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Accounts Payable Software with Online Payments (2026)

Last updated: April 2026

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Key features of Accounts Payable Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Users value the robust accounting features for tracking expenses and income, generating detailed reports, and automating data entry. 96% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers appreciate the automation and OCR features, which simplify data entry, improve accuracy, and speed up the invoicing process. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Users highlight the ability to easily track financial transactions, create customizable reports, and maintain accurate records for informed decision-making. 93% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers find the automated bank reconciliation useful for ensuring accurate records, identifying discrepancies, and simplifying the reconciliation process. 91% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users benefit from detailed expense categorization, easy report generation, and the ability to track and manage expenses efficiently. 91% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Reviewers appreciate the customizable, automated billing features that simplify invoice creation, payment tracking, and customer account management. 90% of reviewers rated this feature as important or highly important.
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91 software options

QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

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QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

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QuickBooks Online logo

Accounting and business management software

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QuickBooks Online automatically updates the Accounts Payable accounts in your chart of accounts as soon as you enter a new bill or pay outstanding bills.

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FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

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FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

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Xero logo
Category Leaders

Cloud-based accounting software for small businesses

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Reduce admin, pay your bills on time and get an overview of where your business is spending money with accounts payable software. Use Xero to pay bills from suppliers by scheduling payments, receiving invoices and prioritizing bills.

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NetSuite logo

AI-powered cloud-based business management suite

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Streamline the process using AI to review, approve & pay invoices with NetSuite’s cloud accounting software. Processes such as transaction matching, journal entries, approvals and reconciliations are automated eliminating manual data entry, and time and effort required to process bills is minimized.

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QuickBooks Online Advanced logo

Accounting & business management for small businesses

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QuickBooks Online Advanced streamlines accounts payable with automated bill entry, approval workflows, and detailed reporting.

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Odoo  logo

All-in-one open-source business software

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Odoo Accounting helps you to manage your daily accounting easily and have a global view of the state of your business. Features include: bank synchronization, automatic invoices, recurring billing management, reconciliations, and more.

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Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

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Accounting Basic $20/mo - flat rate, unlimited use
Accounting Premium $30/mo - flat rate, unlimited use
Pay unlimited bills to vendors and 1099 contractors. At the end of the year, you can e-file the 1099 and 1096 and print 1099s for your contractors.

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Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

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Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

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Payoneer logo

Send and receive money locally and internationally

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Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

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Sage Intacct logo

Best-in-class Cloud ERP for Finance

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Sage Intacct's AP software lets you create automated, configurable processes to enhance internal controls and ensure accountability.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Spendesk streamlines the AP process with invoice automation, approval workflows, and complete control over the entire invoicing lifecycle. No more manual processes. Save days every month with simple, secure accounts payable software.

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Condo Control logo

Property management software for HOAs and condos

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Condo Control is a property management solution for Condos, HOAs and property managers, with tools for managing residents, payments, maintenance, events, documents, service requests, amenities bookings, and more. The cloud-based app also has a self service portal for residents and managers.

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BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

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Bill.com's efficient Accounts Payable software & automation helps save 50% of your time on business payment management with standardized, automated workflow.

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Online Check Writer logo

Software for managing payments and accounting operations

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OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

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Sage Accounting logo

Accounting software for small businesses

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Sage Accounting is an accounting system for small business owners. It has features to help users forecast their cashflow, send and track invoices and act on real-time reporting. Users can manage their business from anywhere, at any time, from the cloud and with mobile functionality. Sage Accounting application is available for iOS and Android.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio is a B2B payments platform designed to improve finances and back-office operations for businesses of all sizes. Pay vendors in and out of the U.S. by bank transfers or card—even where cards aren’t accepted. Sync with QuickBooks and Xero, automate scheduling, and set up approval workflows.

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Invoiced logo

Accounts receivable automation software

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Invoiced is an accounts receivable automation software designed to streamline and optimize invoice-to-cash processes. It helps businesses handle the entire accounts receivable workflow, from automated invoicing and collections to customizable workflows for AR processes. The software integrates with a company's existing ERP and CRM systems, improving performance across applications.

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AvidXchange logo

Automated AP for mid-market businesses

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AvidXchange transforms how growing organizations pay bills through industry-leading automated accounts payable software. Offering services and technology that helps you streamline your AP workflows and easily pay suppliers while removing manual tasks and paper from current processes.

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Tipalti logo

Finance automation and accounts payable solution

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The only solution to automate your full payables process. Includes full accounts payable automation and invoice management, alongside outbound payments, procurement and expenses. Proven to eliminate 80% of your manual workload. Integrates with NetSuite, Sage, Quickbooks, Xero and more.

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Plooto logo

Accounts payable and receivable software

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Simplify and expedite accounts payable processes with Plooto's approval workflows and secure electronic payments, improving the way vendors are paid and saving you countless hours on AP and AR work.

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FreeAgent logo

FreeAgent has been voted the UK's #1 accounting software.

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New customer offer: 50% off for the first 6 months. Upload photos of your receipts with the app, set up automatic recurring payments.

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Quicken logo

Brings all your accounts together in one place

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Quicken helps you to bring your accounts together and you will easily understand how much money you really have. Intuits money management tools can show you exactly where your money’s going.

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Sage 50 Accounting logo

Cloud-based accounting tool for small and midsized business

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Sage 50 Accounting is an online accounting solution for SMBs with Office 365 integration that helps manage accounting, invoicing, cash flow, inventory, taxes, and more.

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ZarMoney logo
Category Leaders

Cloud-based accounting solution for businesses of all sizes

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ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

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