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Top Rated Payment Processing Software with Transaction History in 2026

Verified reviewer profile picture
Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Transaction history allows users to track spending, verify payments, and manage finances. It provides detailed records, supports budgeting, and ensures transparency. Users can review past transactions, detect discrepancies, and access reports for financial planning. Our reviewers in payment processing software rated this feature as important.

3 Best Payment Processing Software with Transaction History

  • Venmo
  • Stripe - Highest rated for transaction history
  • PayPal

See other top Payment Processing products with transaction history

How we picked the 3 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the payment processing software category. They also needed to have sufficient reviews about transaction history, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for the product with the highest rating for transaction history based on our proprietary ratings and reviews. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 3 best products

Venmo logo
4.7
(9.2K)

User insights about the transaction history feature

Reviewers appreciate Venmo's transaction history for its ease of use and timely updates. They find it helpful for tracking spending, verifying payments, and keeping records for taxes or disputes. Users like the ability to see detailed transaction information, including dates, times, and recipient details. They also value the option to keep transactions private or public. However, some users mention that navigating the history can be a bit cumbersome and that it lacks detailed monthly statements.
“Venmo does show transaction history which allows someone to look at what they've been spending, but lacks a way to break everything down into monthly statements. This is an important feature that should be added since users should have full transparency into their spending habits.”
Verified reviewer profile picture

Ashlyn E.

Realtor

“The transaction history that is used in venmo is very important to me because I like to have an accurate description of any kind of transactions that myself or my employees make since I'm in the telemarketing business”
HM

Heather M.

Account Manager

Payment Processing key features coverage

Venmo offers 4 out of the 6 key features for Payment Processing software identified by reviewers:

Data Security4.6
Online Payments4.7
Debit/Credit Card Processing4.6
Mobile Payments4.8
Payment Fraud Prevention
Billing & Invoicing

Pros and cons based on 9,270 verified reviews

80% of users rated Venmo 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 9,270 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Convenient bill splitting

No-cost accessibility

Efficient money transfers

Easy QR code payments

Quick and easy setup

Cons:

Unnecessary social features

Complicated privacy settings

Issues with sending & receiving

Public transaction visibility

Difficult user search

See pros and cons details

Pricing

Free version:Available|Free trial:Not available

Prices may vary depending on the number of users and features.

Stripe logo
4.6
(3.3K)

User insights about the transaction history feature

Users report that Stripe's transaction history is clear, concise, and easily accessible. They highlight the intuitive interface and the ability to search and filter transactions effectively. Reviewers appreciate the detailed reports, which are useful for analyzing sales and planning marketing campaigns. They also find the historical data valuable for managing subscriptions and ensuring accurate financial tracking. Some users suggest improving the search functionality by cardholder name.
“Having a searchable and visually descriptive transaction history wherever you go is essential for getting an overview of what's going on.”
BA

Ben-Anthony D.

CEO

“It could make searching for transactions by cardholder name a bit easier.”
Verified reviewer profile picture

Alexander D.

Student Success Team Lead

Payment Processing key features coverage

Stripe offers 6 out of the 6 key features for Payment Processing software identified by reviewers:

Data Security4.6
Online Payments4.7
Debit/Credit Card Processing4.6
Mobile Payments4.6
Payment Fraud Prevention4.5
Billing & Invoicing4.5

Pros and cons based on 3,304 verified reviews

74% of users rated Stripe 5 out of 5 stars, while 4% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 3,304 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Effortless integration process

Highly customizable user interface

Developer-friendly API

Seamless website integration

Robust security features

Cons:

Inefficient email communication

Inadequate fraud detection

Complicated refunds management

Challenging account management

Limited support services

See pros and cons details

Pricing

Free version:Not available|Free trial:Not available

Prices may vary depending on the number of users and features.

PayPal logo
4.7
(26.2K)

User insights about the transaction history feature

Reviewers indicate that PayPal's transaction history is detailed, organized, and easy to access. They appreciate the real-time updates and the ability to search transactions by type, amount, and date. Users find it useful for tracking spending, managing finances, and resolving disputes. They also value the comprehensive records for budgeting and tax reporting. However, some users wish for longer retention periods and more detailed transaction information.
“Transaction history in PayPal holds significant importance as it provides users with a comprehensive record of their financial activities. This history enables users to track payments, purchases, and transfers, offering a transparent overview of their financial interactions. It serves as a valuable reference for budgeting, tax reporting, and resolving any discrepancies that might arise”
AN

Anele N.

Employee

“Transaction history in PayPal offers users a range of benefits, including record keeping, account monitoring, verification, reconciliation, budgeting, tax reporting, security, and ease of use. It's a valuable tool that helps users manage their finances effectively and make informed financial decisions.”
Verified reviewer profile picture

Vionah A.

Quality Assurance Analyst

Payment Processing key features coverage

PayPal offers 6 out of the 6 key features for Payment Processing software identified by reviewers:

Data Security4.6
Online Payments4.7
Debit/Credit Card Processing4.5
Mobile Payments4.6
Payment Fraud Prevention4.5
Billing & Invoicing4.4

Pros and cons based on 26,280 verified reviews

74% of users rated PayPal 5 out of 5 stars, while 2% gave it 1 or 2 stars. To determine these pros and cons insights we analyzed 26,280 reviews and identified the topics where users expressed positive and negative sentiment.

