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BILL Spend & Expense Logo

The all-in-one expense management solution.

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BILL Spend & Expense - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: January 2026

BILL Spend & Expense overview

Based on 432 verified user reviews

What is BILL Spend & Expense?

BILL Spend & Expense is a spend management tool offering key features such as expense tracking, receipt management, mobile receipt upload, approval process control, and spend control, among others.

Who uses BILL Spend & Expense?

Reviews for BILL Spend & Expense come from a wide variety of industries, including non-profit organization management (9% of reviewers), construction (8%), and marketing and advertising (6%). The most frequent use case for BILL Spend & Expense cited by reviewers is spend management (65% of reviewers).

What do users say about BILL Spend & Expense pricing?

Most users consider BILL Spend & Expense to deliver strong value for money, emphasizing its no-cost structure and cost-saving features. Some reviewers feel frustrated by unclear online pricing and mention extra fees for certain features. Some users say pricing can be high for startups and note missing features.

What are the most popular integrations for BILL Spend & Expense?

The BILL Spend & Expense integration most frequently cited by reviewers is QuickBooks Online, an accounting product rated 4.7 out of 5 for its integration with BILL Spend & Expense.

Starting price

Free

Alternatives

with better value for money


Pros & Cons

Credit Card Management

Pricing

User Interface

Bank Account Management

Customer Support

Transaction Accounting

BILL Spend & Expense’s user interface

Ease of use rating:

BILL Spend & Expense pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
 
1-2(15)
3-4(81)
5(336)

What do users say about BILL Spend & Expense?

BILL Spend & Expense is a spend management tool offering key features such as expense tracking, receipt management, mobile receipt upload, approval process control, and spend control, among others.

Select to learn more


Who uses BILL Spend & Expense?

Based on 432 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Nonprofit Organization Management
Construction
Marketing and Advertising
Accounting
Others

Use cases

Spend Management
Expense Report
Reconciliation
Financial Reporting
Small Business Accounting

BILL Spend & Expense's key features

GetApp's analysis of 98 verified user reviews collected between July 2021 and November 2024 identifies BILL Spend & Expense (Formerly Divvy)'s most critical features and summarizes user sentiment about those features.

Expense tracking

Reviewers appreciate BILL Spend & Expense (Formerly Divvy)'s intuitive expense tracking capabilities. They highlight the ease of uploading receipts, assigning categories, and syncing with QuickBooks Online. Users report that the real-time tracking and budget setting capabilities help manage departmental expenses efficiently. They find the integration with multiple systems through the API valuable for seamless operations. Reviewers also note that the platform has significantly reduced the time spent on manual expense reporting and reconciliation, providing timely and accurate financial insights. Of the 58 BILL Spend & Expense (Formerly Divvy) users who gave detailed accounts of their use of Expense Tracking, 100% rated this feature as important or highly important.

See related user reviews

“Divvy has made significant difference with reconciling credit card expenses and reducing indirect time for staff. It is easy for staff to upload receipts through out the month and allows for better tracking of expenses. The app is super easy and provides alerts to remind you to upload your receipt following a purchase. ”
WF

Wendy F.

CEO

“Expense tracking is so intuitive, all of our employees have onboarded without issue. I also LOVE the face that we can sync our expenses overnight into our accounting system. Nearly real time expense reporting is critical to our finance team.”
HL

Heather L.

Bookkeeper


Receipt management

Users report that BILL Spend & Expense (Formerly Divvy) simplifies receipt management by allowing easy attachment of receipts to transactions. They appreciate the multiple methods for uploading receipts, including mobile capture and email forwarding. Reviewers indicate that the system's reminders and notifications help ensure timely receipt submission. They find the electronic storage and retrieval of receipts beneficial for audits and tax preparation. The integration with other software via API to create invoice packages is also valued by users. Of the 55 BILL Spend & Expense (Formerly Divvy) users who gave detailed accounts of their use of Receipt Management, 96% rated this feature as important or highly important.

See related user reviews

“Part of my job used to be chasing down receipts from employees. Divvy makes it much easier to track down receipts and remind employees from one platform of missing receipts. Plus, receipts are stored electronically, and easily retrieved.”
EH

Emily H.

Financial Assistant

“Having a digital copy of the receipt is important so that I have detailed records of my spend and it makes preparing for taxes and audits easier. ”
KH

Kolin H.

Owner


Mobile receipt upload

Reviewers highlight the convenience of BILL Spend & Expense (Formerly Divvy)'s mobile receipt upload feature. They find it easy to capture receipts using their phone's camera or upload PDF files directly. Users appreciate the immediate reminders to upload receipts, which helps prevent loss and ensures accurate expense tracking. They report that the mobile app is user-friendly and intuitive, making the process quick and efficient. This capability is particularly valued for its role in reducing administrative burden and improving documentation. Of the 28 BILL Spend & Expense (Formerly Divvy) users who gave detailed accounts of their use of Mobile Receipt Upload, 93% rated this feature as important or highly important.

