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Top Rated Recurring Billing Software with Billing & Invoicing in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Billing and invoicing streamline the management of recurring payments by automating invoice generation and reminders, tracking payments, and enabling customization. This ensures timely payments, reduces administrative tasks, and maintains cash flow. Our reviewers in recurring billing software rated this feature as highly important.

10 Best Recurring Billing Software with Billing & Invoicing

Product
User rating
Starting price
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
learn more
Square Point of Sale logo
4.6
(3K)
Free
learn more
PayPal logo
4.7
(26.2K)
0.29
other
learn more
Housecall Pro logo
4.7
(2.7K)
79
flat rate/per month
learn more
Wave logo
4.4
(1.7K)
19
flat rate/per month
learn more
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
learn more
Melio logo
4.2
(401)
25
per user/per month
learn more
SuiteDash logo
4.9
(608)
19
flat rate/per month
learn more
QuickBooks Desktop logo
4.4
(2.5K)
1922
flat rate/per year
learn more
Xero logo
4.4
(3.2K)
25
flat rate/per month
learn more

See other top Recurring Billing products with billing & invoicing

How we picked the 10 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Recurring Billing software category. They also needed to have sufficient reviews about billing & invoicing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for billing & invoicing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 10 best products

FreshBooks logo
Reviews Sentiment
 
 
 
1-2(82)
3-4(1,768)
5(2,656)
Key Features
Invoice Processing4.6
Electronic Payments4.5

User insights about the billing & invoicing feature

Reviewers appreciate FreshBooks' billing and invoicing for its user-friendly interface, customization options, and automation features. They find it easy to create and send professional invoices, track payments, and set up recurring billing. Users also value the integration with online payment systems and the ability to manage expenses and time tracking within the platform.

See related user reviews

“Customizable Invoices where I can add the logo, template for my company and the style that suits my business need. There are alerts to be displayed for the payments as a reminder. ”
HI

Hesham I.

Business Development Consultant

“FreshBooks allows users to quickly create professional, customizable invoices with branded elements like logos and color schemes. The intuitive interface ensures even non-technical users can generate invoices in minutes.”
AA

Adah A.

Certified Public Accountant

Starting price
21flat rate /
per month
learn more
Pros and Cons based on 4,506 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(740)
5(2,216)
Key Features
Invoice Processing4.7
Electronic Payments4.7

User insights about the billing & invoicing feature

Reviewers find Square Point of Sale's billing and invoicing easy to use and efficient for small businesses. They appreciate the ability to send invoices via email or text, track payments, and manage customer information. Users also value the professional look of the invoices and the integration with other payment processing features.

See related user reviews

“This is a great option to send a client a bill if they need it for their records. It is secured with a link so that not just anyone can access the payment information and the client can access it when they choose on a secured server.”
MM

Megan M.

Physical therapist

“Billing and invoicing is so easy with square and allows us to process invoices, payments, and provides receipts to go along with them!”
AE

Amos E.

Chief Operations Officer

Starting price
Free
learn more
Pros and Cons based on 3,018 verified reviews

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(523)
3-4(6,300)
5(19,457)
Key Features
Invoice Processing4.5
Electronic Payments4.6

User insights about the billing & invoicing feature

Reviewers highlight PayPal's billing and invoicing for its ease of use, professional templates, and quick payment processing. They appreciate the ability to send invoices via email, track payments, and manage customer information. Users find the system efficient for small businesses and freelancers, although some mention issues with account restrictions and customer support.
Verified reviewer profile picture

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“Sending invoices is quick and simple when billing through PayPal. Direct payments can be made to my PayPal account. Invoices can be saved as templates. It also accurately estimates shipping costs and taxes.”
Verified reviewer profile picture

Antonieta S.

Administrative

“Billing & Invoicing is a critical feature for me because it helps to easily create a quick invoice for customers and bill their account easily with no issues.”
BG

Brianca G.

N/A

Starting price
0.29other
learn more
Pros and Cons based on 26,280 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
Housecall Pro logo
Reviews Sentiment
 
 
 
1-2(74)
3-4(532)
5(2,130)
Key Features
Invoice Processing3.8
Electronic Payments4.4

User insights about the billing & invoicing feature

Reviewers appreciate Housecall Pro's billing and invoicing for its ease of use, automation, and integration with customer management features. They find it simple to create and send invoices, track payments, and manage customer information. Users also value the ability to get paid on-site and the system's efficiency in handling high-dollar transactions, although some mention the need for better late fee management.

