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Spend Management Software with Configurable Workflow (2026)

Last updated: April 2026

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111 software options

Rippling logo
Category Leaders

Workforce management across HR, finance, and IT. 

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Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

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Wrike logo

AI powered workflow management platform

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Wrike is a work management platform trusted by more than two million users across 140 countries. Features include expense reports, time tracking tools, and custom analytics dashboards. Take control of your spending and monitor your resources to increase your organization’s profits.

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Emburse Expense Professional logo

Travel and expense management tool for midsize businesses

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Emburse Expense Professional is a cloud-based tool that provides data visibility into corporate spending. It automatically creates reports for employees, streamlines approvals, and makes reimbursement and reporting effortless for accountants.

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Expensify logo

Expense management & corporate card platform

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Expensify is an expense management platform that automates receipt scanning, expense tracking, and employee reimbursements. The software includes features such as corporate card management, travel booking capabilities, and integration with accounting systems including QuickBooks, NetSuite, Sage Intacct, and Xero. Expensify offers global reimbursement processing and allows organizations to link existing corporate cards from banks worldwide.

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webexpenses logo

Software for smarter expense management & invoice processing

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Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

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Happay logo

A simple and intuitive solution that focuses on the people.

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Happay is an all-in-one Spend Management system for businesses of all sizes. Our Platform makes Employee Spend Management a breeze with AI-powered features and technology.

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Lanes & Planes logo

Business travel booking portal with native mobile apps

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Lanes & Planes provides an online portal and native mobile apps for booking and managing all aspects of business travel. The software combines an efficient travel management system with a 24/7 concierge service for all business travelers.

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Stampli logo

Stress-free finance operations

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Stampli Cards give finance teams control over AP and expense transactions — integrated into Stampli's AP automation platform.

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Circula logo

The first app, that combines expense management and Benefits

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Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

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ExpensePoint logo

Mobile automated expense reporting for employees

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ExpensePoint is a mobile expense management solution for small to large multinational enterprises that automates employee expense report processes. Features include receipt reading and imaging, approval routing, credit card uploading, and policy enforcement. The platform serves all global markets and is accessible via any web browser or Android or iOS mobile device.

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BILL Spend & Expense logo

The all-in-one expense management solution.

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Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality. With Divvy, never go over budget again. Period.

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Moss logo
Category Leaders

Spend management and expense report software

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Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

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Precoro logo
Category Leaders

Procurement software for centralized purchasing

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Easily manage all of your business expenses in a matter of seconds. Automated spend management, streamlined approvals, smart budgeting and expense tracking, automated PR and PO processing — all in one cloud-based app.

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Ramp logo
Category Leaders

Corporate card and expense management platform

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Ramp is an all-in-one corporate card & spend management system, built to help you grow efficiently. Issue Ramp cards with customizable limits & auto-enforced policies that block unwanted spend before it happens. Get real-time reporting & detailed savings insights to plan strategically for tomorrow.

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Sage Intacct logo

Best-in-class Cloud ERP for Finance

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Streamline your purchasing and payables processes and ensure company spending complies with corporate budgets.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Spendesk is the all-in-one spend management solution that gives finance teams full control and visibility over company spending.

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Teampay logo
Category Leaders

Request, approve, and track company spending in real-time.

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Teampay’s spend management platform gives finance teams control and automates the purchasing, reconciliation, and reporting process.

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Spendwise logo
Category Leaders

Spend management software for business

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Spendwise - formerly Officewise - is an interactive cloud-based accounting solution that helps small and mid-sized businesses manage their accounting and financial operations

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ELMO Software logo

HR & Payroll Software, simplified.

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ELMO’s integrated Expenses solution can automate how you manage business expenses. Submitting, approving, and reporting expenses is simplified through our intuitive digital platform.

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Navan logo

All-in-one travel, corporate card, and expense management

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Navan, formerly TripActions, is the all-in-one travel, corporate card, and expense management solution that helps companies save time and money.

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Payhawk logo

Spend management platform that automates expense processing

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Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

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Procurify logo

A leading procurement and spend management software.

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Procurify unifies purchasing, AP, expenses, and cards in one AI-powered platform, giving mid-market organizations real-time visibility and control over every dollar. Uncover trends, flag anomalies, and make proactive spend decisions with AI-powered Spend Insights and dashboards.

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AvidXchange logo

Automated AP for mid-market businesses

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AvidXchange provides accounts payable automation software designed for middle-market businesses. The platform streamlines invoice processing and payment workflows through AI-enhanced technology that integrates with various accounting systems. The solution offers centralized visibility into payables processes while maintaining customizable approval workflows and comprehensive audit trails for improved financial control.

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Tipalti logo

Finance automation and accounts payable solution

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Streamline purchasing with Tipalti's spend management software.

Streamline purchasing with Tipalti's spend management software. Full accounts payable, procurement, outbound payments and employee expense automation gives you full visibility of all business spend from a single system. While extensive

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Soldo logo

Expense Management and Soldo Company Cards

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Stop the headache of expense management with Soldo company cards tied to a powerful expense management platform.

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