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Top Rated Billing and Invoicing Software with Multi-Currency in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: March 2026

Multi-currency capabilities enable businesses to handle transactions and send invoices in various currencies, accommodating international clients and simplifying global operations. It ensures accurate currency conversions and minimizes conversion fees. Our reviewers in billing and invoicing software rated this feature as important.

6 Best Billing and Invoicing Software with Multi-Currency

Product
User rating
Starting price
PayPal logo
4.7
(26.2K)
0.29
other
Wave logo
4.4
(1.7K)
19
flat rate/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
QuickBooks Enterprise logo
4.5
(20.6K)
2210
flat rate/per year
QuickBooks Desktop logo
4.4
(2.5K)
1922
flat rate/per year

See other top Billing and Invoicing products with multi-currency

How we picked the 6 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Billing and Invoicing software category. They also needed to have sufficient reviews about multi-currency, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for multi-currency, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 6 best products

PayPal logo
Reviews Sentiment
 
 
 
1-2(523)
3-4(6,298)
5(19,454)
Key Features
Invoice Processing4.5
Invoice Creation4.5

User insights about the multi-currency feature

Users find PayPal's multi-currency support essential for international transactions, allowing them to send, receive, and convert money seamlessly. They appreciate the wide range of supported currencies and the automatic conversion feature, which simplifies purchases and reduces bank charges. However, some reviewers mention high fees and unfavorable exchange rates as drawbacks.
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“PayPal enables businesses and individuals to engage in international transactions easily, expanding their market potential. Users benefit from the ability to hold balances in different currencies, which can minimize conversion fees .”
CC

CHADI C.

AGENT CUSTOMER SERVICE

“Another benefit of using PayPal is that you can setup your account to accept various currencies such as Euros, Pounds and Dollars so your clients don't incur any exorbitant conversion fees when making a payment to you. ”
Verified reviewer profile picture

JAZE P.

Systems Administrator

Starting price
0.29other
Pros and Cons based on 26,275 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
Wave logo
Reviews Sentiment
 
 
 
1-2(109)
3-4(557)
5(1,052)
Key Features
Invoice Processing4.6
Invoice Creation4.7

User insights about the multi-currency feature

Reviewers appreciate Wave's multi-currency capabilities, noting its usefulness for businesses with international clients. They highlight the ease of sending invoices and managing accounting ledgers in multiple currencies. Users also value the ability to customize currency settings, though some mention that the feature is not necessary for their local operations.
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“In our business we handle multiple currencies and we found the features very usefull. The accounting ledger is very well designed and makes sense even when handling multiple currencies. ”
VS

Vasileios S.

Head of Business Development and Operations

“You get to choose the currency you use, thus making it feasible for all countries and currencies ”
Verified reviewer profile picture

Sharon K.

Business development assistant

Starting price
19flat rate /
per month
Pros and Cons based on 1,718 verified reviews
Verified reviewer profile picture

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(456)
3-4(3,151)
5(4,777)
Key Features
Invoice Processing4.4
Invoice Creation4.5

User insights about the multi-currency feature

Reviewers indicate that QuickBooks Online's multi-currency feature is valuable for businesses dealing with international transactions. They appreciate the ability to invoice in multiple currencies and manage transactions on a single platform. Users report that it simplifies handling foreign currencies, though some mention the need for better reporting features and the inconvenience of creating new customer accounts for different currencies.

See related user reviews

“I like this feature because with it, I can add a new currency, create a price list with the new currency and also create a sale with the new currency/multiple currencies.”
LR

Lufunda R.

Director

“Multi-currency is a very important feature as it solves many problems of different currency transaction, without this feature the software would be useless for other country currencies.”
VK

Vishal K.

Software Reviewer

Starting price
38flat rate /
per month
Pros and Cons based on 8,384 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details
FreshBooks logo
Reviews Sentiment
 
 
 
1-2(82)
3-4(1,768)
5(2,656)
Key Features
Invoice Processing4.6
Invoice Creation4.6

User insights about the multi-currency feature

Reviewers appreciate FreshBooks' multi-currency capabilities, highlighting its ability to simplify invoicing and accepting payments in over 150 currencies. They find it convenient for international business operations, with automatic currency conversion and integration with popular payment gateways. Users report that it enhances efficiency and professionalism, though some do not use the feature due to local business operations.
Verified reviewer profile picture

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“The most likely part about multi-currency in Freshbooks is its ability to simplify the process of invoicing and accepting payments in different currencies. Freshbooks allows you to create invoices and estimates in over 150 different currencies, and automatically converts those currencies based on the current exchange rate. You can also set default currencies for different clients or projects, making it easy to keep track of different currencies for different parts of your business. Freshbooks' multi-currency features also extend to accepting payments, as it allows you to accept payments in multiple currencies through integrations with popular payment gateways. This can help streamline your international business operations and ensure that you are getting paid accurately and efficiently.”
IZ

Idris Z.