See related user reviews

“Capturing receipts/invoices is easy with the use of my phone's camera or uploading .pdf files on my computer.”
DB

Donna B.

Chief Financial Officer

“Mobile receipt upload is the BEST feature. We love that the app allows it and it is very very very easy and convenient for us.”
EB

Emma B.

Accounting


Approval process control

Users feel that BILL Spend & Expense (Formerly Divvy) offers a flexible and efficient approval process control. They report that the system allows for easy approval of transactions via mobile or web interfaces. Reviewers appreciate the ability to set budget limits and enforce spending controls. However, some users mention the need for improved notifications and the ability to customize approval workflows further. Overall, they find the visibility into spending and the checks and balances provided by the approval process valuable for managing expenses. Of the 27 BILL Spend & Expense (Formerly Divvy) users who gave detailed accounts of their use of Approval Process Control, 85% rated this feature as important or highly important.

See related user reviews

“This area has improved from our old process 1000%. As approver, I can easily pull up receipts that need to be approved on the app on my phone or computer. ”
DM

Dena M.

Managing Director

“Our organization needs any purchase over $200 to be approved using Divvy makes this so easy because anytime somebody makes a purchase over that threshold it has to be approved by the designated managers of that budget”
AL

Andrew L.

Business Manager


Spend control

Reviewers indicate that BILL Spend & Expense (Formerly Divvy) provides robust spend control capabilities. They appreciate the ability to set budgets for individuals and projects, which helps manage expenses effectively. Users report that the real-time visibility into spending and the ability to set limits on virtual credit cards offer peace of mind. They find the system's flexibility in adjusting budgets and controlling unauthorized spending beneficial. This capability is particularly valued for its role in maintaining financial discipline and ensuring adherence to budget constraints. Of the 40 BILL Spend & Expense (Formerly Divvy) users who gave detailed accounts of their use of Spend Control, 80% rated this feature as important or highly important.

See related user reviews

“Budget feature allows managers to have increased visibility in real time. Allows us to issue employees individual credit cards which cuts down on need for reimbursements. It is simple to assign budgets to cards. These budgets allow us to track expenses associated with different projects and departments.”
KV

Kim V.

COO

“This is one of the most amazing features about Divvy. Being able to separate my spending into budgets and only allow a vendor to use a set amount of funds without going over. This is super duper cool.”
CT

Casey T.

IT Consultant


All BILL Spend & Expense features

Features rating:

Document management
Corporate card
For accountants
Fraud detection
Compliance management
Invoice creation
Cash management
Mobile access
Mobile app
Online invoicing
Online payments
Payment processing
Prepaid cards
Time tracking by project
Real-time alerts
Accounting
Time tracking by client
Staff management
Self-Service reporting
Invoice history
Expense claims
Mobile payments
Accounting integration
Billing portal
Real-Time data
Financial management
Restriction management
Workflow management
Approval workflow
Bank reconciliation
Reimbursement management
Activity dashboard
General ledger
Tax management
Contact database
Audit trail
Time & expense tracking
Budgeting/Forecasting
Dashboard
Spend analysis
Purchasing & receiving
Profit/Loss statement
Income & balance sheet
Consolidation/Roll-Up
Multi-Company
Fixed asset management
Policy management
Booking management
Client management
Online booking
Alerts/Notifications
Secure data storage
Search/Filter
Rules-Based workflow
API
Reporting/Analytics
Reporting & statistics
Reminders
Customizable reports
Single sign on
Spend management
SSL security
Ad hoc reporting
Summary Reports
Task management
Third-Party integrations
Access controls/permissions
Timer
Transaction history
Travel Management
User management
Vendor management
"What if" scenarios
Customizable templates
Data import/export
Data visualization
Customizable fields
Duplicate detection
Electronic payments
Employee self service
ERP integration
Credit card management
Financial analysis
Configurable workflow
Categorization/Grouping
Cash flow management
Budget control
Multi-Currency
Payment collection
Automated receipt matching
Process/Workflow automation
Project tracking
QuickBooks integration
Audit management
Real-Time analytics
Real-Time monitoring
Real-Time notifications
Real-Time reporting
Real-Time updates
Recurring/Subscription billing

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BILL Spend & Expense pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about BILL Spend & Expense price and value

Value for money rating:

Of 22 reviews that provide robust commentary on BILL Spend & Expense's price and value, 93% mention it in a positive light.

Most users consider BILL Spend & Expense to offer strong value for money, highlighting its no-cost structure, virtual and physical card features, budget and expense management tools, rewards, and seamless accounting integrations. They indicate that the platform enables significant cost savings and efficiency improvements without traditional fees, making it attractive for small businesses and startups. Some reviewers feel frustrated by the lack of transparent online pricing and mention additional service fees for certain features, such as travel rewards. Some users say the pricing can be high for startups and express concerns about missing features relative to expectations.

