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Top Rated Online Ordering Software with Payment Processing in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Payment processing enables secure, efficient transactions, allowing businesses to receive payments quickly. It supports various payment methods, ensures transaction security, and improves customer trust and satisfaction by providing a seamless purchasing experience. Our reviewers in online ordering software rated this feature as highly important.

3 Best Online Ordering Software with Payment Processing

  • Toast POS
  • OpenTable
  • Square Point of Sale - Highest rated for payment processing

See other top Online Ordering products with payment processing

How we picked the 3 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the online ordering software category. They also needed to have sufficient reviews about payment processing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for payment processing based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 3 best products

Toast POS logo

Toast POS

4.2
(545)
visit website

User insights about the payment processing feature

Reviewers appreciate the reliability and speed of Toast POS's payment processing, noting that transactions are processed quickly and deposits are received the next business day. They value the system's ability to handle payments both online and offline, and the ease of use for both staff and customers. However, some users mention the high fees and occasional connectivity issues, which can disrupt payment processing. The integration with other systems and the user-friendly interface are also highlighted as positive aspects.
“Payment processing is easy as long as the Toast network is working. Several updates cause the Toast network to not connect, which prevents payments especially on handheld devices.”
KB

Katie B.

Operations Director

“It's a simple process and still works if you lose internet. Accepting Apple pay on terminals and Toast go has been great.”
LL

Larry L.

GM/Owner

Online Ordering key features coverage

Toast POS offers 5 out of the 5 key features for Online Ordering software identified by reviewers:

Online Payments4.2
Mobile Payments4.2
Mobile Access3.9
Order Tracking4.5
Order Management4.1

Pros and cons based on 545 verified reviews

59% of users rated Toast POS 5 out of 5 stars, while 13% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 545 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Efficient staff training

Intuitive user interface

Cons:

High service fees

Inefficient phone support

Slow issue resolution

Unreliable card processing

Poor financial management

See pros and cons details

Pricing

Starting price:$69 flat rate/per month|Free version:Available|Free trial:Not available

Prices may vary depending on the number of users and features.

OpenTable logo
4.7
(1.3K)

User insights about the payment processing feature

Reviewers indicate that OpenTable's payment processing is straightforward and user-friendly, though many do not frequently use this feature. They find it easy to save card information for reservations and appreciate the security of storing payment details for no-show or late cancellation fees. Users note that while the payment processing feature is available, it is not a primary function for most.
“Most restaurants that require a credit card only charge if you miss your reservation or do not cancel within a certain time frame. ”
DE

Destiny E.

Social Worker

“Stores my payment information for easy reservations. ”
HU

Heather U.

Director

Online Ordering key features coverage

OpenTable offers 5 out of the 5 key features for Online Ordering software identified by reviewers:

Online Payments4.6
Mobile Payments4.9
Mobile Access4.7
Order Tracking4.5
Order Management4.6

Pros and cons based on 1,316 verified reviews

75% of users rated OpenTable 5 out of 5 stars, while 1% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 1,316 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Efficient meeting scheduling

Quick and easy table reservations

Cons:

High costs deter users

See pros and cons details

Pricing

Starting price:$149 flat rate/per month|Free version:Available|Free trial:Available

Prices may vary depending on the number of users and features.

Square Point of Sale logo
4.6
(3K)

User insights about the payment processing feature

Reviewers appreciate Square Point of Sale's payment processing capabilities for their speed, ease of use, and reliability. They find it convenient to accept various payment methods, including credit cards, debit cards, and mobile wallets, both online and offline. Users highlight the quick processing times, often within 1-2 business days, and the ability to handle transactions even during internet outages. They also value the seamless integration with other software and the user-friendly interface, although some mention that the fees can be high.
“My sales receipts have 2 ways of posting. I can transfer to my bank for free taking about 2 days or for a small fee I can transfer my days sales instantly. I prefer instantly because for a small price it makes it much easier to balance sales and deposits by a singular date”
FV

Felicia V.

Owner

“I can take payments any time, any where, and in almost any form. I can even account for cash payments received. Every payment is accompanied by super easy invoice which creates data pools to make things like taxes a breeze. ”
RB

Rodney B.

