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Stripe Pricing

Pricing overview

Value for money rating

4.7

/5

2.4K

Price starts from

0.30

Usage Based

Pricing options
Free plan
Subscription
Free trial

Pricing details

Payment is a per-transaction fee.

PAY AS YOU GO: 2.9% + 30¢ per successful card charge for non-European cards
PAY AS YOU GO: 1.4% + 30¢ per successful card charge for European cards

You can design a custom package for your business with volume discounts, multi-product discounts, interchange pricing, and country-specific rates.


Stripe has no setup fees, no monthly fees, no validation fees, no refund fees, and no card storage fees. There's also no charge for failed payments.

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What users say

Very good wallet that allows you to store and exchange money or cryptography. Easy to use, reliable and secure.

FB

Fabien B.

The pricing negotiated through Planning Center is very attractive and saves a lot of money over popular payment apps like PayPal.

DG

Dave G.

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Reviewers who mentioned pricing said:

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Another successful payments gateway to trust

Reviewed 11 days ago

So far so good with us.I have no real issues with them mostly good issues like i have never has disputes as a user and as administrator .

Pros

To be honest no one needs Labour intensive settings up process so with strip it has easy way to set up in has lot of ready made scripts fo different use. In an essence its easy to set up and for users its easy to pay using it.

Cons

Their business strategy told them that some countries and currencies are second to others so the development in those countries is less and and increase cost to deal witg them. For example in South Africa it does not partnered bank that makes little extra work to get money if you are a merchant.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Stripe is fast easy and affordable

Reviewed 10 days ago

honestly they have the know like and trust factor so it makes it easier for customers to choose for checkout.

Pros

I love how easy it is the set, get a card reader, integration into my other products and services.

Cons

some of the fees are higher than some of the the competitors

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Why We Use Stripe to Process Payments

Reviewed a month ago

Our experience using Stripe has been positive and we are happy overall with the payment processor.

Pros

We integrate stripe as our payment processing to accept payments from guests from our 3rd party vacation rental software platform and it's always been easy to use and setup. It was important for us to be able to accept guests credit cards and Stripe gives us that functionality we were looking for.

Cons

The only thing that we don't like is it can be expensive to use stripe so this is an added expense to our business.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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The best generic payment processor out there

Reviewed 2 months ago

We use Stripe for the majority of our payment processing on online stores. It is reliable and fast, payouts are really fast too. The customer service has always been great, and so is the documentation. The service has always been on track with any annoying new EU regulations, so I can truly recommend this company.

Pros

I use Stripe in dozen different online stores. It just works. Reliable, fast, great service all around. Affordable fees too. I am extremely happy I left Paypal behind.

Cons

I haven't found anything to complain about so far. This tells how great the service is. Usually, there is always something wrong.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Our preferred payment processing company

Reviewed 9 months ago

From the day we started using Stripe, they have been an absolute joy to work with. Through the available (externally developed) payment plugins, accepting debit and credit card payments securely through our site has been a breeze. The account was up and running in no time with minimal manual steps. Never have we had any restrictions placed on our account because Stripe saw an officially licensed product...

Pros

Stripe is supported around the world and is customized for many regions, offerring localized payment options and on top of all that is affordable, professional, safe and secure. What more could you want from a payment processing company? Stripe's backend is simple enough for a beginning customer, but offers advanced functionality for those that require it.

Cons

No in-house developers that manage the systems integrations options such as Woocommerce integration. As a result, you are dependent on external third party developers to integrate new functionality or manage customer integration issues. Although Stripe does have a plugin listed, the plugin is incompatible with many installations and does not offer the latest features that are available through their API. Additionally, if you're not on their legacy plan, refunds are very expensive (you will not get your payment fees back). Stripe should offer a lower-cost refund option such as a flat $0.50 fee per refund to help small struggling businesses.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Top choice for small business

Reviewed 10 months ago

I am overall satisfied with stripe for processing payment of my invoices but I know they could help me integrate it better into my website if they wanted more business .

Pros

Fast and easy online setup no credit checks or bank involvement like in the past when it had to be done through your bank works fast and does cost the earth .

Cons

Cant use on my website without specialist knowledge if they could make it easier to install payment gateways for novices I would not have to use PayPal for this .

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Stripe Makes Selling Your Products So Easy!