Content writer

“this is truly a great feature I am able to bill people in different currencies”
Verified reviewer profile picture

Eugene D.

Project Manager

Starting price
21flat rate /
per month
Pros and Cons based on 4,506 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
QuickBooks Enterprise logo
Reviews Sentiment
 
 
 
1-2(352)
3-4(7,712)
5(12,545)
Key Features
Invoice Processing
Invoice Creation4.6

User insights about the multi-currency feature

Reviewers indicate that QuickBooks Enterprise's multi-currency option is helpful for businesses dealing with international transactions. They appreciate the ability to create invoices and purchase orders in different currencies, though some find it challenging to use and note that not all currencies are supported. Users report that it tracks foreign currency transactions and exchange gains or losses effectively.

See related user reviews

“This feature tracks your foreign currency transactions including any exchange gains or losses you might incur.”
KK

Kevin K.

Teacher

“Fantastic, for use if you deal with different curriencies for invoicing or creating PO's in different currencies. ”
KP

Keann P.

Admin

Starting price
2210flat rate /
per year
Pros and Cons based on 20,609 verified reviews

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details
QuickBooks Desktop logo
Reviews Sentiment
 
 
 
1-2(86)
3-4(1,038)
5(1,421)
Key Features
Invoice Processing4.6
Invoice Creation4.7

User insights about the multi-currency feature

Reviewers report that QuickBooks Desktop's multi-currency feature is useful for international clients and tracking transactions in various currencies. They appreciate the app's reliability and ease of use for currency conversion. However, many users mention that they do not use this feature, as their businesses operate primarily in US dollars.
Verified reviewer profile picture

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“Since we are located in different countries and continents, Multi-Currency has enabled us have our own Currency (Ugx) within the System alongside the US Dollar and the ability to compute exchange rates is awesome. ”
MK

Martin K.

Director

“the app records transactions as per the latest exchange rate and you can use several currencies concurrently”
Verified reviewer profile picture

Hannah W.

Hannah

Starting price
1922flat rate /
per year
Pros and Cons based on 2,545 verified reviews
Verified reviewer profile picture

Comprehensive expense tracking

Ideal for small businesses

Efficient bookkeeping

Accessible learning resources

Robust accounting software

Frequent and costly upgrades

Inefficient phone support

Challenging file management

Inadequate support

High costs and fees

See pros and cons details

Other Top Rated Billing and Invoicing Software with Multi-Currency in 2026

PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Rippling logo

Workforce management across HR, finance, and IT. 

Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

Read more about Rippling

Users also considered
QuickBooks Online logo

Accounting and business management software

Use QuickBooks Online to create custom invoices with your own branding. Insert Pay Now links to your invoices and accept payment via credit card or bank payment

Read more about QuickBooks Online

Users also considered
FreshBooks logo

Invoice and accounting software tailored to small businesses

FreshBooks lets you create, send & track invoices, as well as create expenses, send late payment reminders and account statements, and set up recurring billing.

Read more about FreshBooks

Users also considered
Dynamics 365 logo

ERP and CRM applications from Microsoft

Microsoft Dynamics 365 is a multi-language, multi-currency enterprise resource planning (ERP) software. The solution is designed for midsize and larger companies, and is fully customizable and extensible through its rich development platform and tools.

Read more about Dynamics 365

Users also considered
Xero logo

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software with billing and invoicing solutions designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Easily manage your cash flow, bills, and invoices all in one place.

Read more about Xero

Users also considered
Clio logo

Cloud-based legal practice management tool for law firms.

Legal billing software that gives you sleek, customizable invoices. Generating a bill and receiving payment with Clio is quick and easy—and can be done online.

Read more about Clio

Users also considered
Time Tracker logo

Track time for payroll, billing and productivity.

Time Tracker + Billing keeps all of your invoices and client payments in one place. It’s a complete time and billing suite, accessible anywhere.

Read more about Time Tracker

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

With Wave's comprehensive, free and unlimited invoicing tools, you can send invoices, keep track of who owes what, send reminders and more.

