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Top Rated Accounts Payable Software with Billing & Invoicing in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Billing and invoicing in accounts payable software streamline the creation, tracking, and management of invoices and payments. They ensure timely and accurate billing, reduce manual work, and enhance organization by automatically generating and sending invoices, tracking payments, and providing reminders. Our reviewers in accounts payable software rated this feature as important.

6 Best Accounts Payable Software with Billing & Invoicing

Product
User rating
Starting price
Melio logo
4.2
(400)
25
per user/per month
visit website
NetSuite logo
4.2
(1.7K)
Empty state illustration for "No pricing info"

No pricing info

visit website
SAP Concur logo
4.3
(2.2K)
Empty state illustration for "No pricing info"

No pricing info

visit website
Xero logo
4.4
(3.2K)
25
flat rate/per month
visit website
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
visit website
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Accounts Payable products with billing & invoicing

How we picked the 6 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Accounts Payable software category. They also needed to have sufficient reviews about billing & invoicing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for billing & invoicing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 6 best products

Melio logo

Melio

Reviews Sentiment
 
 
 
1-2(61)
3-4(77)
5(262)
Key Features
Accounting4.0
Invoice Processing4.4

User insights about the billing & invoicing feature

Reviewers find Melio's billing and invoicing easy to use and efficient for creating and sending invoices. They appreciate the automatic invoice uploading and integration with QuickBooks Online. Users highlight the convenience of paying vendors and contractors, though some wish for more advanced features like grouping invoices and sending statements. Overall, Melio simplifies the billing process and saves time.
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“It makes it easier for me to create invoice for my Customers and Clients to do some job ”
JB

Joel B.

Marketer

“I upload bills and send clients links to make payment to the referenced invoice. ”
Verified reviewer profile picture

Brandy C.

Founder

Starting price
25per user /
per month
visit website
Pros and Cons based on 400 verified reviews
Verified reviewer profile picture

Efficient integration workflow

Seamless accounting integration

Intuitive user interface

Unreliable email support

Issues with money transfers

Inconsistent customer service

See pros and cons details
NetSuite logo

NetSuite

Reviews Sentiment
 
 
 
1-2(92)
3-4(906)
5(793)
Key Features
Accounting4.4
Invoice Processing4.2

User insights about the billing & invoicing feature

Reviewers appreciate NetSuite's billing and invoicing for its automation and integration capabilities. They highlight the ease of creating and sending invoices, as well as the ability to set up automated billing cycles and payment reminders. Users find the system user-friendly and effective for managing accounts receivable. However, some mention challenges with partial invoicing and the steep learning curve.

See related user reviews

“The billing and invoicing in NetSuite is easy. The automation of invoices, both creation and notifications, makes the job of Account Receivables easier. Billing is simplified which allows for the CEO to know exactly where the business stands. ”
CS

Cheryl S.

IT/AR

“NetSuite has tremendous horsepower around the invoicing functionality. We were able to take the work of three accounts receivable specialists working three full days to automating the process down to 15 minutes each month. In addition, we were able to charge customer credit cards on account simultaneously with invoice creation.”
DO

Dustin O.

CFO

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 1,791 verified reviews

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details
SAP Concur logo

SAP Concur

Reviews Sentiment
 
 
 
1-2(97)
3-4(1,009)
5(1,127)
Key Features
Accounting5.0
Invoice Processing4.7

User insights about the billing & invoicing feature

Reviewers appreciate SAP Concur's billing and invoicing for its ease of use and ability to streamline processes. They value the integration with expense tracking and the ability to connect invoices with expenses. Users find it helpful for tracking expenses that need to be re-billed to clients and for audit purposes. However, some mention that they do not use this feature frequently.

See related user reviews

“Sap concur makes billing and invoicing easy and all in one place, saves time by tracking receipts”
LS

Luke S.

Sr. Financial Services Specialist

“being able to connect each invoice with the expense, and to have a control of each one is essential.”
RJ

Rocibel J.

Assistant

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 2,233 verified reviews

Efficient reimbursement process

Streamlined expense reporting

Simplified approval workflow

Convenient mobile access

Effective receipt management

Slow performance speed

Frequent email notifications

High costs and fees

Tedious field entry

Challenging issue management

See pros and cons details
Xero logo

Xero

Reviews Sentiment
 
 
 
1-2(157)
3-4(1,150)
5(1,943)
Key Features
Accounting4.6
Invoice Processing4.6

User insights about the billing & invoicing feature

Reviewers appreciate Xero's billing and invoicing capabilities for their ease of use and efficiency. They highlight the ability to create, customize, and send professional invoices quickly. Users value the automated billing processes, recurring invoice setup, and integration with other software like Hubdoc. They also find the client portal useful for viewing and paying invoices online, although some mention initial setup challenges.

