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Plooto Logo

Accounts payable and receivable software

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Plooto - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Plooto overview

Verified reviewer profile picture

Based on 242 verified user reviews

What is Plooto?

By industry, Plooto reviewers are most commonly professionals in accounting (40%). The most frequent use case for Plooto cited by reviewers is accounts payable (60% of reviewers).

What do users say about Plooto pricing?

Reviewers indicate Plooto offers affordable fees and helps them save money on processing costs, especially for higher transaction volumes. However, some reviewers feel the fixed monthly fee is less attractive for small businesses, and they dislike the lack of a grandfather clause during price increases.

Starting price

9flat rate /
per month

Alternatives

with better value for money


Pros & Cons

Payment Processing

Accounting Integration

Accounts Receivable and Payable

Unresponsive customer service

Plooto’s user interface

Ease of use rating:

Plooto review summaries overview

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(12)
3-4(97)
5(133)

What do users say about Plooto?

Users report Plooto streamlines payment processing, automates accounts payable and receivable, and integrates well with accounting software like QuickBooks and Xero. They find it easy to set up, use, and navigate, and say it saves significant time for both accountants and their clients, especially for remote approvals and recurring payments. Most appreciate the user-friendly interface and cloud-based accessibility. They also value the ability to manage multiple clients and accounts efficiently.

Some indicate frustrations with recent pricing changes, slower fund transfers, and occasional customer support delays. They mention that international payments and certain integrations need improvement, and that setup can be challenging for some clients.

Select to learn more


Who uses Plooto?

Based on 242 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Accounting
Construction
Information Technology and Services
Chemicals
Others

Use cases

Accounts Payable
Billing and Invoicing
Payment Processing
Accounts Receivable
Recurring Billing

Plooto's key features

Most critical features, based on insights from Plooto users:

Multi-Currency
Billing & invoicing
Expense tracking

All Plooto features

Features rating:

Access controls/permissions
Accounting
Accounting integration
Accounts payable
Accounts receivable
ACH payment processing
Activity dashboard
Alerts/Notifications
Approval process control
Approval workflow
Audit trail
Bank reconciliation
Billing & invoicing
Billing portal
Cash flow management
Check writing
Client portal
Collaboration tools
Compliance management
Contact database
Credit card processing
Customer statements
Customizable branding
Data import/export
Data security
Debit/Credit card processing
Deferred billing
Digital wallet payments
Drag & drop
Electronic funds transfer
Electronic payments
Email management
Email reminders
Encryption
ERP integration
Expense tracking
File sharing
Financial reporting
For small businesses
Fraud detection
General ledger
Invoice history
Invoice management
Invoice processing
Mobile access
Multi-Currency
Multi-Location
Multi-Period recurring billing
Multiple payment options
Online invoicing
Online payments
Payment collection
Payment fraud prevention
Payment links
Payment processing
Payment reconciliation
PCI compliance
Process/Workflow automation
Purchasing & receiving
Real-Time reporting
Receipt management
Receivables ledger
Recurring invoicing
Recurring payments
Recurring/Subscription billing
Reporting/Analytics
Reporting & statistics
Search/Filter
Self service portal
Status tracking
Third-Party integrations
Transaction history
Transaction monitoring
User management
Vendor management
Workflow management

Plooto alternatives

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Plooto pricing

Pricing plans

Pricing details:

Free plan
Free trial
Subscription

Go

9

Per month

Features included:

  • Streamline invoice processing with Plooto Capture (OCR)
  • Set basic approval workflows with 1 designated approver
  • Invite and collaborate with an unlimited number of clients and users
  • Conduct up to 5 domestic transactions per month from 1 connected bank account
  • Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
  • Send international payments with competitive exchange rates
  • Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

32

Per month

Features included:

  • Set custom approval workflows with multiple rules and unlimited approvers
  • Connect and transact from an unlimited number of bank accounts
  • Conduct unlimited domestic transactions per month
  • Save on transactions with optional payment packages

Pro

99

Per month

Features included:

  • Set controls on who can make changes to approval rules
  • Set controls on who can make changes to payment methods
  • Manage user access with single sign-on (SSO)
  • Access priority customer support

User opinions about Plooto price and value

Value for money rating:

Of 32 reviews that provide robust commentary on Plooto's price and value, mention it in a positive light.

Reviewers indicate Plooto offers affordable fees and helps them save money on processing costs, especially for businesses with higher transaction volumes. Some users say the package is cost-effective and provides good value compared to competitors. Reviewers appreciate the ease of use and integration with other platforms at a reasonable price. However, some reviewers feel the shift to a fixed monthly fee makes it less attractive for those with low transaction volumes, and they dislike the lack of a grandfather clause during price increases. Some users report the new pricing model is less suitable for small businesses.

, and

Plooto integrations (7)

Integrations rated by users

We looked at 242 user reviews to identify which products are mentioned as Plooto integrations and how users feel about them.

Integration rating: 4.2 (12)

We are still working this integration

EB

Erin B.

Executive Director

Integration rating: 4.5 (8)

Xero logo
Xero

Integration rating: 3.0 (3)

Keeps the account department happy

JF

Jacs F.

Sales

Integration rating: 3.0 (2)

Yes, I did not want to have to post my payroll each month myself.

We were not willing to switch to the on-line version because desktop is much more robust

DB

Deb B.

Owner

1/2
Dext logo
Dext

Integration rating: 5.0 (2)

Plooto customer support

What do users say about Plooto customer support?

Customer support rating:

We analyzed verified user reviews to identify positive and negative aspects of Plooto customer support.

A fair number of users find Plooto's customer support responsive, attentive, and helpful during onboarding and troubleshooting.

A portion of users report slow, unhelpful, or non-existent support, with difficulty reaching agents and lack of phone assistance.

Support options

Faqs/forum
24/7 (live rep)
Knowledge base
Email/help desk
Chat
Phone support

Training options

Documentation
Live online
Webinars
Videos

To see what individual users say about Plooto's customer support, check out the review snippets below.

“Any issues were resolved with the help of Plooto Customer Support team in a very timely manner.”

RI

Ranka I.

Senior Accountant

“Support does not answer, or they send you an article that does not explain how to fix the problem”

CN

Cheryl N.

Financial Data Manager

Plooto FAQs

Q. Who are the typical users of Plooto?

Plooto has the following typical customers:
Small Business, Freelancers

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Q. What is Plooto used for?

Plooto is an all-in-one platform that enables businesses to automate their domestic and international accounts payable and accounts receivable functions by unifying payments, processes, control, and reporting. Get paid as soon as 2 business days with credit cards! Trusted by 6,000+ businesses, the platform also integrates with popular accounting systems such as Xero and QuickBooks to eliminate data entry and automate the reconciliation of bills and invoices. Plooto provides robust two-way sync with QuickBooks and Xero, automating the end-to-end AP and AR processes - from syncing invoices and payments to reconciling payment records while keeping a full audit trail. Additionally, features like customizable approval workflows, recurring payments and pre-authorized debit (PAD) agreements save you even more time and effort.


Q. What level of support does Plooto offer?

Plooto offers the following support options:
FAQs/Forum, 24/7 (Live rep), Knowledge Base, Email/Help Desk, Chat, Phone Support

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