Read more about Wave

Users also considered
Zoho Invoice logo
Category Leaders

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software that helps you craft beautiful invoices, automate payment reminders and receive payments faster.

Read more about Zoho Invoice

Users also considered
PandaDoc logo

Cloud-based tool for creating, editing and signing documents

Sales teams can collect payments directly inside their PandaDoc proposals, quotes and contracts as soon as the documents get eSigned. You can further integrate via Zapier with accounting and invoicing software like Freshbooks and Quickbooks online.

Read more about PandaDoc

Users also considered
Marketing 360 logo

Marketing Platform For Small Business

Send invoices with ease
Create and send online invoices and estimates in minutes. Get paid in one click 24/7 from any device. Keep track of the status of all your invoices in real time from one place.

Read more about Marketing 360

Users also considered
SuiteDash logo

All-in-One Business Software

Perfect for small to medium-sized businesses looking for a cost-effective, all-in-one platform to integrate CRM, project management, billing, and client portals, SuiteDash simplifies operations, boosts productivity, and reduces overhead costs. Save time and money while streamlining your workflow wit

Read more about SuiteDash

Users also considered
webexpenses logo

Software for smarter expense management & invoice processing

Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

Read more about webexpenses

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

Optimize receivables and accelerate cash flow by automating billing and invoicing processes with NetSuite's AI-fueled cloud accounting software. Transactions are posted to the GL automatically, which saves time, helps avoid error-prone manual data entry and ensures AR data is always up to date.

Read more about NetSuite

Users also considered
Paymo logo

Task Management, Time Tracking, and Accounting for SMBs

Accurately track your work time and create estimates and invoices in 18 languages. Custom templates available.

Read more about Paymo

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Automate billing and invoicing with customizable templates, batch processing, and real-time payment tracking for efficient operations.

Read more about QuickBooks Online Advanced

Users also considered
PayPal Invoicing logo

Free online invoice creation and sending

PayPal Invoicing is a free solution for creating and sending online invoices within a PayPal Business account. The tool allows users to create custom-branded invoice templates, populate billing details, track payments, view billing histories, schedule invoices, accept partial payments, and more.

Read more about PayPal Invoicing

Users also considered
TimeCamp logo

A 100% free time tracker for teams. Unlimited users for $0.

TimeCamp is a time tracking platform with which SMBs can track billable hours, generate automatic invoices & manage employee time & attendance

Read more about TimeCamp

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Fiverr logo

Time tracking, invoicing and payments app for freelancers

Fiverr Workspace (formerly AND.CO) is a cloud-based solution for freelance and small business workers, designed to streamline the time & expense tracking process with tools such as invoicing, contract creation, time tracking, expense tracking, & more. Fiverr Workspace also provides native mobile app support for Android & iOS.

Read more about Fiverr

Users also considered
BigTime logo

AI-powered scoping, project, time, and billing software

BigTime helps reduce operational costs, align talent to projects, accelerate payments, and enable decision-making. With 20+ years of experience, BigTime can get you up and running quickly, operate with flexibility and agility, and enable you to solve today’s challenges and scale with you tomorrow.

Read more about BigTime

Users also considered

Key features for Billing and Invoicing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Invoice Processing: Reviewers appreciate the efficiency of invoice processing, highlighting features like OCR integration, automated updates, customizable templates, and real-time tracking of payments and approvals. 95% of reviewers rated this feature as important or highly important.
  • Invoice Creation: Users value invoice creation for its customization options, ease of use, professional templates, and the ability to manage invoices quickly, including automatic generation and sending. 94% of reviewers rated this feature as important or highly important.
  • Online Invoicing: Reviewers emphasize the convenience of online invoicing, noting the ability to send and track invoices electronically, customize templates, and receive payments quickly. 92% of reviewers rated this feature as important or highly important.
  • Invoice History: Users find invoice history beneficial for maintaining comprehensive records, tracking payments, simplifying audits, and duplicating previous invoices for consistency. 91% of reviewers rated this feature as important or highly important.
  • Payment Processing: Reviewers highlight the importance of secure and flexible payment processing, integration with multiple payment methods, and the ability to track and reconcile transactions efficiently. 91% of reviewers rated this feature as important or highly important.
  • Tax Calculation: Users appreciate automated tax calculations for accuracy, compliance with regulations, and ease of managing different tax rates across regions, reducing manual errors and saving time. 82% of reviewers rated this feature as important or highly important.