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Top Rated Recurring Billing Software with Billing & Invoicing in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Billing and invoicing streamline the management of recurring payments by automating invoice generation and reminders, tracking payments, and enabling customization. This ensures timely payments, reduces administrative tasks, and maintains cash flow. Our reviewers in recurring billing software rated this feature as highly important.

10 Best Recurring Billing Software with Billing & Invoicing

Product
User rating
Starting price
Melio logo
4.2
(400)
25
per user/per month
visit website
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
visit website
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
Housecall Pro logo
4.7
(2.7K)
79
flat rate/per month
visit website
SuiteDash logo
4.9
(608)
19
flat rate/per month
learn more
Square Point of Sale logo
4.6
(3K)
Free
learn more
Wave logo
4.4
(1.7K)
19
flat rate/per month
learn more
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
learn more
PayPal logo
4.7
(26.1K)
0.29
other
learn more
QuickBooks Desktop logo
4.4
(2.5K)
1922
flat rate/per year
learn more

See other top Recurring Billing products with billing & invoicing

How we picked the 10 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Recurring Billing software category. They also needed to have sufficient reviews about billing & invoicing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for billing & invoicing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 10 best products

Melio logo

Melio

Reviews Sentiment
 
 
 
1-2(61)
3-4(77)
5(262)
Key Features
Invoice Processing4.4
Electronic Payments4.1

User insights about the billing & invoicing feature

Reviewers highlight Melio's billing and invoicing for its ease of use and integration with QuickBooks Online. They appreciate the ability to create and send professional invoices quickly, track payments, and offer clients the option to absorb fees. Users find the system efficient for managing vendor payments and keeping financial records organized.

See related user reviews

“It makes it easier for me to create invoice for my Customers and Clients to do some job ”
JB

Joel B.

Marketer

“Easy to send invoices, and giving the option for user to absorb the fee is great.”
TA

Talal A.

President

Starting price
25per user /
per month
visit website
Pros and Cons based on 400 verified reviews

Efficient integration workflow

Seamless accounting integration

Intuitive user interface

Unreliable email support

Issues with money transfers

Inconsistent customer service

See pros and cons details
FreshBooks logo

FreshBooks

Reviews Sentiment
 
 
 
1-2(82)
3-4(1,765)
5(2,655)
Key Features
Invoice Processing4.6
Electronic Payments4.5

User insights about the billing & invoicing feature

Reviewers appreciate FreshBooks' billing and invoicing for its user-friendly interface, customization options, and automation features. They find it easy to create and send professional invoices, track payments, and set up recurring billing. Users also value the integration with online payment systems and the ability to manage expenses and time tracking within the platform.

See related user reviews

“Customizable Invoices where I can add the logo, template for my company and the style that suits my business need. There are alerts to be displayed for the payments as a reminder. ”
HI

Hesham I.

Business Development Consultant

“FreshBooks allows users to quickly create professional, customizable invoices with branded elements like logos and color schemes. The intuitive interface ensures even non-technical users can generate invoices in minutes.”
AA

Adah A.

Certified Public Accountant

Starting price
21flat rate /
per month
visit website
Pros and Cons based on 4,502 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Invoice Processing4.6
Electronic Payments4.6

User insights about the billing & invoicing feature

Reviewers appreciate Xero's billing and invoicing for its ease of use, automation, and integration with other systems. They find it simple to create, customize, and send invoices, which helps maintain accurate financial records and timely payments. Users also value the recurring billing and online payment capabilities, although some mention the need for better template customization.
Verified reviewer profile picture

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“I helped my father switch his consulting business from QuickBooks to Xero per his request. His partners in England had been using Xero for a number of years and it just made sense for him to switch. I was able to set up his billing and invoicing with great ease. And what I wasn't entirely sure about, I was able to find helpful tutorial videos. At this point he is not choosing to take credit card payments, but in future the "Pay Now" button would be a great tool to get his clients to pay right on time.”
SK

Sarah K.

Digital Designer

“What I like about "Billing and Invoicing" in Xero is its accuracy. It automatically calculates for you which will avoid human error especially the taxes. I like this feature because it saves you time and effort.”
Verified reviewer profile picture

Sharem S.