See related user reviews

“I helped my father switch his consulting business from QuickBooks to Xero per his request. His partners in England had been using Xero for a number of years and it just made sense for him to switch. I was able to set up his billing and invoicing with great ease. And what I wasn't entirely sure about, I was able to find helpful tutorial videos. At this point he is not choosing to take credit card payments, but in future the "Pay Now" button would be a great tool to get his clients to pay right on time.”
SK

Sarah K.

Digital Designer

“Xero offers automated billing and invoicing solutions to help streamline the billing process and keep customers up to date on their invoices.”
DN

Debbie N.

Manager

Starting price
25flat rate /
per month
visit website
Pros and Cons based on 3,250 verified reviews

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
FreshBooks logo

FreshBooks

Reviews Sentiment
 
 
 
1-2(82)
3-4(1,765)
5(2,655)
Key Features
Accounting4.5
Invoice Processing4.6

User insights about the billing & invoicing feature

Reviewers praise FreshBooks for its user-friendly and customizable billing and invoicing capabilities. They appreciate the ability to create professional invoices with branded elements, automate recurring invoices, and send payment reminders. Users find the platform's integration with time tracking and expense management helpful. However, some mention issues with the new version and limited customization options.

See related user reviews

“Customizable Invoices where I can add the logo, template for my company and the style that suits my business need. There are alerts to be displayed for the payments as a reminder. ”
HI

Hesham I.

Business Development Consultant

“FreshBooks allows users to quickly create professional, customizable invoices with branded elements like logos and color schemes. The intuitive interface ensures even non-technical users can generate invoices in minutes.”
AA

Adah A.

Certified Public Accountant

Starting price
21flat rate /
per month
visit website
Pros and Cons based on 4,502 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Accounting4.5
Invoice Processing4.4

User insights about the billing & invoicing feature

Reviewers highlight QuickBooks Online's billing and invoicing as easy to use and efficient. They appreciate the ability to create professional invoices, set up recurring invoices, and accept online payments. Users value the integration with other software and the ability to track payments and invoices. Some mention limitations in customization and issues with recurring invoices.

See related user reviews

“QuickBooks Online makes billing and invoicing a breeze. Users can create professional-looking invoices, set up recurring invoices, and accept online payments.”
MG

Massimiliano G.

Graphic Designer

“I use QuickBooks Online more so for billing/invoicing over expense tracking so the ability to get that task done takes priority over all others. I have found the process to be easy for me to disseminate invoices and for my customers to receive them and remit payment online. ”
MS

Michelle S.

Small Business Owner/Brand Designer

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Accounts Payable Software with Billing & Invoicing in 2026

Melio logo

Melio

Accounts payable platform for businesses of all sizes

visit website
Melio is a B2B payments platform designed to improve finances and back-office operations for businesses of all sizes. Pay vendors in and out of the U.S. by bank transfers or card—even where cards aren’t accepted. Sync with QuickBooks and Xero, automate scheduling, and set up approval workflows.

Read more about Melio

Users also considered
Online Check Writer logo

Online Check Writer

Software for managing payments and accounting operations

visit website
OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

Read more about Online Check Writer

Users also considered
NetSuite logo

NetSuite

AI-powered cloud-based business management suite

visit website
Streamline the process using AI to review, approve & pay invoices with NetSuite’s cloud accounting software. Processes such as transaction matching, journal entries, approvals and reconciliations are automated eliminating manual data entry, and time and effort required to process bills is minimized.

Read more about NetSuite

Users also considered
QuickBooks Enterprise logo

QuickBooks Enterprise

Category Leaders

Enterprise accounting, FSM and inventory management solution

visit website
QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
MIP Accounting logo

MIP Accounting

Fund accounting for government organizations and nonprofits

visit website
MIP Fund Accounting is a comprehensive, configurable fund accounting solution. With its end-to-end suite of functionality and multi-segmented chart of accounts MIP is designed to meet and handle the complex financial management and fund accounting needs of nonprofit and government organizations.

Read more about MIP Accounting

Users also considered
ZarMoney logo

ZarMoney

Category Leaders

Cloud-based accounting solution for businesses of all sizes

visit website
ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

Read more about ZarMoney

Users also considered
Fidesic logo

Fidesic

Accounts Payable Automation Designed for Dynamics GP & BC.

visit website
Accounts Payable for Fidesic is the best way to manage your entire Accounts Payable approval process with our web-based approval workflow system. With Fidesic's AP automation for mutli-entity businesses, you can manage invoices across multiple locations or facilities from anywhere.

