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Top Rated Mobile Credit Card Processing Software with Electronic payments

Last updated: May 2026

Why are electronic payments important for mobile credit card processing software?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

Electronic payments enable businesses to accept various payment methods, both in-person and online, which enhances customer convenience and supports cashless transactions. They simplify payment processing, save time, and provide flexibility for recurring and remote payments. Our reviewers in mobile credit card processing software rated this feature as important.

What do verified reviews highlight about key features of mobile credit card processing software?

  • Credit Card Processing: Reviewers value the ability to accept various credit card payments quickly and securely, enhancing customer convenience and boosting sales. 94% of reviewers rated this feature as important or highly important.
  • Mobile Access: Users appreciate the flexibility to manage and process payments anywhere, making it essential for mobile businesses and on-the-go transactions. 93% of reviewers rated this feature as important or highly important.
  • Mobile Card Reader: Reviewers highlight the convenience of a portable card reader for easy, on-the-go payments, especially at events and mobile locations. 92% of reviewers rated this feature as important or highly important.
  • Point of Sale (POS): Reviewers recommend POS systems for their ease of use, inventory management, and seamless integration with online sales and mobile devices. 89% of reviewers rated this feature as important or highly important.
  • Electronic Signature: Users highlight the convenience of capturing electronic signatures for legal compliance and efficient payment processing, reducing the need for paper receipts. 81% of reviewers rated this feature as important or highly important.
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48 software options

Stax logo

Stax

All-In-One Payment Processing Platform

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Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

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SumUp logo

SumUp

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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SumUp Plus Card Reader logo

SumUp Plus Card Reader

Mobile- based smart card reader

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Designed for businesses of all sizes, SumUp Plus Card Reader is a mobile-based card processing solution that helps accept and record payments over phone or via link anytime.

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Stripe logo

Stripe

Online payment processing for internet businesses

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Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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Helcim logo

Helcim

Billing, Invoicing and Payment Processing with Helcim

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Helcim enables credit card processing for your business, sign up with no commitments, contracts, or monthly fees. At Helcim, our goal is to provide small to medium sized businesses with the opportunity to accept credit card payments at affordable rates with industry-leading technology.

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Square Payments logo

Online payment processing for merchants & vendors

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Accept every way your customers want to pay with Square Payments.

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Cheddar Up logo

Secure Payment Processing + Custom Forms for Groups

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Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

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PayPal Point of Sale logo

Mobile point of sale software to process online payments

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The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

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Circula logo

The first app, that combines expense management and Benefits

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Circula is an expense management and benefits administration software, that focuses strongly on the best possible user experience and guarantees compliance with European law standards.

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Payment Depot logo

The nation's only wholesale credit card processing rates

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The nation's only Credit Card Processor offering wholesale rates. Web API, Virtual Terminal, Recurring Billing, Tokenization/Encryption, Mobile card processing

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Orcatec logo

Cloud-based field service management software

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Orcatec is a cloud-based field service management software designed to help businesses handle and streamline various administrative processes, such as dispatching, employee management, and more. Supervisors can schedule appointments on a calendar and color-code them according to requirements.

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Square Virtual Terminal logo

Payment processing tool for managing virtual transactions

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Square Virtual Terminal is a cloud-based software that helps businesses process and accept payments from multiple payment methods including cash, checks, gift cards and more. Managers can charge payments on customers' credit or debit cards and maintain a record of all payments in the database.

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Finix logo

Payment processing solution for software platforms

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Finix offers payment processing configurations to help software platforms build payment experience for their customers.

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PaymentCloud logo

Credit card processing solution for eCommerce & retailers

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Mobile wireless credit card processing solutions for eCommerce, MOTO, and in-person swipe businesses. Our specialized training helps us set you up with support and tools to grow your business. Free cost comparison. Chargeback & fraud protection. 100+ integrations. Low risk & high risk support.

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Datacap logo

Cloud-based and on-premise integrated payment solution.

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Datacap is a cloud-based and on-premise integrated payment solution designed for point-of-sale architectures. The platform utilizes PCI-validated P2PE, DirectE2EE, EMV, cross-platform tokens, tokenization, and more to keep payment data secure. It enables users to configure and maintain the PSCS product portal, which provides real-time online reporting. Beyond payments, Datacap supports integration with various gift and loyalty platforms through universal data integration.

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Payline Data logo

Cloud-based payment processing solution

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Payline Data provides flexible and friendly payment processing solutions tailored to suit the needs of businesses. The product offers a variety of features, including a virtual terminal and dashboard, cart integration and payment page, invoicing and recurring billing, and an open-faced API for custom integrations. Payline Data also provides services like interchange optimization, surcharging, and omni-channel payments to help businesses manage their payment processing effectively.

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IntelliPay logo

Electronic payment processing solution

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IntelliPay is a cloud-based payment processing platform designed to help businesses process electronic payments with additional surcharges. Users can create payment pages and hosted web forms with custom data fields, logos, departments, disclaimers, and personalized branding.

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360 Payments logo

Comprehensive business payment processing platform

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360 Payments provides integrated payment processing solutions for businesses across various industries including automotive, medical, and dental sectors. The platform offers multiple payment options including text-to-pay, mobile payments, consumer financing, and business capital services. Their system integrates with existing business management software to streamline operations and improve efficiency for merchants of all sizes.

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QuickBooks GoPayment logo

Mobile payment solution

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QuickBooks GoPayment is a mobile payment solution for all types of business and industries.

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Zeller logo

Cloud-based solution for financial management.

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Zeller provides an all-in-one business financial solution combining EFTPOS terminals, transaction accounts, and business debit cards. The system features integrated payment processing with options for invoicing, virtual terminals, and tap-to-pay functionality through the Zeller App.

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Payabli logo

Payment infrastructure and monetization platform

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Payabli is a comprehensive payment platform designed to help IT companies manage and monetize payment operations. The platform's pay in capabilities enable businesses to accept payments from customers, whether one-time, recurring, or scheduled. Businesses can leverage Payabli's API-first approach to build payment offerings that are fully integrated into product experience.

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CSG Forte logo

Payments management platform

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CSG Forte provides a complete payments management platform that enables businesses to process transactions across multiple channels. The processor-agnostic solution supports online, in-person, phone, and mobile payments while offering features like account verification, dispute management, and revenue optimization. CSG Forte serves various industries including government, property management, healthcare, and retail with scalable solutions for businesses of all sizes.

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Pencil In logo

Appointment scheduling tool for small businesses

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Pencil In is a scheduling tool designed to help small businesses manage customers, notifications, payments, and booking on a centralized platform. Features include client behavior tracking, remote access, calendar management, data import/export, and purchase history.

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WEX Field Service Management logo

Web based field management tool for contractors

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WEX FSM provides service businesses with a cloud-based work management tool that enables contractors and technicians to manage back office and field operations across inbound call management, appointment scheduling, job reminders, dispatch, maintenance planning, invoicing and more

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NMI Payments logo

Embed, brand and monetize payments — powered by NMI

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NMI Payments empowers SaaS platforms and ISOs to embed and monetize payments through a white-label, full-stack solution. With built-in risk, compliance, and flexible integration, partners can launch branded payments and scale revenue—without becoming a PayFac.

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