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Top Rated Billing and Invoicing Software with Mobile Payments in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Mobile payments enable businesses to process transactions anywhere, streamline invoicing, and receive payments quickly. This flexibility improves cash flow, enhances customer convenience, and supports remote operations efficiently. Our reviewers in billing and invoicing software rated this feature as important.

6 Best Billing and Invoicing Software with Mobile Payments

Product
User rating
Starting price
Square Point of Sale logo
4.6
(3K)
Free
PayPal Invoicing logo
4.7
(593)
Empty state illustration for "No pricing info"

No pricing info

FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
PayPal logo
4.7
(26.2K)
0.29
other
QuickBooks Enterprise logo
4.5
(20.6K)
2210
flat rate/per year

See other top Billing and Invoicing products with mobile payments

How we picked the 6 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Billing and Invoicing software category. They also needed to have sufficient reviews about mobile payments, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for mobile payments, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 6 best products

Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(740)
5(2,216)
Key Features
Invoice Processing4.7
Invoice Creation4.6

User insights about the mobile payments feature

Users find Square Point of Sale's mobile payments feature highly convenient and efficient. They appreciate the ability to process payments anywhere using mobile devices and the free card reader. Reviewers highlight the ease of use, security, and versatility of the mobile payments, which are essential for on-the-go sales and customer interactions.

See related user reviews

“This is 100% necessary for us because we perform all of our services in the client's home. We collect payments on our cell phones, so this is a vital feature. It works great and we have not had any problems with processing the payments while being mobile. This works well through mobile service provider's connections as well as Wifi access.”
MM

Megan M.

Physical therapist

“We can basically take our "cash register" with us anywhere and process sales using a smart phone and the Square attachment for swiping cards.”
JA

Joy A.

Executive Director

Starting price
Free
Pros and Cons based on 3,018 verified reviews

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details
PayPal Invoicing logo
Reviews Sentiment
 
 
 
1-2(6)
3-4(128)
5(459)
Key Features
Invoice Processing
Invoice Creation4.7

User insights about the mobile payments feature

Reviewers appreciate PayPal Invoicing's mobile payments feature for its convenience and security. They find it easy to send and receive payments on the go using smartphones and tablets. Users report that the PayPal app is user-friendly and allows for seamless payment processing, which enhances their workflow and customer satisfaction.
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“Where our band, The Last King often tours part time the importance of mobile payments cannot be emphasized enough. It is very rare we are able to access a computer or laptop at venues, in the van, or on the road in general so being able to manage all payments, banking, invoicing, ordering, updates, website critiques, and shipments from solely our smart phones gives us such an efficient workflow and competitive advantage over other musicians who may not be as technologically involved. ”
BJ

Brett J.

Band Manager

“Using Paypal mobile app, we can create invoice and send payments, track invoices, receive payments etc. Is allows us to manage our payments on our fingertips from anywhere.”
Verified reviewer profile picture

Prabhakar U.

CMO

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 593 verified reviews
Verified reviewer profile picture

Efficient invoice management

Robust security measures

Convenient money transfers

Flexible customization options

User-friendly mobile interface

High transaction fees

High fees and rates

Inconsistent money transactions

Poor customer service

See pros and cons details
FreshBooks logo
Reviews Sentiment
 
 
 
1-2(82)
3-4(1,768)
5(2,656)
Key Features
Invoice Processing4.6
Invoice Creation4.6

User insights about the mobile payments feature

Users appreciate FreshBooks' mobile payments feature for its simplicity and efficiency. They find it easy to generate invoices and accept payments using mobile devices. Reviewers mention that the app is user-friendly and secure, making it a valuable tool for freelancers and small business owners to manage their finances on the go.
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“When I use the Freshbook app, I can generate an invoice on my mobile phone just about as easily as I can on my laptop. This has been great for me as a freelancer.”
Verified reviewer profile picture

Allison G.

Owner

“The fact that you can take mobile payments and freshbooks is just easy it's sophisticated yet it's simple doesn't take a lot of know-how doesn't take a lot of payment processing smarts it doesn't take a lot of any type of payment software knowledge all you have to do is follow the instructions and I promise you will get it”
AY

Aaron Y.

None

Starting price
21flat rate /
per month
Pros and Cons based on 4,506 verified reviews
Verified reviewer profile picture

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(456)
3-4(3,151)
5(4,778)
Key Features
Invoice Processing4.4
Invoice Creation4.5

User insights about the mobile payments feature

Users appreciate QuickBooks Online's mobile payments feature for its convenience and efficiency. They find it easy to accept payments using mobile devices, which is helpful for on-the-go transactions. Reviewers highlight the seamless integration with bank accounts and the overall user-friendly experience of managing payments through the app.