Virtual Assistant

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
Housecall Pro logo

Housecall Pro

Reviews Sentiment
 
 
 
1-2(74)
3-4(532)
5(2,130)
Key Features
Invoice Processing3.8
Electronic Payments4.4

User insights about the billing & invoicing feature

Reviewers appreciate Housecall Pro's billing and invoicing for its ease of use, automation, and integration with customer management features. They find it simple to create and send invoices, track payments, and manage customer information. Users also value the ability to get paid on-site and the system's efficiency in handling high-dollar transactions, although some mention the need for better late fee management.

See related user reviews

“In Housecall Pro Software billing and invoicing is the most important feature as it helps in making invoices and do all the day to day billings very much conveniently and accurately.”
VK

Vishnu K.

Godown Incharge

“Housecall Pros invoicing and billing was efficient, fast and helped us keep everything transparent with our customers and account managers. We were able to send reminders to customers and ensure we get paid quickly and easily and it made processing payments in our business much faster. ”
RS

Rachel S.

Operations Manager

Starting price
79flat rate /
per month
visit website
Pros and Cons based on 2,736 verified reviews

Enhanced task organization

Facilitates business growth

Efficient dispatching system

Responsive support team

Continuous software improvements

Disruptive software updates

Slow issue resolution

Limited email marketing features

Inadequate financial management

Problematic QuickBooks integration

See pros and cons details
SuiteDash logo
Reviews Sentiment
 
 
 
1-2(6)
3-4(63)
5(539)
Key Features
Invoice Processing4.9
Electronic Payments5.0

User insights about the billing & invoicing feature

Reviewers appreciate SuiteDash's billing and invoicing capabilities for their automation and integration with QuickBooks. They find it easy to create, customize, and send invoices, which streamlines financial processes and saves time. Users report that the system helps maintain timely payments and reduces outstanding bills. However, some mention that the features are less robust in Europe due to regulatory compliance issues.
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“There are various methods of billing and invoicing clients, including within automated workflows and also manual invoicing, so it covers all of our needs.”
LH

Lloyd H.

Director

“The streamlined invoicing process automates recurring payments for us - time saver, and ensure timely payments from clients - maintains cashflow.”
Verified reviewer profile picture

Glaiza O.

Founder

Starting price
19flat rate /
per month
learn more
Pros and Cons based on 608 verified reviews
Verified reviewer profile picture

Highly responsive support team

Comprehensive white labeling options

Slow performance speed

See pros and cons details
Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(735)
5(2,213)
Key Features
Invoice Processing4.7
Electronic Payments4.7

User insights about the billing & invoicing feature

Reviewers find Square Point of Sale's billing and invoicing easy to use and efficient for small businesses. They appreciate the ability to send invoices via email or text, track payments, and manage customer information. Users also value the professional look of the invoices and the integration with other payment processing features.

See related user reviews

“This is a great option to send a client a bill if they need it for their records. It is secured with a link so that not just anyone can access the payment information and the client can access it when they choose on a secured server.”
MM

Megan M.

Physical therapist

“Billing and invoicing is so easy with square and allows us to process invoices, payments, and provides receipts to go along with them!”
AE

Amos E.

Chief Operations Officer

Starting price
Free
learn more
Pros and Cons based on 3,010 verified reviews

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(108)
3-4(553)
5(1,049)
Key Features
Invoice Processing4.6
Electronic Payments4.4

User insights about the billing & invoicing feature

Reviewers highlight Wave's billing and invoicing for its ease of use and professional templates. They appreciate the ability to track payments, send reminders, and automate recurring invoices. Users find it simple to create and send invoices, which helps maintain cash flow and client satisfaction. However, some users note delays in payment processing and account approvals.
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“I run a small construction company and it was very easy to start generating professional looking estimates/bids and invoices. I really like that estimates and invoices are created in the same way, and that you can convert an estimate to an invoice if you end up doing the work. The templates aren't super flexible, but you can add logos, header, footer, etc. and adjust the colors to match your brand.”
RM

Rowan M.

Owner

“The Billing and Invoicing in this system is actually really excellent. My client's love the features. I can attach PDF copies of the invoice for them. The payment processing is industry standard, but I can get immediate ac cess to the fund if I need them through Wave Money. I really only use the system for Billing and Invoicing at this stage and it remains by far a superior choice to Quickbooks or Xero in terms of features and cost.”
Verified reviewer profile picture

Jeff M.