Reviewed a year ago

It was honestly so easy for me to get approved, and I was going through financial issues at the time when I applied and they never held that against me. They gave me a chance and because of Stripe I've been able have my own website, selling my own products and courses, without ever having to send my leads off my website to pay for their purchases through another online processor, like PayPal for example. You lose leads every time you add an additional step for your prospects to take, so using Stripe has therefore increased my conversions. And it's trustworthy, so my buyers feel safe. That's very important to me! Thank-you Stripe!

Pros

How easy it was to apply and get my account set up and running. I love being able to have my own payment processor on my website and not have to always send my buyers to PayPal to make their payments. Every time you have to send someone off your page you lower your chances of the buyer taking action.

Cons

There is really nothing I don't like about Stripe, maybe to have a lower cost but really they are helping me make money so who am I to complain when they were so easy for me to get set up!

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Industry Standard Payment Processing Platform

Reviewed a year ago

Stripe's capabilities for online transactioning is considerably useful to me and it has helped me with thousands of sales online. I have integrated the platform with my festival's website and used it for ticketing and merchandising services which assisted in operating the event and brand for a number of years. I'd likely recommend their services to other entrepreneurs.

Pros

One of the better means of processing transactions and payments digitally, that's widely accepted by a variety of business owners. Integrateable in many different web development platforms, Stripe makes it easy for people to order items and services online while simultaneously making it easy for sellers to provide their items and services to people via the internet.

Cons

Obviously to a certain degree their payment percentages could be lower, however it would depend on whether or not credit card transaction fees are low enough to facilitate Stripe's ability to lower any fees they might have.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Finally a global payments platform worth using!

Reviewed a year ago

With full seamless integration with our WooCommerce platform, and a sleek modern user interface that everybody likes, accepting credit cards, debit cards and Apple Pay, Stripe is everything we ever needed.

Pros

We started using Stripe when we needed an alternative to PayPal's payment platform. Being globally accepted and trusted Stripe was the best and easiest alternative to choose. - Easy to use and implement. - Incredibly low fees, the best in the industry, this alone is enough to select it. - Accepts all credit companies - The verification process is smooth and easy. - Interface is easy to understand and constantly getting updated with new features and other improvements. - Timely automatic payments to our bank accounts.

Cons

There are only a few caveats that we experienced: - American Express cards are not accepted in India. - Stripe once disabled the whole system without notification or warning and wanted additional documents. Though the issue was resolved in a day, they should ask for information first and then disable the system if the user doesn't comply.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend9/10

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Excelent E-Commerce Payment Processor - Outstanding Security!

Reviewed 2 years ago

Very happy with the Stripe platform and will continue to use it for the foreseeable future.

Pros

Stripe has an excellent product, that integrates with our WooCommerce store seamlessly. The features are robust, which includes outstanding security to detect and block fraudulent transaction attempts. Since switching to Stripe and adjusting our security settings, we have not had 1 chargeback or fraudulent charge!

Cons

2.9% + 30¢ per successful card charge ads up. The pricing is well aligned with the industry, but it could always be cheaper, as volume heavy transactions add up quickly!

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Perfect For My Business

Reviewed a year ago

I LOVE Stripe. So much so that I turned down the provided integrated payment system software that came with my scheduling software. It is so EASY. I can see any information I need quickly. I love the analytics, I love that I can assure my customers that their information is safely stored, I love not having to go back to my customer to get their info again and close out accounts. I have yet to find a down-side.

Pros

Stripe is easy to use and maintain. I can get a variety of reports and analytics. It is easy to keep tabs on what has and has not be entered, check balances and LOW fees, and securely store customer information.

Cons

Using stripe is so simple for me. I am typically technologically challenged, but the provided support information made it a breeze to set up and use. I have no complaints.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Great documentation and portal/Dashboard

Reviewed 2 years ago

Stripe covers a lot of business that we need from a Payment solution so in the beginning I was lot of the great amount of documents and manual guide. However, after getting used to it, I really like the ease of integration and deployment for developers and ease of use for users. The Dashboard what I like the most with all the information is linked, making it simple to track down the issue and fix it. Webhooks are also great feature that I might use in the future to get updates of users' Stripe account to my platform.

Pros

The documentation is easy to use with great details. The portal (or Dashboard) contains great information and navigation. When you get on the platform, they will ask you few questions to get you onboard with which features to start with in order to integrate Stripe to your product. Compared to other similar products, the fee is pretty small.