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“I love Mobile payments because Mobile payments is also a quick and easy way for my customers to do payments since everyone has a mobile.”
JC

Jordan C.

Self-employed

“Customers has come to a trend where they started making instant mobile payments to fasten the process”
SK

Santhosh K.

Associate Director

Starting price
38flat rate /
per month
Pros and Cons based on 8,385 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(523)
3-4(6,298)
5(19,456)
Key Features
Invoice Processing4.5
Invoice Creation4.5

User insights about the mobile payments feature

Reviewers highlight the convenience and speed of PayPal's mobile payments. They appreciate the ability to send and receive money from anywhere using the app. Users find the mobile payment process secure and user-friendly, making it easy to manage transactions on the go. The integration with various payment methods and devices is also valued.
Verified reviewer profile picture

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“One of the things I like about mobile payments in PayPal is the convenience of sending and receiving money anytime and anywhere. I also appreciate the security features that protect my personal and financial information.”
DH

Dail H.

Administrator

“Because you can send and receive money from other PayPal accounts using only your mobile device, You don't pay a fee to send or receive money from friends and relatives; all you need to do is input the recipient's phone number or email address.”
Verified reviewer profile picture

Antonieta S.

Administrative

Starting price
0.29other
Pros and Cons based on 26,277 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
QuickBooks Enterprise logo
Reviews Sentiment
 
 
 
1-2(352)
3-4(7,712)
5(12,545)
Key Features
Invoice Processing
Invoice Creation4.6

User insights about the mobile payments feature

Reviewers find QuickBooks Enterprise's mobile payments feature useful for its flexibility and ease of use. They appreciate the ability to send and receive payments on the go, which enhances business operations. Users report that the mobile payments feature is convenient and helps in managing transactions efficiently.
Verified reviewer profile picture

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“Our team works remotely. When we can use our phones to operate the business side of our organization it becomes a real game changer in terms of being able to help our members in a quick and efficient way.”
KC

Kelly C.

Member Services Director

“A high percentage of the world uses their mobile devices to handle almost everything and that's why I enjoy Quickbooks. Because they make using yoyr mobile device very simple using their software.”
Verified reviewer profile picture

PhillyMoe J.

Certified Mechanic

Starting price
2210flat rate /
per year
Pros and Cons based on 20,609 verified reviews
Verified reviewer profile picture

Comprehensive expense tracking

Ideal for small businesses

Effective financial management

Streamlined bookkeeping

Efficient tax management

Frequent issue resolution challenges

Slow performance speed

Disruptive software updates

High cost concerns

Unreliable customer service

See pros and cons details

Other Top Rated Billing and Invoicing Software with Mobile Payments in 2026

PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
QuickBooks Online logo

Accounting and business management software

Use QuickBooks Online to create custom invoices with your own branding. Insert Pay Now links to your invoices and accept payment via credit card or bank payment

Read more about QuickBooks Online

Users also considered
FreshBooks logo

Invoice and accounting software tailored to small businesses

FreshBooks lets you create, send & track invoices, as well as create expenses, send late payment reminders and account statements, and set up recurring billing.

Read more about FreshBooks

Users also considered
Housecall Pro logo

Field service management application for businesses

Housecall Pro simplifies billing with one-click digital invoicing, automatic reminders, and secure payment methods. Keep track of payments and send automated receipts. Go paperless and boost efficiency. Join over 45,000 businesses and sign up for a free trial today!

Read more about Housecall Pro

Users also considered
Square Point of Sale logo

iPad & Android point of sale (POS) system

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Read more about Square Point of Sale

Users also considered
Xero logo

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software with billing and invoicing solutions designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Easily manage your cash flow, bills, and invoices all in one place.

Read more about Xero

Users also considered
Clio logo

Cloud-based legal practice management tool for law firms.

Legal billing software that gives you sleek, customizable invoices. Generating a bill and receiving payment with Clio is quick and easy—and can be done online.

Read more about Clio

Users also considered
Time Tracker logo

Track time for payroll, billing and productivity.

Time Tracker + Billing keeps all of your invoices and client payments in one place. It’s a complete time and billing suite, accessible anywhere.

Read more about Time Tracker

Users also considered
Jobber logo

Tool that manages quotes, schedules, invoices and tasks

Join over 250,000 home service pros using Jobber. We make it easy to schedule appointments, quote, invoice, and get paid faster. Organize your field service business and impress your clients - get started today.

Read more about Jobber

Users also considered
SumUp logo

POS and payments processing software

SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Read more about SumUp

Users also considered
Zoho Invoice logo
Category Leaders

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software that helps you craft beautiful invoices, automate payment reminders and receive payments faster.

