PaymentCloud - 2026 Pricing, Features, Reviews & Alternatives

PaymentCloud is a credit card processing solution designed to help retailers and eCommerce businesses streamline payment operations. Key features include point-of-sale (POS) transaction management, card authentication, remote access, ACH payments processing, and recurring payments.

The solution enables staff members to process various credit cards including Visa, MasterCard, and Discover in addition to detecting fraudulent activities and ensuring compliance with PCI security standards. Operators can set up merchant accounts, collect funds from credit/debit card payments, and transfer amounts to businesses’ bank accounts. High-risk businesses can reduce the impact of chargebacks and enhance credit scores by using credit repair accounts. The solution also helps non-profits aggregate and process individual donations as well as securely store the confidential information of contributors.

PaymentCloud offers integration with various third-party platforms such as OpenCart, Volusion, PrestaShop, 3DCart, BigCommerce, Magento, Ordoro, Drupal, Weebly, OsCommerce, and more. It comes with a virtual terminal feature, which enables eCommerce retailers to process credit/debit cards and checks via online forms as well as capture customer information such as name, account details, amount, and frequency of transactions.