Square Payments - 2026 Pricing, Features, Reviews & Alternatives

Reviewers appreciate Square Payments' debit/credit card processing capabilities. They highlight the wide acceptance of major credit and debit cards, including mobile wallets, which boosts sales and customer convenience. Users report fast and efficient processing, both online and offline, with options to manually enter card details or use a card reader. They find it essential for modern businesses as fewer people carry cash. Some users mention occasional issues with card readers and account holds, but overall, they value the quick and secure transactions Square Payments provides. Of the 126 Square Payments users who gave detailed accounts of their use of Debit/Credit Card Processing, 99% rated this feature as important or highly important.

Users report that Square Payments offers quick, easy, and reliable payment processing. They appreciate the ability to accept payments through multiple channels, including in-person, online, and mobile. Reviewers highlight the convenience of instant transfers to bank accounts, although some mention delays and issues with fund transfers. They find the system intuitive and user-friendly, with seamless integration into various business operations. Occasional connectivity issues with card readers are noted, but overall, users value the efficient and dependable payment processing Square Payments delivers. Of the 154 Square Payments users who gave detailed accounts of their use of Payment Processing, 99% rated this feature as important or highly important.

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“Payment processing is so quick using this program. I get my money instantly from a client. They usually pay at the session right before we start the photographs and the money is in my bank account before the session is over. ”

AM

Amie M.

Photographer

“Square payments allows my business to accept payments in multiple channels, including in-person, online, and mobile payments”

Joel B.

Administrative Secretary

Reviewers indicate that Square Payments prioritizes data security, ensuring customer and business information is protected. They appreciate the use of encryption, two-factor authentication, and compliance with Level 1 PCI Data Security Standards. Users feel confident that their transactions and personal data are secure from fraud and breaches. They value the trust and peace of mind this security provides, noting that it enhances their business's credibility and customer trust. No significant security issues have been reported by users. Of the 133 Square Payments users who gave detailed accounts of their use of Data Security, 96% rated this feature as important or highly important.

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“Something that I really like about Square Payments is how important data security is implemented. All individuals information is submitted on encrypted servers and I like how they require two-factor authentication to access administrators systems.”

Kalina B.

Freelance

“I like the fact that the data security helps keep your account and your transactions safe from not only fraudulent transactions but helps your costumers by showing that your a legitimate business as well.”

RL

Richard L.

Owner/ CEO

Users feel reassured by Square Payments' robust payment fraud prevention measures. They highlight real-time alerts for suspicious activity, encryption, and fraud detection systems that protect customer information. Reviewers appreciate the ability to dispute fraudulent transactions, although some find the process lengthy and funds held during disputes inconvenient. They report a significant reduction in fraud incidents, which boosts their confidence in using Square Payments. Overall, users value the security and protection against fraud that Square Payments offers. Of the 122 Square Payments users who gave detailed accounts of their use of Payment Fraud Prevention, 93% rated this feature as important or highly important.

Reviewers find Square Payments' mobile payments capabilities highly convenient and essential for on-the-go transactions. They appreciate the ability to accept payments using smartphones or tablets, making it ideal for events, mobile businesses, and remote locations. Users report that the system is easy to set up and use, with fast and secure transactions. Some mention occasional connectivity issues with mobile devices, but overall, they value the flexibility and portability that Square Payments' mobile payment options provide. Of the 98 Square Payments users who gave detailed accounts of their use of Mobile Payments, 89% rated this feature as important or highly important.

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“We often accept payments at events where we're outdoors and away from even electrical outlets. The ability to let a customer swipe a card on one of our phones is invaluable. ”

Jodi E.

Project Manager

“I used the bluetooth machine for mobile payments and often struggled to get it to connect to wifi. When it did work properly it was fast and the customers enjoyed the fast transactions. ”

SN

Shanna N.

Owner / Designer

Users appreciate the ease and convenience of Square Payments' online payments capabilities. They highlight the ability to send digital invoices, create online payment portals, and process payments securely from anywhere. Reviewers find the system user-friendly and efficient, with capabilities like automatic payment reminders and inventory syncing. Some users report issues with currency processing and fund transfers, but overall, they value the seamless integration of online payments into their business operations, enhancing customer convenience and boosting sales. Of the 133 Square Payments users who gave detailed accounts of their use of Online Payments, 86% rated this feature as important or highly important.