Read more about Zoho Invoice

Users also considered
PandaDoc logo

Cloud-based tool for creating, editing and signing documents

Sales teams can collect payments directly inside their PandaDoc proposals, quotes and contracts as soon as the documents get eSigned. You can further integrate via Zapier with accounting and invoicing software like Freshbooks and Quickbooks online.

Read more about PandaDoc

Users also considered
Marketing 360 logo

Marketing Platform For Small Business

Send invoices with ease
Create and send online invoices and estimates in minutes. Get paid in one click 24/7 from any device. Keep track of the status of all your invoices in real time from one place.

Read more about Marketing 360

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

Optimize receivables and accelerate cash flow by automating billing and invoicing processes with NetSuite's AI-fueled cloud accounting software. Transactions are posted to the GL automatically, which saves time, helps avoid error-prone manual data entry and ensures AR data is always up to date.

Read more about NetSuite

Users also considered
HoneyBook logo

Client management for freelancers & SMBs

Secure and easy digital payments. Use payment schedules and reminders to never miss an a client payment. Give clients a frictionless payment experience. Small businesses have booked over $2 billion in business through HoneyBook. Get paid quickly and on time, every time.

Read more about HoneyBook

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Automate billing and invoicing with customizable templates, batch processing, and real-time payment tracking for efficient operations.

Read more about QuickBooks Online Advanced

Users also considered
PayPal Invoicing logo

Free online invoice creation and sending

PayPal Invoicing is a free solution for creating and sending online invoices within a PayPal Business account. The tool allows users to create custom-branded invoice templates, populate billing details, track payments, view billing histories, schedule invoices, accept partial payments, and more.

Read more about PayPal Invoicing

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

BQE CORE is a cloud-based software designed specifically for architecture and engineering firms. The platform integrates accounting, invoicing, project management, and resource planning features that streamline operations across entire organizations. BQE CORE enables firms to track time and expenses, manage projects profitably, and access real-time financial data through a centralized system that eliminates the need for multiple software solutions.

Read more about BQE CORE Suite

Users also considered
Fiverr logo

Time tracking, invoicing and payments app for freelancers

Fiverr Workspace (formerly AND.CO) is a cloud-based solution for freelance and small business workers, designed to streamline the time & expense tracking process with tools such as invoicing, contract creation, time tracking, expense tracking, & more. Fiverr Workspace also provides native mobile app support for Android & iOS.

Read more about Fiverr

Users also considered
BigTime logo

AI-powered scoping, project, time, and billing software

BigTime helps reduce operational costs, align talent to projects, accelerate payments, and enable decision-making. With 20+ years of experience, BigTime can get you up and running quickly, operate with flexibility and agility, and enable you to solve today’s challenges and scale with you tomorrow.

Read more about BigTime

Users also considered
Odoo logo

All-in-one open-source business software

Easily manage recurring billing, subscribers, sales, and more with Odoo’s automated tools. Quickly provide clear contracts and flawless, automated invoices; take care of taxes without stress; and handle payments - all done automatically according to your settings.

Read more about Odoo

Users also considered
Flowlu logo
Category Leaders

Work automation and team collaboration in one platform.

Keep all financial records in one place with real-time insights and visual reports to track expenses and boost revenue. Create and send professional invoices in seconds, accept online payments, and automate billing to streamline cash flow. Stay organized, get paid faster, and impress your clients.

Read more about Flowlu

Users also considered
Avaza logo
Category Leaders

All-in-one, client-focused project management for teams.

Access multi-currency expense tracking, budgeting and billing all in one app with Avaza. Available in the cloud, from any device.

Read more about Avaza

Users also considered

Key features for Billing and Invoicing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Invoice Processing: Reviewers highlight the efficiency and accuracy of handling, creating, and tracking invoices, with features like OCR, vendor recognition, and streamlined workflows for quick processing. 95% of reviewers rated this feature as important or highly important.
  • Invoice Creation: Users value the customization options, ease of creating professional invoices, and automation features that reduce admin workload, making billing efficient and error-free. 94% of reviewers rated this feature as important or highly important.
  • Online Invoicing: Reviewers appreciate the convenience of sending invoices via email, tracking payment status, and receiving online payments, which improves cash flow and customer satisfaction. 92% of reviewers rated this feature as important or highly important.
  • Invoice History: Users find the ability to track past invoices, payments, and customer details essential for financial management, auditing, and maintaining accurate records. 91% of reviewers rated this feature as important or highly important.
  • Payment Processing: Reviewers highlight the integration with various payment methods, secure transactions, and the ability to track and manage payments efficiently, which supports better cash flow management. 91% of reviewers rated this feature as important or highly important.
  • Tax Calculation: Users appreciate automated tax calculations, compliance with tax regulations, and the ability to customize tax settings, ensuring accuracy and saving time during invoicing. 82% of reviewers rated this feature as important or highly important.