See related user reviews

“In Housecall Pro Software billing and invoicing is the most important feature as it helps in making invoices and do all the day to day billings very much conveniently and accurately.”
VK

Vishnu K.

Godown Incharge

“Housecall Pros invoicing and billing was efficient, fast and helped us keep everything transparent with our customers and account managers. We were able to send reminders to customers and ensure we get paid quickly and easily and it made processing payments in our business much faster. ”
RS

Rachel S.

Operations Manager

Starting price
79flat rate /
per month
learn more
Pros and Cons based on 2,736 verified reviews

Enhanced task organization

Facilitates business growth

Efficient dispatching system

Responsive support team

Continuous software improvements

Disruptive software updates

Slow issue resolution

Limited email marketing features

Inadequate financial management

Problematic QuickBooks integration

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(109)
3-4(558)
5(1,052)
Key Features
Invoice Processing4.6
Electronic Payments4.4

User insights about the billing & invoicing feature

Reviewers highlight Wave's billing and invoicing for its ease of use and professional templates. They appreciate the ability to track payments, send reminders, and automate recurring invoices. Users find it simple to create and send invoices, which helps maintain cash flow and client satisfaction. However, some users note delays in payment processing and account approvals.
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“I run a small construction company and it was very easy to start generating professional looking estimates/bids and invoices. I really like that estimates and invoices are created in the same way, and that you can convert an estimate to an invoice if you end up doing the work. The templates aren't super flexible, but you can add logos, header, footer, etc. and adjust the colors to match your brand.”
RM

Rowan M.

Owner

“The Billing and Invoicing in this system is actually really excellent. My client's love the features. I can attach PDF copies of the invoice for them. The payment processing is industry standard, but I can get immediate ac cess to the fund if I need them through Wave Money. I really only use the system for Billing and Invoicing at this stage and it remains by far a superior choice to Quickbooks or Xero in terms of features and cost.”
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Jeff M.

Marketing and Web Services Consultant

Starting price
19flat rate /
per month
learn more
Pros and Cons based on 1,719 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(456)
3-4(3,151)
5(4,778)
Key Features
Invoice Processing4.4
Electronic Payments4.5

User insights about the billing & invoicing feature

Reviewers appreciate QuickBooks Online's billing and invoicing for its ease of use, customization options, and automation capabilities. They find it simple to create, send, and track invoices, which helps maintain cash flow and client satisfaction. Users also value the integration with other financial tools and the ability to manage recurring invoices, although some mention the need for better template customization.

See related user reviews

“QuickBooks Online makes billing and invoicing a breeze. Users can create professional-looking invoices, set up recurring invoices, and accept online payments.”
MG

Massimiliano G.

Graphic Designer

“I use QuickBooks Online more so for billing/invoicing over expense tracking so the ability to get that task done takes priority over all others. I have found the process to be easy for me to disseminate invoices and for my customers to receive them and remit payment online. ”
MS

Michelle S.

Small Business Owner/Brand Designer

Starting price
38flat rate /
per month
learn more
Pros and Cons based on 8,385 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details
Melio logo
Reviews Sentiment
 
 
 
1-2(61)
3-4(77)
5(263)
Key Features
Invoice Processing4.4
Electronic Payments4.1

User insights about the billing & invoicing feature

Reviewers highlight Melio's billing and invoicing for its ease of use and integration with QuickBooks Online. They appreciate the ability to create and send professional invoices quickly, track payments, and offer clients the option to absorb fees. Users find the system efficient for managing vendor payments and keeping financial records organized.

See related user reviews

“It makes it easier for me to create invoice for my Customers and Clients to do some job ”
JB

Joel B.

Marketer

“Easy to send invoices, and giving the option for user to absorb the fee is great.”
TA

Talal A.

President

Starting price
25per user /
per month
learn more
Pros and Cons based on 401 verified reviews

Efficient integration workflow

Seamless accounting integration

Intuitive user interface

Unreliable email support

Issues with money transfers

Inconsistent customer service

See pros and cons details
SuiteDash logo
Reviews Sentiment
 
 
 
1-2(6)
3-4(63)
5(539)
Key Features
Invoice Processing4.9
Electronic Payments5.0

User insights about the billing & invoicing feature

Reviewers appreciate SuiteDash's billing and invoicing capabilities for their automation and integration with QuickBooks. They find it easy to create, customize, and send invoices, which streamlines financial processes and saves time. Users report that the system helps maintain timely payments and reduces outstanding bills. However, some mention that the features are less robust in Europe due to regulatory compliance issues.
Verified reviewer profile picture

See related user reviews

“There are various methods of billing and invoicing clients, including within automated workflows and also manual invoicing, so it covers all of our needs.”
LH

Lloyd H.

