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Accounts Receivable Software with Debit/Credit Card Processing (2026)

Last updated: April 2026

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Key features of Accounts Receivable Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Reviewers value real-time visibility, robust reporting, and automation in managing financial data, payroll, and taxes efficiently. 97% of reviewers rated this feature as important or highly important.
  • General Ledger: Users appreciate the intuitive interface, customizable ledger codes, and seamless integration for accurate tracking and reporting. 94% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers highlight the ease of generating, tracking, and sending invoices, with customizable templates and real-time updates. 94% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users favor the customizable templates, automated reminders, and integration for streamlined billing processes and payment tracking. 93% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers appreciate the automated reconciliation, real-time tracking, and error detection for maintaining accurate financial records. 93% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users like the detailed expense categorization, receipt upload, and reporting features for effective cost management and financial analysis. 90% of reviewers rated this feature as important or highly important.
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41 software options

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BILL Accounts Payable & Receivable logo

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PaySimple logo

Payments today. Partners for Tomorrow.

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Online Check Writer logo

Software for managing payments and accounting operations

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OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio simplifies AP/AR for businesses of all sizes, enabling you to pay vendors both domestically and internationally via bank transfer or card—even if cards aren’t accepted. Easily sync with QuickBooks and Xero, automate scheduling, and configure approval workflows.

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Invoice2go logo
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Create & send professional invoices across every device

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Invoice2go is the all-in-one tool that helps you run your small business. Manage customer relationships, send invoices, accept payments, improve cash flow, create an online presence, and so much more. Start your free trial today!

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authorize.net logo

Payment processing across multiple channels

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authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

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Plooto logo

Accounts payable and receivable software

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With features like recurring payments and pre-authorized debit agreements (PAD), Plooto simplifies the way payments are collected from customers - improving cash flow with less work and lower cost. Plus, get paid as soon as 2 business days with Plooto's credit card acceptance!

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PaidYET logo

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PaidYET is a cloud-based, PCI compliant billing solution designed to help small to large enterprises manage operations, point-of-sale (PoS) transactions, billing and invoicing. The platform enables users to accept payments via email and text through customized payment links.

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Chargebee logo

Subscription management and recurring billing software

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Chargebee is a subscription management and billing platform that automates revenue operations and streamlines the subscription lifecycle. The platform offers no-code capabilities for product and pricing plan implementation. It includes self-service tools to manage churn and simplify payment recovery.

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Paystand logo
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B2B payment automation platform for finance teams

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Your Accounts Receivables with zero fees and end-to-end automation. Reduce time-to-cash and transaction costs significantly, while offering multiple payment options including eCheck, ACH, and credit cards in a single portal.

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Stax Bill logo

Subscription management and recurring billing software

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Use Fusebill to manage all types of payment collections - credit card, ACH, check or cash - supporting dunning management, grace periods, credits, & refunds. Get paid faster. Eliminate accounts receivable and invoicing bottlenecks with billing automation.

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EBizCharge logo

Web-Based payment processing solution for merchants

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EBizCharge is a web-based payment gateway that reduces payment processing costs by integrating with various ERP, eCommerce, CRM, and accounting software

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Biller Genie logo

Automated. Integrated. Simplified.

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Biller Genie seamlessly connects to your accounting software and automatically sends invoices, reminders and past due notifications via email & paper mail. Your customers can pay invoices online via credit card, ACH or Apple Pay and payments are automatically closed in your accounting software.

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BlueSnap logo

All-in-one payment platform

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BlueSnap is an all-in-one payment platform that offers tools including online and mobile checkout, subscription management, invoicing, payment processing, POS management, unified commerce, and more. It allows businesses to process payments online and track past transactions.

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OneBill logo

Lead to Revenue Redefined

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OneBill is a revenue management software that provides businesses with tools to streamline subscription management and billing processes. It enables to manage administrative operations, including automated order provisioning & activation, CPQ, revenue reporting, commission management, etc.

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Serrala Suite logo

Serrala – automate finance without limits!

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Automate up to 99% of your processes across cash application, collections, credit management, EIPP, disputes & deductions. Our integrated invoice to cash solution can be provided as software-as-a-service, embedded in SAP, or as a hybrid deployment.

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Versapay logo

Accounts receivable automation platform

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Versapay adds efficiency to invoice-to-cash by automating invoicing, facilitating payments, and streamlining cash application with AI.

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Plastiq logo

PCI-compliant payment processing platform

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Plastiq is a PCI-compliant payment processing platform that helps businesses in eCommerce, accounting, construction, education, manufacturing, logistics, and other sectors track, organize and manage finances and credit card payments.

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Qvalia logo

Cloud-based accounting software for automatic invoicing

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Qvalia is a customizable accounting platform that promotes collaborative workflows and provides users with automation tools to manage daily tasks. Key features include invoice processing, receivable ledgers, performance analytics, credit card processing, online payments, and order management.

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MY DSO MANAGER logo

AI & Cloud-based credit and cash flow management software

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My DSO Manager is a smart, customizable SaaS solution that helps companies optimize credit management, reduce DSO, and improve cash flow through real-time insights, automation, and seamless ERP integration.

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ezyCollect by Sidetrade logo

Accounts receivable automation & credit management software

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Automate, customise, personalise your accounts receivable task management to get paid faster and make customers happy.

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Dash logo

Automated A/R for teams who want to keep revenue in-house

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Dash is a cloud-based SaaS platform that helps small businesses manage billing and recover overdue balances with automation. The tools streamline collections, reduce manual follow-up, and let customers self-serve, helping teams keep more revenue in-house.

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