution that helps fleets of all types track vehicles with real-time GPS, automate operations, simplify compliance, and more, using a centralized platform.

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SAP Concur logo

Travel, expense and invoice, automated and in control

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SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

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Expensify logo

Expense management & corporate card platform

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Expensify is an expense management platform that automates receipt scanning, expense tracking, and employee reimbursements. The software includes features such as corporate card management, travel booking capabilities, and integration with accounting systems including QuickBooks, NetSuite, Sage Intacct, and Xero. Expensify offers global reimbursement processing and allows organizations to link existing corporate cards from banks worldwide.

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webexpenses logo

Software for smarter expense management & invoice processing

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Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

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Happay logo

A simple and intuitive solution that focuses on the people.

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Happay is an all-in-one Spend Management system for businesses of all sizes. Our Platform makes Employee Spend Management a breeze with AI-powered features and technology.

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Stampli logo

Stress-free finance operations

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Stampli Cards give finance teams control over AP and expense transactions — integrated into Stampli's AP automation platform.

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Circula logo

The first app, that combines expense management and Benefits

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Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

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Emburse Nexonia logo

Expense management for ERP & accounting systems

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Extend the capabilities of your accounting system to include expense management with Nexonia. Empowering organizations through configurable controls and support for complex approval workflows.

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ExpensePoint logo

Mobile automated expense reporting for employees

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ExpensePoint is a mobile expense management solution for small to large multinational enterprises that automates employee expense report processes. Features include receipt reading and imaging, approval routing, credit card uploading, and policy enforcement. The platform serves all global markets and is accessible via any web browser or Android or iOS mobile device.

Read more about ExpensePoint

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BILL Spend & Expense logo

The all-in-one expense management solution.

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Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality. With Divvy, never go over budget again. Period.

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ProcurementExpress.com logo
Category Leaders

Take the Hassle out of Company Purchasing.

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Are you worried about employees spending company money without full transparency? Turn your worries into peace of mind, with full control over every cent spent in your company. Simple and effective purchase order management for the entire team.

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Moss logo
Category Leaders

Spend management and expense report software

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Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

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Precoro logo
Category Leaders

Procurement software for centralized purchasing

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Easily manage all of your business expenses in a matter of seconds. Automated spend management, streamlined approvals, smart budgeting and expense tracking, automated PR and PO processing — all in one cloud-based app.

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Ramp logo
Category Leaders

Corporate card and expense management platform

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Ramp is an all-in-one corporate card & spend management system, built to help you grow efficiently. Issue Ramp cards with customizable limits & auto-enforced policies that block unwanted spend before it happens. Get real-time reporting & detailed savings insights to plan strategically for tomorrow.

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Sage Intacct logo

Best-in-class Cloud ERP for Finance

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Streamline your purchasing and payables processes and ensure company spending complies with corporate budgets.

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TravelBank logo
Category Leaders

Expense and travel management platform for businesses

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Streamline your expense management with our expense tracking software that automates expense reports, offers one-tap approvals, and provides visibility into your business spend. "It probably took us six times longer to work with Excel than TravelBank."

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Pleo logo

Company payment cards & automated expense reporting

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Pleo is a cloud-based spend management solution which provides virtual and plastic company cards, automatic expense categorization, receipt capture, and more

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Spendesk is the all-in-one spend management solution that gives finance teams full control and visibility over company spending.

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Teampay logo
Category Leaders

Request, approve, and track company spending in real-time.

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Teampay’s spend management platform gives finance teams control and automates the purchasing, reconciliation, and reporting process.

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Expensya logo

Expense management & reporting with recognition technology

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Expensya is a cloud-based, multi-platform expense management solution with smart scanning, archiving, accountant integration, smart stats, and email processing

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Qonto logo

The finance solution that energizes SMEs and freelancers.

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Qonto is the leading European business finance solution with over 450,000 customers.
The company makes day-to-day banking easier for SMEs and freelancers by offering an online business account combined with finance tools, such as invoicing, bookkeeping, and spend management.

Read more about Qonto

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ELMO Software logo

HR & Payroll Software, simplified.

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ELMO’s integrated Expenses solution can automate how you manage business expenses. Submitting, approving, and reporting expenses is simplified through our intuitive digital platform.

Read more about ELMO Software

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