President

Online Ordering key features coverage

Square Point of Sale offers 4 out of the 5 key features for Online Ordering software identified by reviewers:

Online Payments4.6
Mobile Payments4.7
Mobile Access4.7
Order Tracking
Order Management4.4

Pros and cons based on 3,010 verified reviews

74% of users rated Square Point of Sale 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 3,010 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Cons:

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details

Pricing

Free version:Available|Free trial:Available

Prices may vary depending on the number of users and features.

Other Top Rated Online Ordering Software with Payment Processing in 2026

Toast POS logo

Toast POS

Category Leaders

Cloud-based Point of Sale solution for restaurants

visit website
Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Read more about Toast POS

Users also considered
SevenRooms logo

SevenRooms

Operations, marketing, & guest engagement platform

visit website
SevenRooms is a web-based direct reservations, guest experience, marketing automation, and operations management solution for restaurants, hotels, nightclubs, sports clubs, and other membership organizations. Businesses can manage guest experience with a native iOS app and multiple POS integrations.

Read more about SevenRooms

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Read more about Square Point of Sale

Users also considered
OpenTable logo

The best restaurant management platform.

The best restaurant management platform to help you fill seats, run smoother shifts, grow guest relationships, and drive more revenue.

Read more about OpenTable

Users also considered
Restroworks logo
Category Leaders

Cloud-based restaurant management and POS software

Restroworks (previously Posist) is a premier cloud-based restaurant management platform, serving over 20,000 restaurants in 50+ countries. It offers comprehensive solutions including POS, and streamlines operations like FOH, BOH, and CRM. Esteemed clients include Taco Bell and Subway.

Read more about Restroworks

Users also considered
Loyverse POS logo
Category Leaders

Free point of sale software & inventory system

Loyverse is a cloud POS system for cafes, bars or small shops that provides inventory management, loyalty program, electronic receipts, & customer communication

Read more about Loyverse POS

Users also considered
CAKE POS logo
Category Leaders

CAKE POS is built for restaurants of all sizes.

CAKE's online ordering enables customers to experience a seamless ordering experience and avoid expensive third-party apps. For effortless operation, your online menu updates automatically based on seasonal menus, price adjustments, and out-of-stock items - orders instantly go to our integrated KDS.

Read more about CAKE POS

Users also considered
Square Online logo
Category Leaders

Website designing tool for eCommerce businesses

Square Online Store allows small & medium-sized sellers to grow their business with a professional eCommerce website & integrated tools

Read more about Square Online

Users also considered
SpotOn logo

Restaurant POS for payment processing

SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

Read more about SpotOn

Users also considered
Acumatica Cloud ERP logo

Cloud-based enterprise resource planning software

Acumatica Cloud ERP simplifies online ordering with Order Management, Order Tracking, and Online Payments. Alerts/Notifications keep users informed, while Mobile Access ensures flexibility. Secure Payment Processing delivers a seamless and efficient customer experience.

Read more about Acumatica Cloud ERP

Users also considered
authorize.net logo

Payment processing across multiple channels

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Read more about authorize.net

Users also considered
StoreKit logo
Category Leaders

Food delivery and point of sale (POS) software for retailers

StoreKit is designed to help businesses process food orders and streamline point of sale (POS) operations. The application enables retailers to create and edit digital menus, maintain product catalogs, and set up online stores by adding address, opening times, and merchandise information.

Read more about StoreKit

Users also considered
Flipdish logo

All-in-one POS and restaurant management system

Built by QSR owners who know exactly what you need, Flipdish POS is used by thousands of restaurants and takeaways around the world.

Read more about Flipdish

Users also considered
Lightspeed Restaurant logo

Point of sale (POS) system for restaurants

Lightspeed Restaurant is a cloud-based point of sale (POS) system for restaurants. The platform offers features including sales tracking, contactless payment processing, customizable floor plans, employee management, and more. Lightspeed Restaurant also offers add-ons for delivery and eCommerce.

Read more about Lightspeed Restaurant

Users also considered
Epos Now logo

An easy-to-use, adaptable point-of-sale and payment system.

With Epos Now POS systems, you can maintain one inventory and access all your reports in one place while accepting sales at the bar, at customer table, and from your customer’s homes, keeping up with changing customer trends and providing them with the very best service.