Read more about Fidesic

Users also considered
Odoo logo

Odoo

All-in-one open-source business software

visit website
Odoo Accounting helps you to manage your daily accounting easily and have a global view of the state of your business. Features include: bank synchronization, automatic invoices, recurring billing management, reconciliations, and more.

Read more about Odoo

Users also considered
SoftCo AP Automation logo

SoftCo AP Automation

Cloud-based AP automation solution

visit website
SoftCo AP is a powerful cloud-based AP Automation solution that reduces the cost of processing vendor invoices by 80%. It automates vendor invoicing processes including capture, registration, coding, approval, query, reporting, & ERP payment. SoftCo works with companies who process 50k+ invoices pa.

Read more about SoftCo AP Automation

Users also considered
Accounting Seed logo

Accounting Seed

Accounting and analytics software built on Salesforce

visit website
Manage your credit cards, accounts payable, and purchasing with the click of a button. Accounting Seed customers have shortened their accounts payable process by up to 70%. Visit: https://www.accountingseed.com/the-product/paying-vendors

Read more about Accounting Seed

Users also considered
Order.co logo

Order.co

Simplify every aspect of buying for your business

visit website
Order.co simplifies buying for businesses. Eliminate manual purchasing & payment tasks to create one place to purchase, approve, and pay for the products your business needs.

Read more about Order.co

Users also considered
SAP Concur logo

SAP Concur

Travel, expense and invoice, automated and in control

visit website
See your spending clearly. Manage it proactively. Know the status of every vendor invoice immediately. Make it all easy with Concur.

Read more about SAP Concur

Users also considered
Plus & Minus logo

Plus & Minus

Accounting and ERP accounting in real-time

visit website
Real-time accounting and ERP accounting software in the cloud or on-premises offering automated processes and transaction recording, reporting, and analysis

Read more about Plus & Minus

Users also considered
SpikeFli Analytics logo

SpikeFli Analytics

Business intelligence software for managing telecom expenses

visit website
SpikeFli Analytics is a cloud-based business intelligence software designed to help government agencies and enterprises of all sizes evaluate and manage operational expenses related to telecom and information technology.

Read more about SpikeFli Analytics

Users also considered
Eleven logo

Eleven

Cloud accounting software tailored for accounting firms

visit website
Eleven is a cloud accounting app that helps small and medium-sized accounting firms to streamline and scale their practice. You can automate bookkeeping for every client without falling back on Excel.

Read more about Eleven

Users also considered
Rippling logo

Workforce management across HR, finance, and IT. 

Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

Read more about Rippling

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online automatically updates the Accounts Payable accounts in your chart of accounts as soon as you enter a new bill or pay outstanding bills.

Read more about QuickBooks Online

Users also considered
FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

Read more about FreshBooks

Users also considered
Dynamics 365 logo

ERP and CRM applications from Microsoft

Microsoft Dynamics 365 is a multi-language, multi-currency enterprise resource planning (ERP) software. The solution is designed for midsize and larger companies, and is fully customizable and extensible through its rich development platform and tools.

Read more about Dynamics 365

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Reduce admin, pay your bills on time and get an overview of where your business is spending money with accounts payable software. Use Xero to pay bills from suppliers by scheduling payments, receiving invoices and prioritizing bills.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
webexpenses logo

Software for smarter expense management & invoice processing

Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

Read more about webexpenses

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

QuickBooks Online Advanced streamlines accounts payable with automated bill entry, approval workflows, and detailed reporting.

Read more about QuickBooks Online Advanced

Users also considered
Stampli logo
Category Leaders

Stress-free finance operations

Stampli's Accounts Payable solution centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

Read more about Stampli

Users also considered
Emburse Nexonia logo

Expense management for ERP & accounting systems

Extend the capabilities of your accounting system to include expense management with Nexonia. Empowering organizations through configurable controls and support for complex approval workflows.

Read more about Emburse Nexonia

Users also considered

Key features for Accounts Payable software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers appreciate the automation, detailed tracking, real-time updates, and robust reporting features that streamline financial management and improve visibility. 97% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Users highlight the automation, OCR functionality, and efficient approval workflows that save time and ensure accurate and timely invoice handling. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Reviewers value the comprehensive tracking of all financial transactions, customizable reporting, and real-time visibility that aid in accurate financial analysis. 94% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Users find the automated reconciliation process, real-time tracking, and integration with bank accounts helpful in ensuring accurate financial records. 93% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Reviewers find the expense tracking feature essential for detailed record-keeping, categorization, and reporting, helping businesses manage and control spending. 92% of reviewers rated this feature as important or highly important.