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Church Accounting Software with ACH Payment Processing (2026)

Last updated: March 2026

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Key features of Church Accounting Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Financial Reporting: Reviewers appreciate the flexibility, detailed insights, and ease of generating various financial reports for transparency and accountability. 100% of reviewers rated this feature as important or highly important.
  • Donation Management: Users value the ability to track, record, and manage donations efficiently, with ease of generating end-of-year statements. 97% of reviewers rated this feature as important or highly important.
  • Fund Accounting: Reviewers highlight the effective tracking and management of multiple funds, aiding in budget decisions and financial transparency. 96% of reviewers rated this feature as important or highly important.
  • General Ledger: Users find the general ledger easy to use for tracking transactions, categorizing payments, and generating detailed financial reports. 95% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers appreciate the straightforward process of reconciling bank statements, ensuring accurate financial records. 91% of reviewers rated this feature as important or highly important.
  • Budgeting/Forecasting: Users benefit from the capability to create, monitor, and adjust budgets, assisting in financial planning and projections. 85% of reviewers rated this feature as important or highly important.
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23 software options

Sage Intacct logo

Sage Intacct

Category Leaders

Best-in-class Cloud ERP for Finance

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Sage Intacct empowers churches and nonprofits with cloud-based fund accounting. Automate tithes, donations, and grant tracking while gaining real-time visibility into budgets, giving trends, and mission impact. Scalable, secure, and built for organizations exceeding $5M in revenue.

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Aplos logo

Aplos

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Aplos: where every dollar finds its purpose

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Aplos provides the robust accounting framework necessary to track restricted vs unrestricted funds and generate comprehensive, auditor-friendly reports. Our features are crafted to aid budgeting, automate complex allocations, and provide real-time insights into your financial health.

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Chmeetings logo

Chmeetings

Church management software

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ChMeetings is an all-in-one Church Management Software trusted by 7,000+ churches. Manage members, events, giving, volunteers, child check-in, and more. Includes a member portal, branded mobile app, and built-in church accounting.

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QuickBooks Online logo
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Accounting and business management software

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QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

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Xero logo
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Cloud-based accounting software for small businesses

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Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.

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ChurchTrac logo
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Online church management software

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The church accounting software trusted by over 60,000+ leaders. Most affordable, powerful features, and heavenly support! Start your free 30-day trial and see why so many churches made the switch to ChurchTrac.

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Wave logo
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Accounting, invoicing, and payroll management platform

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Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

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Tithe.ly logo

Cloud-based solution to manage church donations

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Tithe.ly is a web & mobile based donation platform providing digital giving tools & event management features for ministries & churches of all sizes

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QuickBooks Online Advanced logo

Accounting & business management for small businesses

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QuickBooks Online Advanced is a web-based accounting & business management solution which enables small businesses to track sales, inventory, financial accounts & payroll from a single dashboard

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Continue to Give logo

Mobile giving & tithing platform for churches & nonprofits

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Continue to Give is donation and fundraising software for churches, nonprofits, missionaries and individuals offering mobile & online giving, kiosks, and more.

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MoneyMinder logo
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Simple accounting software for volunteers.

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Simple nonprofit accounting software for volunteer-based groups (PTAs, PTOs, Booster Clubs, Sports Teams, Scouts, Service Clubs, etc.)

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Subsplash logo

Member engagement platform for churches

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Subsplash Giving removes every possible barrier to partnering with your mission. Admins have access to real-time church giving analytics & custom giving reports. Features like donation entry, check scanning, donor management, tax statements, dedicated funds & more keep your data in one place.

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FlockBase logo

Church management solution for small to midsize churches

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FlockBase is a cloud-based and on-premise solution designed to help small to midsize churches streamline processes related to accounting, payroll, memberships, communications, attendance tracking, and more. The online giving module allows donors to make contributions via credit cards or eChecks.

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ZarMoney logo
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Cloud-based accounting solution for businesses of all sizes

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ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

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ZipBooks logo

Accounting and online invoicing software

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ZipBooks is a cloud-based accounting software that caters to the bookkeeping and accounting needs of small to medium-sized businesses and bookkeeping firms. The solution offers core accounting, financial reporting, online invoicing, expense tracking, credit card processing, and more.

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PEX logo

Expense management for controlling employee spending

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PEX is an expense management solution for business that integrates your accounting software with prepaid debit cards to control and analyze employee spending

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ACS logo

Cloud-based church management and accounting software

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ACS is a church management software designed to help churches of all sizes handle finances, members, services, background checks, contributions, accounting processes, payroll, purchase orders, and more on a centralized platform.

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FellowshipOne logo

Simple and integrated cloud-based church management software

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Church management software by FellowshipOne is designed to assist churches and other related organizations with structuring and managing all aspects of daily operations, all in one cloud-based, integrated platform.

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Gracely logo

Gracely streamlines church management for all sizes.

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Gracely is a comprehensive church management software designed to enhance the efficiency, effectiveness, and security of churches, regardless of their size. It provides an extensive array of features to meet the needs of the church.

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SteepleMate logo

All-in-one church management made simple

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SteepleMate unites church management tools into one system, helping ministries engage, organize, and grow with confidence.

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MoonClerk logo

One-off and recurring payment management system

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MoonClerk is a cloud-based billing and online payment solution which enables users to create online payment forms for and receive one-off and recurring payments

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AFAS Software logo

Human resources, payroll, and finance management

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AFAS Software is a suite of tools that automates processes for human resources, payroll, & finance management, providing personalized access to the platform for both employees & managers. AFAS features include automated invoice reconciliation, leave and absence registration, payroll analysis & more.

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omniBooks logo

The all-in-one cloud financial and accounting software

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Powerful online accounting software for all your business finance management needs. Grow and track your business with omniBooks.

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