Read more about Epos Now

Users also considered
Gofrugal logo

ERP solutions for retail, restaurants & distribution

GOFRUGAL offers retail, restaurant, distribution and Enterprise businesses a range of ERP and Point of Sale (POS) solutions suitable for multiple trades, with a cloud-based option boasting multi-store management, inventory control, purchase automation, BI reporting & data syncing for offline access

Read more about Gofrugal

Users also considered
Lavu logo
Category Leaders

Cloud-based iPad POS system for the restaurant industry

Lavu is an iPad-based restaurant POS system designed for various food service establishments including full-service restaurants, cafes, and food trucks. The platform offers integrated features such as dual pricing options, online ordering, kitchen display systems, and automated payroll processing. Restaurant operators can manage their business remotely with detailed reporting tools while benefiting from customizable menu modules that allow for quick adjustments to inventory and pricing.

Read more about Lavu

Users also considered
Marketman logo

AI-Powered Restaurant Inventory Management Software

Restaurant inventory and supplier management software that empowers small to large hospitality operators with data-driven insights and industry-leading AI tools.

Read more about Marketman

Users also considered
Clover logo

Comprehensive point of sale & business management solution

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Read more about Clover

Users also considered
Genius logo
Category Leaders

A point of sale so easy, it’s Genius.

Genius is the all-in-one cloud POS built for retail, restaurant and enterprises. With powerful — but user-friendly — features, it helps businesses of all sizes operate smarter, delight customers and maximize profits.

Read more about Genius

Users also considered
TouchBistro logo

All-in-One POS & Restaurant Management System

TouchBistro’s All-in-One Restaurant Management system offers all the technology you need to run your restaurant on one easy-to-use platform. Designed for and by restaurant service staff, TouchBistro meets the specific needs of the industry with 24/7 expert support.

Read more about TouchBistro

Users also considered
MYR POS logo

iPad POS for quick-serve, takeaway & on-the-go customers

MYR POS is a point of sale solution which helps fast-food restaurants and cafes streamline their operations. With applications for food trucks, bakeries, bars, pizzerias, ice cream parlours, franchises, salad bars, and more, MYR POS supports efficient, quick-service order management.

Read more about MYR POS

Users also considered
talech logo

Increase sales and grow your business with talech POS

talech is a secure and easy-to-use cloud-based iPad point of sale (POS) system which allows restaurants, retail and service outlets to take orders, manage tables, manage inventory, process payments, take & manage appointments and timed-service, deliver real-time analytics and reports and much more

Read more about talech

Users also considered
Now Book It logo

Simplify hospitality management with Now Book It

Now Book It is an online reservation platform providing a suite of tools for businesses in the hospitality industry to manage reservations, create personalized guest experiences, and increase sales. With an easy-to-navigate interface, Now Book It allows businesses to gain deep insights into customer behavior, such as average spend, visit frequency, and dining preferences.

Read more about Now Book It

Users also considered
LS Retail logo

We make business easy

A unified ERP + POS software solution built on Microsoft Dynamics technology that is ideal for retailers, restaurants, hotels, pharmacies and gas stations with at least 50+ employees, or multiple locations. Ideal also for companies with ambitious growth goals.

Read more about LS Retail

Users also considered

Key features for Online Ordering software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Online Payments: Reviewers appreciate the ease, speed, and security of processing online payments. Features like linking multiple funding sources, buyer protection, and global reach enhance user satisfaction. 92% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Reviewers value the convenience and accessibility of sending and receiving payments anywhere. Security features and integration with other apps improve the overall user experience. 90% of reviewers rated this feature as important or highly important.
  • Mobile Access: Reviewers enjoy the convenience of managing accounts, making payments, and tracking transactions on mobile devices. The app's user-friendly interface and comprehensive functionality enhance usability. 88% of reviewers rated this feature as important or highly important.
  • Order Tracking: Reviewers find real-time order tracking enhances customer satisfaction by providing transparency and timely updates. It helps businesses manage orders efficiently and reduces customer inquiries. 88% of reviewers rated this feature as important or highly important.
  • Order Management: Reviewers highlight the importance of efficient order processing and delivery. Features like real-time updates, easy integration with other platforms, and clear transaction records improve business operations. 78% of reviewers rated this feature as important or highly important.