Cons

Right now Stripe only supports a certain number of countries (and seems to be low-risk countries) so if your product doesn't need to payout to higher-risk countries like SE Asia then you are good. Otherwise, you might need to look into other alternatives.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Best merchant processor that integrates with all things WordPress!

Reviewed 2 years ago

Overall, a great merchant processor that I use for many of my clients in web design.

Pros

I really like that Stripe has the infrastructure in place to integrate with many of the plugins I use in WordPress, such as WooCommerce and Gravity Forms. Especially with the recent enhancements to their integration, setting up the sync between a Stripe account and its website takes about 15 minutes, and everything always works smoothly! In addition, I really like the simplicity of their pricing and the absense of monthly fees.

Cons

Nothing to dislike - my only fear is that they'll raise their transaction cost, but hopefully competition in the market will keep it low.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Workhorse in the background

Reviewed 8 days ago

Overall my experience has been a good one but If you start to make any real money they will stop your account and ask more questions, as for chargebacks I think they should be a little more nicer to vendors and at least look at the protest. But the good part is most of the time I JUST SEE THE PAYMENTS in my bank like clockwork! no problems just works in the background with no glitches or downtime.

Pros

I like that its super easy to deploy. I use it with a few pieces of software and to get it to work its just click and accept terms and it works!

Cons

I think the price for processing can be a bit high and I have had some people get money for a refund and kept the product, I protested and stripe NEVER took my side..

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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No brainer solution for handling online payments

Reviewed 7 months ago

I really love stripe. It has a great admin area with very useful tools that make payment processing on internet very easy and safe. At the same time, it has highly competitive prices.

Pros

I started to use Stripe because was the cheapest solution that woocommerce offered by default to receive credit card payments. I was a little afraid because there were other companies doing the same thing for a higher price. But I understood that Stripe is very solid and its reliability it is just excellent. Over the years it became much more then a credit card payment processor and now it handles a lot of payment options in a seamless way.

Cons

Honestly, there's nothing I don't like about this software. Everything is easy, secure and effective.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Best card processing

Reviewed 2 years ago

As a back office processing system with good security and good user interface, it can't be beat.

Pros

Low rate, excellent security, prompt direct transfer to bank account, good analytics, embeds on website and works without making people leave my site, clear user interface, good integration with other software, intelligent processing (e.g. prevents double subscriptions)

Cons

Not much at all that i don't like, as long as I'm not expecting it to do things it can't do. It is better, for example, than PayPal in website processing but can't replace PayPal or Square for one on one payments.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Stripe is in a league of its own

Reviewed 2 years ago

I use Stripe for collecting payments from customers on my website. It is reliable and flexible and has everything I need.

Pros

It is so easy to setup and use. It is primarily designed for online businesses like mine and has unbelievable support. They are so responsive.

Cons

It has a relatively high per transaction fee so it can get expensive if you are collecting lots of small payments. The software is great.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Safe, reliable and advanced online payment processor

Reviewed a year ago

Stripe has been a solid payment processor for our business and has enabled us to expand our e-commerce sales. They are constantly improving the product, with new advanced features every couple of months.

Pros

Ease of use (Deployment and continuous use), reasonably priced and wonderful Customer Service is what makes this software so great for me. The moment I've signed up to Stripe, it was extremely effective and useful. The dashboard is detailed and accurate, so I can constantly see what is going on in my e-commerce platform.

Cons

There are additional fees for a lot of their services, although the base product is fairly good - if you want any advanced features, there is an additional hidden cost.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Straight forward with no contracts and complicated pricing structures

Reviewed a year ago

I'm a huge fan of Stripe - even wear some of their t-shirt swag - and honestly wish I could invest in this company since they've made credit card processing so simple and eventually they might be able to make credit cards a thing of the past..

Pros

The best part of Stripe is how predictable it is to process credit cards. Rather than complicated contracts with a bank and merchant processor, you work direct with Stripe and know exactly how much you'll pay for each transaction.

Cons

Stripe has made more features available within their dashboard, but for a long time some features were hidden behind APIs. They are simple APIs, but it shouldn't take code to do some simple actions. However, this has been minized recently.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7/10

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Great, but expensive.

