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Yokoy Logo

The intelligent spend management platform

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Yokoy - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: January 2026

Yokoy overview

What is Yokoy?

Yokoy’s proven, AI-powered spend management platform brings intelligence, automation, and data insights to finance teams with a single platform to capture, verify, and authorise invoices and expenses.

Purpose-built to handle the complexity that comes with multi-entity organizations, it’s designed to help mitigate the risk of non-compliance to company policies, processes and regulatory requirements.

Powered by Yokoy’s proprietary AI, the spend management platform enables end-to-end automation, helping to reduce the cost of repetitive manual work, and with customisable workflows and integrations into your existing tech stack, it provides finance leaders with full visibility and control over spend across the company.

With purpose-built modules for invoices, expenses, and payments Yokoy brings all your spend into a single platform. And with Yokoy’s payment cards, you can give your people the freedom to pay how they want while streamlining card administration and keeping everything within company policies.

Key benefits of using Yokoy

Yokoy Invoice: Process invoices automatically​.

Consolidate your accounts payable process, manage invoices at scale, automate approvals with custom workflows, and pay on time with Yokoy’s AI-powered invoice management solution.

- AI-based invoice data capture, extraction, and approval
- Automated matching of invoices, POs, and good receipts data
- Custom approval workflows for true AP automation
- Real-time spend visibility and full spend control for global organizations

Yokoy Expense: Manage expenses effortlessly​.

Automate your expense management, simplify expense reporting, and prevent fraud and reimbursement delays with Yokoy’s AI-driven expense management solution.

- Fully digital business expense reporting via web and mobile app
- Automated matching of receipts and card transactions for real-time visibility
- Real-time expense tracking and granular control over employee spending
- Custom workflows and approval flows for fast reimbursements

Yokoy Pay: Streamline your business payments​.

Gain real-time control of your global card spend and automatically match card transactions with receipts with Yokoy’s smart payment solutions.

- Issue physical and virtual cards on the go and easily freeze them via the Yokoy app
- Add your Yokoy cards to your favorite digital wallets
- Granular spend controls and individual spending limits to prevent overspending
- Automated transaction matching and real-time compliance checks
-Real-time spend data analysis for simple reporting and cost savings insights
Main features of our spend management solution:

AI-based automation
Eliminate manual work from your T&E and AP processes. Yokoy’s AI captures, extracts, validates, and approves employee expense and supplier invoices automatically.

End-to-end automation​
Improve efficiency with AI automation and streamline operations by bringing all your processes into one central platform, fully integrated into your tech stack.

Custom approval flows​
Map out your end-to-end approval workflows, customize them per entity, and define how exceptions should be handled, to reach full spend management automation.

Built-in compliance​
Prevent overspending and fraud and ensure compliance with company policies and country-specific regulations through built-in rules and pre-approval flows.

Real-time reporting​
Track expenses as they happen, extract spending patterns and insights from your analytics dashboards, and gain real-time visibility into your spending for accurate forecasts.

Simple audit trails
Detect errors and fraud with ease and ensure accurate audit trails by safely storing all your expense receipts, card transaction history, and vendor invoices in the Yokoy platform.

Multi entity support
Streamline complex AP and T&E processes across entities and subsidiaries, and standardize your workflows for increased efficiency and control with a central spend management platform.

World-class service and support
Get answers to your questions right away, troubleshoot issues with help from our experts, and improve your knowledge with in-depth live and self-guided Academy trainings.

Streamline your IT landscape
Yokoy’s API facilitates seamless integrations with enterprise-level systems, removing manual processes and enabling true, end-to-end automation across entities and geographies.

Stay safe, with the highest security standards​
Yokoy is engineered for security and committed to information protection. We are ISO 9001, ISO 14001, and ISO 27001 certified, and GoBD and GDPR compliant.

Yokoy API
Yokoy’s engineers have created a free open API for you to build on top of Yokoy’s software and to connect your favorite tools and databases to the Yokoy platform.

Starting price

Free

Alternatives

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Yokoy’s user interface

Ease of use rating:

Yokoy reviews

Overall rating

4.5

/5

49

Positive reviews

96

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend8.61/10
Rating distribution

5

4

3

2

1

26

21

2

0

0

Pros
“The software is very good the yokoy teams have done a good job. I say thank you for this excellent tool.”
KR

Karl R.

Marketing manager

“Uploading receipts with one click or one picture is very helpful, be it with the mobile phone or with the web browser. Approval workflow is quick and settlement is easy.”
Sv

Sebastiaan v.

Accounting Manager

“As a company, we really like the credit card feed, which helps to make sure that all receipts have been added. Generally, it an easy to use solution.”