Marketing and Web Services Consultant

Starting price
19flat rate /
per month
learn more
Pros and Cons based on 1,710 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Invoice Processing4.4
Electronic Payments4.5

User insights about the billing & invoicing feature

Reviewers appreciate QuickBooks Online's billing and invoicing for its ease of use, customization options, and automation capabilities. They find it simple to create, send, and track invoices, which helps maintain cash flow and client satisfaction. Users also value the integration with other financial tools and the ability to manage recurring invoices, although some mention the need for better template customization.

See related user reviews

“QuickBooks Online makes billing and invoicing a breeze. Users can create professional-looking invoices, set up recurring invoices, and accept online payments.”
MG

Massimiliano G.

Graphic Designer

“I use QuickBooks Online more so for billing/invoicing over expense tracking so the ability to get that task done takes priority over all others. I have found the process to be easy for me to disseminate invoices and for my customers to receive them and remit payment online. ”
MS

Michelle S.

Small Business Owner/Brand Designer

Starting price
38flat rate /
per month
learn more
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(519)
3-4(6,259)
5(19,347)
Key Features
Invoice Processing4.5
Electronic Payments4.6

User insights about the billing & invoicing feature

Reviewers highlight PayPal's billing and invoicing for its ease of use, professional templates, and quick payment processing. They appreciate the ability to send invoices via email, track payments, and manage customer information. Users find the system efficient for small businesses and freelancers, although some mention issues with account restrictions and customer support.
Verified reviewer profile picture

See related user reviews

“Sending invoices is quick and simple when billing through PayPal. Direct payments can be made to my PayPal account. Invoices can be saved as templates. It also accurately estimates shipping costs and taxes.”
Verified reviewer profile picture

Antonieta S.

Administrative

“Billing & Invoicing is a critical feature for me because it helps to easily create a quick invoice for customers and bill their account easily with no issues.”
BG

Brianca G.

N/A

Starting price
0.29other
learn more
Pros and Cons based on 26,125 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,034)
5(1,414)
Key Features
Invoice Processing4.6
Electronic Payments

User insights about the billing & invoicing feature

Reviewers appreciate QuickBooks Desktop's billing and invoicing for its ease of use, customization options, and integration with other financial tools. They find it simple to create, send, and track invoices, which helps maintain cash flow and client satisfaction. Users also value the automation capabilities and the ability to manage recurring invoices.

See related user reviews

“I love that I am able to customize billing and invoicing to suit the field we are in. Construction is different than other businesses sometimes in that we need customized fields on invoices.”
LA

Lee A.

Owner

“I like the professionalism and efficiency that this feature gives. This allows me to easily create, customize and track invoices, which improves my cashflow management. ”
SM

Shelmith M.

Admin Virtual Assistant

Starting price
1922flat rate /
per year
learn more
Pros and Cons based on 2,534 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details

Other Top Rated Recurring Billing Software with Billing & Invoicing in 2026

Sage Intacct logo

Sage Intacct

Best-in-class Cloud ERP for Finance

visit website
The Subscription Lifecycle Made Easy - Automate billing, subscription changes, and revenue recognition to instantly boost efficiency.

Read more about Sage Intacct

Users also considered
ZarMoney logo

ZarMoney

Category Leaders

Cloud-based accounting solution for businesses of all sizes

visit website
ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

Read more about ZarMoney

Users also considered
Melio logo

Melio

Accounts payable platform for businesses of all sizes

visit website
Melio’s B2B payments platform supports businesses of all sizes by enabling payments through bank transfers or cards, even when cards are not accepted. Sync smoothly with QuickBooks and Xero, automate scheduling tasks, and set up approval workflows for better control.

Read more about Melio

Users also considered
FreshBooks logo

FreshBooks

Category Leaders

Invoice and accounting software tailored to small businesses

visit website
Use FreshBooks' auto-billing feature to automatically invoice your customers and charge their credit cards on a regular basis by setting up recurring profiles.

Read more about FreshBooks

Users also considered
MuniBilling logo

MuniBilling

Cloud-based utility billing and property management software

visit website
MuniBilling is a cloud-based utility billing and property management software with configurable features for municipalities, government, and private companies

Read more about MuniBilling

Users also considered
Chargebee logo

Chargebee

Subscription management and recurring billing software

visit website
Keep Subscription Management Uncomplicated as You Scale. Chargebee automates the entire subscription management process from defining pricing models, to invoicing, payment pages, customer portal, and reporting.

