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Plooto Logo

Accounts payable and receivable software

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Plooto - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Plooto overview

Based on 241 verified user reviews

What is Plooto?

By industry, Plooto reviewers are most commonly professionals in accounting (41%). The most frequent use case for Plooto cited by reviewers is accounts payable (64% of reviewers).

What do users say about Plooto pricing?

Reviewers indicate that Plooto offers affordable fees and cost savings for high transaction volumes, and they appreciate its value compared to competitors. Some users report frustration with unexpected price increases and the fixed monthly fee for small businesses.

What are the most popular integrations for Plooto?

The Plooto integration most frequently cited by reviewers is QuickBooks Online Advanced, an accounting product rated 4.4 out of 5 for its integration with Plooto.

Starting price

9flat rate /
per month

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Pros & Cons

Payment Processing

Accounting Integration

Bank Account Management

Unresponsive customer assistance

Plooto’s user interface

Ease of use rating:

Plooto pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(12)
3-4(96)
5(133)

What do users say about Plooto?

By industry, Plooto reviewers are most commonly professionals in accounting (41%). The most frequent use case for Plooto cited by reviewers is accounts payable (64% of reviewers).

Select to learn more


Who uses Plooto?

Based on 241 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Accounting
Construction
Design
Education Management
Others

Use cases

Accounts Payable
Billing and Invoicing
Payment Processing
Accounts Receivable
Recurring Billing

Plooto's key features

Most critical features, based on insights from Plooto users:

Multi-Currency
Billing & invoicing
Expense tracking

All Plooto features

Features rating:

Access controls/permissions
Accounting
Accounting integration
Accounts payable
Accounts receivable
ACH payment processing
Activity dashboard
Alerts/Notifications
Approval process control
Approval workflow
Audit trail
Bank reconciliation
Billing & invoicing
Billing portal
Cash flow management
Check writing
Client portal
Collaboration tools
Compliance management
Contact database
Credit card processing
Customer statements
Customizable branding
Data import/export
Data security
Debit/Credit card processing
Deferred billing
Digital wallet payments
Drag & drop
Electronic funds transfer
Electronic payments
Email management
Email reminders
Encryption
ERP integration
Expense tracking
File sharing
Financial reporting
For small businesses
Fraud detection
General ledger
Invoice history
Invoice management
Invoice processing
Mobile access
Multi-Currency
Multi-Location
Multi-Period recurring billing
Multiple payment options
Online invoicing
Online payments
Payment collection
Payment fraud prevention
Payment links
Payment processing
Payment reconciliation
PCI compliance
Process/Workflow automation
Purchasing & receiving
Real-Time reporting
Receipt management
Receivables ledger
Recurring invoicing
Recurring payments
Recurring/Subscription billing
Reporting/Analytics
Reporting & statistics
Search/Filter
Self service portal
Status tracking
Third-Party integrations
Transaction history
Transaction monitoring
User management
Vendor management
Workflow management

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Plooto pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Go

9

Per month

Features included:

  • Streamline invoice processing with Plooto Capture (OCR)
  • Set basic approval workflows with 1 designated approver
  • Invite and collaborate with an unlimited number of clients and users
  • Conduct up to 5 domestic transactions per month from 1 connected bank account
  • Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
  • Send international payments with competitive exchange rates
  • Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

32

Per month

Features included:

  • Set custom approval workflows with multiple rules and unlimited approvers
  • Connect and transact from an unlimited number of bank accounts
  • Conduct unlimited domestic transactions per month
  • Save on transactions with optional payment packages

Pro

99

Per month

Features included:

  • Set controls on who can make changes to approval rules
  • Set controls on who can make changes to payment methods
  • Manage user access with single sign-on (SSO)
  • Access priority customer support

User opinions about Plooto price and value

Value for money rating:

Of 31 reviews that provide robust commentary on Plooto's price and value, mention it in a positive light.

Reviewers indicate that Plooto offers affordable fees and cost savings, especially for those with higher transaction volumes, and they appreciate its value compared to competitors. Some users say the package is advantageous for most clients and find it time and cost effective. However, some reviewers feel the switch from a pay-per-use model to a fixed monthly fee reduces value for small businesses or those with low transaction counts. Users report frustration with unexpected price increases and the lack of a grandfather clause, and some say the new pricing model makes it less appealing for infrequent users.

, and

Plooto integrations (7)

Integrations rated by users

We looked at 241 user reviews to identify which products are mentioned as Plooto integrations and how users feel about them.

Integration rating: 4.2 (12)

Integration rating: 4.5 (8)

All of our invoicing is shared between the two programs.

I haven't at the moment.

JH

Jay H.

Chief Strategy Officer

1/2
Xero logo
Xero

Integration rating: 3.0 (3)

Integration rating: 3.0 (2)

Dext logo
Dext

Integration rating: 5.0 (2)

Plooto customer support

What do users say about Plooto customer support?

Customer support rating:

We analyzed verified user reviews to identify positive and negative aspects of Plooto customer support.

A fair number of users say Plooto's support team is responsive, attentive, and genuinely helpful with onboarding and troubleshooting.

A fair number of users report difficulty reaching support, slow or vague responses, and frustration with limited or non-existent phone support.

Support options

Faqs/forum
24/7 (live rep)
Knowledge base
Email/help desk
Chat
Phone support

Training options

Documentation
Live online
Webinars
Videos

To see what individual users say about Plooto's customer support, check out the review snippets below.

“Any issues were resolved with the help of Plooto Customer Support team in a very timely manner.”

RI

Ranka I.

Senior Accountant

“Support does not answer, or they send you an article that does not explain how to fix the problem”

CN

Cheryl N.

Financial Data Manager

Plooto FAQs

Q. What is Plooto used for?

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Get paid as soon as 2 business days with credit cards! Trusted by 6,000+ businesses, the platform also integrates with popular accounting systems such as Xero and QuickBooks to eliminate data entry and automate the reconciliation of bills and invoices. Plooto provides robust two-way sync with QuickBooks and Xero, automating the end-to-end AP and AR processes - from syncing invoices and payments to reconciling payment records while keeping a full audit trail. Additionally, features like customizable approval workflows, recurring payments and pre-authorized debit (PAD) agreements save you even more time and effort.

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