Verified reviewer

Anonymity request

Cons
“Expenses that need to be charged to a client cannot be managed easily. There should be an option to link expenses directly to a client.”
UB

Urs B.

CEO

“Problems with the search function of the Submitters.”
OF

Orsolya F.

Financial Accountant

“For me there is not much to say except the expectation of being able to link virtual cards to Apple pay.”
KR

Karl R.

Marketing manager

Who uses Yokoy?

Based on 49 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Computer Software
Financial Services
Information Technology and Services
Farming
Others

Use cases

Expense Report
Spend Management
Payment Processing
Travel Management
Accounting

Yokoy's key features

Most critical features, based on insights from Yokoy users:

Expense tracking
Receipt management
Expense claims
Mobile receipt upload
Mobile access
Approval workflow

All Yokoy features

Features rating:

Financial management
Electronic payments
Data import/export
Real-Time data
Reporting/Analytics
Real-time alerts
Corporate card
Self service portal
Compliance management
Spend analysis
Policy management
Prepaid cards
Process/Workflow automation
Time & expense tracking
Approval process control
Audit trail
Budgeting/Forecasting
Mileage tracking
Spend control
Accounting integration
Reimbursement management
Multi-Currency
Third-Party integrations
Online booking
Reminders
Purchase order management
Purchase order reconciliation
Real-Time monitoring
Real-Time notifications
Access controls/permissions
Real-Time reporting
Real-Time updates
Recurring payments
Reporting & statistics
Restriction management
Rules-Based workflow
Secure data storage
Single sign on
Spend management
Transaction history
Travel Management
User management
Vendor management
Workflow management
Accounting
Accounts payable
Activity dashboard
Activity tracking
Ad hoc reporting
Alerts/Notifications
API
Automated receipt matching
Budget control
Categorization/Grouping
Configurable workflow
Credit card management
Customizable fields
Customizable reports
Customizable templates
Dashboard
Duplicate detection
Duplicate payment alert
ERP integration
Expense management
Financial analysis
Financial reporting
Fraud detection
Invoice management
Invoice processing
Mobile app
Mobile payments
Multi-Language
Online payments
Optical character recognition
PCI compliance

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Yokoy pricing

Value for money rating:

Starting from

Empty state illustration for "No pricing info"

No pricing info

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Yokoy price and value

Value for money rating:

To see what individual users think of Yokoy's price and value, check out the review snippets below.

“The software is very good the yokoy teams have done a good job. I say thank you for this excellent tool.”
KR

Karl R.

Marketing manager

“Uploading receipts with one click or one picture is very helpful, be it with the mobile phone or with the web browser. Approval workflow is quick and settlement is easy.”
Sv

Sebastiaan v.

Accounting Manager

Yokoy integrations (33)

Integrations rated by users

We looked at 49 user reviews to identify which products are mentioned as Yokoy integrations and how users feel about them.

Perk logo
Perk

Integration rating: 5.0 (1)

Yokoy support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Knowledge Base
Phone Support
Chat
FAQs/Forum

Training options

In Person
Live Online
Webinars
Documentation
Videos

Yokoy FAQs

Q. What type of pricing plans does Yokoy offer?

Yokoy has the following pricing plans:
Pricing model: Subscription
Free Trial: Available | (No Credit Card required)

These products have better value for money


Q. Who are the typical users of Yokoy?

Yokoy has the following typical customers:
Large Enterprises, Mid Size Business, Non Profit, Public Administrations, Small Business


Q. What languages does Yokoy support?

Yokoy supports the following languages:
Chinese (Simplified), Dutch, English, French, German, Italian, Polish, Spanish


Q. Does Yokoy support mobile devices?

Yokoy supports the following devices:
Android, iPad, iPhone


Q. Does Yokoy offer an API?

Yes, Yokoy has an API available for use.


Q. What other apps does Yokoy integrate with?

Yokoy integrates with the following applications:
UBS, AFAS Software, SAP S/4HANA Cloud, DATEV Consolidation, SAP Business ByDesign, Personio, Winbiz Cloud, Banana Accounting, NetSuite, Perk, Sage 50 Accounting, SAP SuccessFactors HCM, SAP SuccessFactors Work Zone, Rexx Systems, Sage 200, Workday Financial Management, SAP Business One, R3 Contract Management, Sage X3, Proalpha, Infoniqa, BCD Pay, Workday HCM, Workday Strategic Sourcing, Pagero, Diamant/4, R3 WinCenter, Xero, Egencia


Q. What level of support does Yokoy offer?

Yokoy offers the following support options:
Email/Help Desk, Knowledge Base, Phone Support, Chat, FAQs/Forum

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