Read more about Chargebee

Users also considered
Cloudmore logo

Cloudmore

B2B Subscription providers across many verticals

visit website
Use Cloudmore to solve your B2B subscription billing and management challenges.

Read more about Cloudmore

Users also considered
Stripe Billing logo

Stripe Billing

Category Leaders

Subscriptions and invoicing for ambitious businesses

visit website
Stripe Billing is an end-to-end billing automation solution that helps businesses manage subscriptions and invoices with flexible billing components and billing logic. Stripe Billing helps businesses support new billing models, capture more revenue, and accept more payments globally.

Read more about Stripe Billing

Users also considered
Helcim logo

Helcim

Billing, Invoicing and Payment Processing with Helcim

visit website
Helcim lets you set up automatic payments and billing with ease. Use the card vault to save customer information and automatically process payments when they’re due.

Read more about Helcim

Users also considered
Invoice Home logo

Invoice Home

Billing and invoicing software for small businesses

visit website
Invoice Home is an invoicing software for freelancers and small businesses that helps create, customize, and send invoices in PDF format using templates and options for adding a personalized logo.

Read more about Invoice Home

Users also considered
Zoho Billing logo

Zoho Billing

End-to-end billing solution built for every business model.

visit website
Zoho Billing streamlines recurring billing with flexible options, supporting billing configurations for plan purchases, and renewals yearly, monthly, or any custom period.

Read more about Zoho Billing

Users also considered
PayPal logo

Payment processing, fraud protection and risk management

learn more
PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Online logo

Accounting and business management software

learn more
QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Housecall Pro logo

Field service management application for businesses

learn more
Housecall Pro is a comprehensive business solution for home service professionals. Trusted by over 45,000 businesses, it offers a range of innovative tools via a user-friendly platform. Easily automate tasks, streamline workflows, communicate with customers in real time, collect data, and more.

Read more about Housecall Pro

Users also considered
Square Point of Sale logo

iPad & Android point of sale (POS) system

learn more
Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Read more about Square Point of Sale

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

learn more
Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

learn more
QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

learn more
Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
SuiteDash logo
Category Leaders

All-in-One Business Software

learn more
Perfect for small to medium-sized businesses looking for a cost-effective, all-in-one platform to integrate CRM, project management, billing, and client portals, SuiteDash simplifies operations, boosts productivity, and reduces overhead costs. Save time and money while streamlining your workflow wit

Read more about SuiteDash

Users also considered
HoneyBook logo

Client management for freelancers & SMBs

learn more
HoneyBook is a client management tool designed for small business owners and freelancers to help manage and process payments, bookings, contracts, and more and aid collaboration and communication.

Read more about HoneyBook

Users also considered
Abby logo

Billing and invoicing platform

learn more
Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

learn more
QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

Read more about QuickBooks Online Advanced

Users also considered
PayPal Invoicing logo
Category Leaders

Free online invoice creation and sending

learn more
PayPal Invoicing is a free solution for creating and sending online invoices within a PayPal Business account. The tool allows users to create custom-branded invoice templates, populate billing details, track payments, view billing histories, schedule invoices, accept partial payments, and more.

Read more about PayPal Invoicing

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

learn more
BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Fiverr logo

Time tracking, invoicing and payments app for freelancers

learn more
Fiverr Workspace (formerly AND.CO) is a cloud-based solution for freelance and small business workers, designed to streamline the time & expense tracking process with tools such as invoicing, contract creation, time tracking, expense tracking, & more. Fiverr Workspace also provides native mobile app support for Android & iOS.

Read more about Fiverr

Users also considered

Key features for Recurring Billing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Invoice Processing: Users value the quick and accurate creation, customization, and automatic sending of invoices, which simplifies billing and improves payment tracking. 98% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Reviewers appreciate the secure, fast, and versatile electronic payment options, which enhance convenience and streamline transactions for both businesses and customers. 97% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers find it valuable for its ability to easily match transactions with bank statements, ensuring accurate financial records and simplifying monthly reconciliations. 95% of reviewers rated this feature as important or highly important.
  • Payment Processing: Users benefit from the secure, efficient handling of transactions, including multiple payment methods and real-time processing, which enhances cash flow and accuracy. 93% of reviewers rated this feature as important or highly important.
  • Recurring/Subscription Billing: Reviewers appreciate the automation of regular payments, easy setup of subscription plans, and the ability to manage and track recurring transactions efficiently. 90% of reviewers rated this feature as important or highly important.