Director

“The streamlined invoicing process automates recurring payments for us - time saver, and ensure timely payments from clients - maintains cashflow.”
Verified reviewer profile picture

Glaiza O.

Founder

Starting price
19flat rate /
per month
learn more
Pros and Cons based on 608 verified reviews
Verified reviewer profile picture

Highly responsive support team

Comprehensive white labeling options

Slow performance speed

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,040)
5(1,421)
Key Features
Invoice Processing4.6
Electronic Payments

User insights about the billing & invoicing feature

Reviewers appreciate QuickBooks Desktop's billing and invoicing for its ease of use, customization options, and integration with other financial tools. They find it simple to create, send, and track invoices, which helps maintain cash flow and client satisfaction. Users also value the automation capabilities and the ability to manage recurring invoices.

See related user reviews

“I love that I am able to customize billing and invoicing to suit the field we are in. Construction is different than other businesses sometimes in that we need customized fields on invoices.”
LA

Lee A.

Owner

“I like the professionalism and efficiency that this feature gives. This allows me to easily create, customize and track invoices, which improves my cashflow management. ”
SM

Shelmith M.

Admin Virtual Assistant

Starting price
1922flat rate /
per year
learn more
Pros and Cons based on 2,547 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details
Xero logo
Reviews Sentiment
 
 
 
1-2(159)
3-4(1,155)
5(1,955)
Key Features
Invoice Processing4.6
Electronic Payments4.6

User insights about the billing & invoicing feature

Reviewers appreciate Xero's billing and invoicing for its ease of use, automation, and integration with other systems. They find it simple to create, customize, and send invoices, which helps maintain accurate financial records and timely payments. Users also value the recurring billing and online payment capabilities, although some mention the need for better template customization.
Verified reviewer profile picture

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“I helped my father switch his consulting business from QuickBooks to Xero per his request. His partners in England had been using Xero for a number of years and it just made sense for him to switch. I was able to set up his billing and invoicing with great ease. And what I wasn't entirely sure about, I was able to find helpful tutorial videos. At this point he is not choosing to take credit card payments, but in future the "Pay Now" button would be a great tool to get his clients to pay right on time.”
SK

Sarah K.

Digital Designer

“What I like about "Billing and Invoicing" in Xero is its accuracy. It automatically calculates for you which will avoid human error especially the taxes. I like this feature because it saves you time and effort.”
Verified reviewer profile picture

Sharem S.

Virtual Assistant

Starting price
25flat rate /
per month
learn more
Pros and Cons based on 3,269 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details

Other Top Rated Recurring Billing Software with Billing & Invoicing in 2026

PayPal logo

Payment processing, fraud protection and risk management

learn more
PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Online logo

Accounting and business management software

learn more
QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

learn more
Use FreshBooks' auto-billing feature to automatically invoice your customers and charge their credit cards on a regular basis by setting up recurring profiles.

Read more about FreshBooks

Users also considered
Housecall Pro logo

Field service management application for businesses

learn more
Housecall Pro is a comprehensive business solution for home service professionals. Trusted by over 45,000 businesses, it offers a range of innovative tools via a user-friendly platform. Easily automate tasks, streamline workflows, communicate with customers in real time, collect data, and more.

Read more about Housecall Pro

Users also considered
Square Point of Sale logo

iPad & Android point of sale (POS) system

learn more
Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Read more about Square Point of Sale

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

learn more
Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

learn more
QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

learn more
Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
SuiteDash logo
Category Leaders

All-in-One Business Software

learn more
Perfect for small to medium-sized businesses looking for a cost-effective, all-in-one platform to integrate CRM, project management, billing, and client portals, SuiteDash simplifies operations, boosts productivity, and reduces overhead costs. Save time and money while streamlining your workflow wit

Read more about SuiteDash

Users also considered
HoneyBook logo

Client management for freelancers & SMBs

learn more
HoneyBook is a client management tool designed for small business owners and freelancers to help manage and process payments, bookings, contracts, and more and aid collaboration and communication.