Reviewed 4 years ago
Pros

What I like most about it is that it just works and I rarely have to mess with it. It's one of those things that you just need to have if you ever want to accept payments online, so you have to decide who you're going to pick as your payment processor. Stripe is high tech, and integrates with my CRM (full disclosure though, it ONLY integrates with Stripe. Does not support others). I know that Stripe provides a top of the line product, and I have not had any issues with it that I can recall.

Cons

It's quite expensive. The transaction rates are not at all among the lowest. If you want to try and negotiate lower rates, you need to start processing some big numbers. Right now, my CRM only works with Stripe. I couldn't shop around from competitors even if I wanted to. So, I'm kind of stuck with Stripe. Luckily, I'm stuck with a good product. But, it comes at a price. When I do the math, I spend a few thousand dollars a year just in processing fees. If I was able to, I probably would shop for a cheaper transaction rate, because Stripe has a lot of features I simply don't need that I'm still paying for.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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The only way I will ever take payments again.

Reviewed a month ago

The ability to create subscriptions has been nearly impossible to find at such low prices, and what I offer is subscription based. I have never had an issue with Stripe, and it serves all my needs perfectly. They have excellent customer service and more than enough functionality for businesses of all sizes.

Pros

Stripe is the most reliable and inexpensive software I have used to get paid, and is easy to use. It also helps me retain customers, and gain new ones because people trust Stripe. I can scale it to my purposes, and allows an entrepreneur like myself to keep expenses low, which is so important.

Cons

Integrating Stripe instead of using a Payment link has been very difficult for me to figure out. I'm not a developer, and my tech skills are very limited, but I'm aware that this may not be a Stripe problem, but more of a "Me" problem.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8/10

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Stripe in the Travel Industry

Reviewed 3 years ago

I think Stripe is a fantastic product, and they have been very reliable, but they need to be more competitive on credit card processing fees.

Pros

Stripe is a very high-quality platform, with a great user interface (when we need to circumvent our API connection) and solid fraud-protection measures (compared to Square).

Cons

Pricing. We send a significant amount of volume via Stripe, but they were unwilling to reduce the per-transaction fee to anywhere close to what we were able to obtain from other credit card processors. We still do use Stripe, but for a limited subset of transactions that hit certain purchase profiles (select currencies, purchase windows, etc).

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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I finally moved away from Paypal and I'm happy

Reviewed 2 years ago

I love working with Stripe and I haven't had any negative experience with them by far.

Pros

For years there was no alternative in my country to accept payments from clients based in other countries. Our only option was Paypal. Now that Stripe came to Bulgaria, this is the only platform that I use. What I love the most about Stripe is that they allow integration with Transfewise, which saves me expensive conversion rates of my bank and of Paypal. I integrated it with my woocommerce website and it works like a charm. I had to call support several times with different questions and they were always amazing - friendly, understanding and willing to help!

Cons

I would love if Stripe decreased their fees just a little bit. Right now they charge the same as Paypal and I think that they can go 0.1% lower to make more professionals work with them.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Must have payment gateway

Reviewed 2 years ago

Stripe is the only payment gateway you need. Cheap fees Fast Payout Easy to use

Pros

Stripe is a must-have payment gateway. Fees are lower than other gateways, works worldwide, easy to set up and for the customer to use. Payments takes 3 days to arrive in bank accounts which is faster than others. Easy for developers to integrate into websites and software.

Cons

Nothing bad to say about Stripe. Even during Covid-19 they were excellent when we had to issue refunds of over £10,000 due to an event being cancelled.

Overall Rating
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend10/10

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Stripe just works

Reviewed 3 years ago

I've set up custom Stripe integrations for several online marketplaces and ecommerce sites at this point, and it's quick and easy. Head and shoulders above the old custom bank or PayPal setups of the early 2000s. Assuming you don't have any special needs, they are the first payment processor I'd suggest trying.

Pros

Stripe offers simple, clean, well documented APIs for quickly and securely accepting credit cards. It also works with Apple Pay and a number of other payment types. It has a huge userbase, excellent uptime, and tons of resources and tutorials. Their website allows you to see all API interactions involved with creating or modifying any records in your account, which is great for debugging.

Cons

Until you reach a certain size, it can be extremely difficult to get in touch with a real person on the Stripe side, and they are completely unwilling to negotiate rates before that point. They have killed off some useful features (like ACH payout) in favor of more expensive full-service solutions. But they do have long and well-marked deprecation periods whenever they do this.