, and

To see what individual users think of BILL Spend & Expense's cost and value, check out the review excerpts below.

“I love that Divvy is not only free, but that it also allows you to manage expenses companywide we have about seven spenders in our small business and using Divvy allows us to assign budgets issue funds to particular employees and allow them to make purchases as needed.”
AL

Andrew L.

Business Manager

“Price is FREE for use, the card allows you to have control over spend much more than normal credit cards, you can extend credit to users on demand with a good approval workflow on the app/computer.”
Verified reviewer profile picture

Brittany R.

Partner /CPA

“Does not have pricing online, and for my customers, most do not have time to wait for a demo call or salesman just to compare pricing. If you do not have enough features to list pricing online, and you gotta have a salesman call you to sell you on it, well it has lost business from my referalls just for that reason.”
CM

Christopher M.

Owner

BILL Spend & Expense integrations (11)

Integrations rated by users

We looked at 432 user reviews to identify which products are mentioned as BILL Spend & Expense integrations and how users feel about them.

Integration rating: 4.8 (28)

If Divvy didn't integrate with QBO it would not have nearly the value it does. Of course, being able to give my employees each credit cards with set budgets and have a way for them to upload their receipts is key, but without the direct sync to QBO, that is if we still had to manually reconcile Divvy statements in QBO, there would be much less value to us.

We are able to sync the transactions with the supporting docs to Quickbooks quickly and easily allowing for up to date and accurate financial statements.

being able to quickly and easily sync expenses to the right categories in QB online is a huge help!

we keep all our records through quickbooks so its very important that Divvy integrates with QBO

Most of our bookkeeping is done in QBO, anything we use must work seamlessly with QBO.

Our finance runs through this, without proper integration we would have nothing.

AS

Amanda S.

Executive Director

1/6

Integration rating: 4.2 (5)

Having the ability to sync the transactions at my discretion is a gamechanger.

KT

Krystal T.

Software Solutions Assoc

Sage Intacct logo
Sage Intacct

Integration rating: 4.3 (3)

Spend & Expense support do not understand how it is connected to Sage Intacct

Verified reviewer profile picture

Anonymous R.

accounting support

Integration rating: 4.5 (2)

The integration with QuickBooks saves my payables staff time and lots of effort tracking down receipts and entering bills into QuickBooks. The virtual cards give me peace of mind when using a credit card online.

JT

Jeffery T.

Controller

NetSuite logo
NetSuite

Integration rating: 4.4 (5)

BILL Spend & Expense customer support

What do users say about BILL Spend & Expense customer support?

Customer support rating:

We analyzed 77 verified user reviews to identify positive and negative aspects of BILL Spend & Expense customer support.

Widespread user sentiment highlights fast, friendly, and knowledgeable customer support that's always ready to help.

A significant portion of users praise the team's responsiveness and willingness to resolve issues quickly.

Many reviewers appreciate the helpful onboarding, proactive assistance, and availability of support channels.

A minority of users report slow response times, difficulty reaching support, and inconsistent product knowledge among agents.

Support options

24/7 (live rep)
Knowledge base
Chat
Faqs/forum
Email/help desk
Phone support

Training options

Live online
Documentation
Webinars
In person
Videos

To see what individual users say about BILL Spend & Expense's customer support, check out the review snippets below.

“There's a bit of a learning curve but the rep walks you through everything on a video call and the customer support is amazing and are always there to help”

JM

Jay M.

CEO

“Any questions I had were answered by the customer service team who were ready, willing, and able to answer them in a timely fashion. ”

MB

Marcia B.

Consultant

“st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more like 2-3-4 days.”

HF

Harrison F.

Controller

BILL Spend & Expense FAQs

Q. Who are the typical users of BILL Spend & Expense?

BILL Spend & Expense has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business

These products have better value for money


Q. What is BILL Spend & Expense used for?

BILL Spend & Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever. For more information, visit bill.com.


Q. What are the benefits of using BILL Spend & Expense?

With BILL Spend & Expense, you can:

Automate expense reports: Expenses are ready to upload immediately saving you time - no need to reconcile credit card statements with your expense management system.

Improve employee spend management: Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality.

Manage payments and subscriptions: Create a separate card for each subscription, set a limit on each card, and quickly freeze at any time. That’s fraud and overcharge protection in one amazing package.

Track out of pocket expenses and reimbursement requests: With mobile receipt upload and push notifications for approvals, you can pay back employees in a snap.


Q. What languages does BILL Spend & Expense support?

BILL Spend & Expense supports the following languages:
English


Q. Does BILL Spend & Expense support mobile devices?

BILL Spend & Expense supports the following devices:
Android, iPad, iPhone


Q. Does BILL Spend & Expense offer an API?

Yes, BILL Spend & Expense has an API available for use.


Q. What level of support does BILL Spend & Expense offer?

BILL Spend & Expense offers the following support options:
24/7 (Live rep), Knowledge Base, Chat, FAQs/Forum, Email/Help Desk, Phone Support

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