Pros:

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

Cons:

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details

Pricing

Starting price:$0.29 other|Free version:Available|Free trial:Not available

Prices may vary depending on the number of users and features.

Other Top Rated Payment Processing Software with Transaction History in 2026

PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
Venmo logo

Digital wallet & mobile payment gateway

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Read more about Venmo

Users also considered
Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

Read more about Vagaro

Users also considered
Stripe logo

Online payment processing for internet businesses

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Read more about Stripe

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

Read more about Square Point of Sale

Users also considered
Square Payments logo
Category Leaders

Online payment processing for merchants & vendors

Accept every way your customers want to pay with Square Payments.

Read more about Square Payments

Users also considered
SumUp logo

POS and payments processing software

SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Read more about SumUp

Users also considered
Wave logo

Accounting, invoicing, and payroll management platform

Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

Read more about Wave

Users also considered
Marketing 360 logo

Marketing Platform For Small Business

Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

Read more about Marketing 360

Users also considered
Google Pay logo

Payment processing application

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Read more about Google Pay

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Streamline payment processing with secure invoicing, online payment options, and automated reconciliation tools.

Read more about QuickBooks Online Advanced

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Jackrabbit Dance logo

Online dance studio management software

Online dance studio software used by over 12,000 studios & schools will transform the way you run your dance studio. Learn more now!

Read more about Jackrabbit Dance

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Stampli logo

Stress-free finance operations

Stampli Direct Pay offers domestic payments, international payments, card payments and more — all seamlessly integrated into our AP system. You have the freedom to choose your preferred payment methods.

Read more about Stampli

Users also considered
Nomod logo
Category Leaders

Take card payments anytime, anywhere.

Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

Read more about Nomod

Users also considered
ePayPolicy logo
Category Leaders

Faster, Easier, Integrated Insurance Payment Services

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

Read more about ePayPolicy

Users also considered
Jackrabbit Gymnastics logo

Online cheer gym management software

Online gymnastics class software used by over 12,000 studios & schools will transform the way you run your business. Learn more now!

Read more about Jackrabbit Gymnastics

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

Read more about Spendesk

Users also considered
Podium logo

AI-enabled lead management and conversion platform

Podium Payments simplifies the payment experience–for you and your customers. Accept secure payments via a card reader, text-to-pay, or transform your phone into a mobile card reader with mobile tap-to-pay.

Read more about Podium

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Regpack logo

AI-automated payment and registration cloud software.

Regpack is an online registration and user management solution that assists organizations with registration of applicants and management of online payments.

Read more about Regpack

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vcita logo

Appointment scheduling and reminder solution

vcita is an all-in-one business management app designed with small businesses in mind, helping teams manage clients, schedule, billing and administration. The platform includes a CRM to manage client records, online scheduling to book appointments and manage team calendars, billing and invoicing tools, and a client portal for customers to book, pay, and communicate with the business.

Read more about vcita

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TUIO logo

Cloud-based school and childcare management system

TUIO simplifies tuition collection with online payments, same-day payouts, and real-time financial visibility. Streamline your billing process with TUIO today.

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Users also considered
Invoicely logo

Free Online Invoice Software for Small Businesses

invoiceky enables freelancers and small businesses to create, send and manage an unlimited number of simple and professional looking invoices.

Read more about Invoicely

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Square Appointments logo

Online booking and scheduling management platform

Square Appointments provides online booking software for managing appointments, staff schedules, and services on a centralized platform. It syncs in real time, enabling clients to book 24/7 via a customizable site. Features include resource management, automated reminders, waitlists, and integrated payment processing for various methods. Businesses can reduce no-shows with customizable policies and prepayment options.

Read more about Square Appointments

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Melio logo

Accounts payable platform for businesses of all sizes

Melio is a B2B payments tool that helps businesses of all sizes manage their finances. Pay vendors via bank transfer or card, even if cards aren't accepted. Sync with QuickBooks and Xero, automate your payment schedules, and establish efficient approval workflows.

Read more about Melio

Users also considered

Key features for Payment Processing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Data Security: Reviewers value encryption, multi-factor authentication, and fraud detection systems for protecting sensitive financial data. Compliance with industry standards builds trust and enhances security. 92% of reviewers rated this feature as important or highly important.
  • Online Payments: Users highlight the convenience and flexibility of online payments, allowing customers to pay from anywhere, integrating with various payment methods, and improving transaction efficiency. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Reviewers appreciate seamless integration with multiple payment options, quick and secure transactions, and the ability to link various bank accounts and cards for ease of use. 90% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Users find mobile payments convenient for on-the-go transactions, with features like QR codes, app integration, and real-time notifications enhancing user experience. 89% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Reviewers emphasize customizable fraud detection, real-time monitoring, and proactive alerts that enhance transaction security and protect against unauthorized activities. 89% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users appreciate customizable invoices, automated reminders, and the ability to track payments, which streamline the billing process and improve financial management. 86% of reviewers rated this feature as important or highly important.