Read more about HoneyBook

Users also considered
Abby logo

Billing and invoicing platform

learn more
Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

learn more
QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

Users also considered
PayPal Invoicing logo
Category Leaders

Free online invoice creation and sending

learn more
PayPal Invoicing is a free solution for creating and sending online invoices within a PayPal Business account. The tool allows users to create custom-branded invoice templates, populate billing details, track payments, view billing histories, schedule invoices, accept partial payments, and more.

Read more about PayPal Invoicing

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

learn more
BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Fiverr logo

Time tracking, invoicing and payments app for freelancers

learn more
Fiverr Workspace (formerly AND.CO) is a cloud-based solution for freelance and small business workers, designed to streamline the time & expense tracking process with tools such as invoicing, contract creation, time tracking, expense tracking, & more. Fiverr Workspace also provides native mobile app support for Android & iOS.

Read more about Fiverr

Users also considered
Odoo logo

All-in-one open-source business software

learn more
Eliminate the hassle of sending reminders for late or outstanding payments with Odoo’s recurring billing tools. Automate invoice processes by integrating the quotes, delivery orders and contracts.

Read more about Odoo

Users also considered
Avaza logo
Category Leaders

All-in-one, client-focused project management for teams.

learn more
Automate recurring invoices for retainers and subscriptions with accurate billing, reduced manual effort, and consistent cash flow.

Read more about Avaza

Users also considered
Patriot Accounting logo

Cloud-based accounting and payroll software

learn more
Patriot Accounting is an online accounting solution that allows businesses to track and manage transactions, import bank transactions, reconcile accounts, send estimates & invoices & more.

Read more about Patriot Accounting

Users also considered
ePayPolicy logo

Faster, Easier, Integrated Insurance Payment Services

learn more
ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

Read more about ePayPolicy

Users also considered
Jackrabbit Gymnastics logo

Online cheer gym management software

learn more
Online gymnastics class software used by over 12,000 studios & schools will transform the way you run your business. Learn more now!

Read more about Jackrabbit Gymnastics

Users also considered
Holded logo
Category Leaders

ERP, Accounting, Invoicing & more for freelancers and SMBs.

learn more
It's a cloud-based invoicing software for freelancers, SMBs and accountant offices to control all aspects of their business and optimise their management.

Read more about Holded

Users also considered
Sage Intacct logo

Best-in-class Cloud ERP for Finance

learn more
Sage Intacct automates recurring and subscription billing for SaaS companies with >$5M revenue and 20+ staff. Manage multiple pricing tiers, flexible billing cycles, and ASC 606-compliant revenue recognition. Includes payment processing, dunning workflows, and real-time SaaS metrics dashboards.

Read more about Sage Intacct

Users also considered
Subbly logo

The subscription-first commerce platform

learn more
Subbly's all-in-one platform empowers you to launch, run, and scale a subscription business with no coding skills or third-party plugins required.

Read more about Subbly

Users also considered
Regpack logo

AI-automated payment and registration cloud software.

learn more
Automate and streamline your onboarding, billing, and client management tasks with Regpack. Our billing tools provide automated recurring billing plans, payment plans for one-time payments, all on your website or integrated into your product. Track revenue with our full suite of dynamic reporting.

Read more about Regpack

Users also considered
BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

learn more
BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can flourish.

Read more about BILL Accounts Payable & Receivable

Users also considered

Key features for Recurring Billing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Invoice Processing: Users value the quick and accurate creation, customization, and automatic sending of invoices, which simplifies billing and improves payment tracking. 98% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Reviewers appreciate the secure, fast, and versatile electronic payment options, which enhance convenience and streamline transactions for both businesses and customers. 97% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers find it valuable for its ability to easily match transactions with bank statements, ensuring accurate financial records and simplifying monthly reconciliations. 95% of reviewers rated this feature as important or highly important.
  • Payment Processing: Users benefit from the secure, efficient handling of transactions, including multiple payment methods and real-time processing, which enhances cash flow and accuracy. 93% of reviewers rated this feature as important or highly important.
  • Recurring/Subscription Billing: Reviewers appreciate the automation of regular payments, easy setup of subscription plans, and the ability to manage and track recurring transactions efficiently. 90% of reviewers rated this feature as important or highly important.