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Payment Processing Software with Transaction Monitoring (2026)

Last updated: February 2026

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Why is transaction monitoring important for payment processing software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

Transaction monitoring enhances security by detecting fraudulent activities, provides real-time updates, and offers detailed transaction histories. It helps businesses track financial activities, ensuring accuracy and facilitating better financial management. Of the 501 reviewers who rated transaction monitoring, 92% rated this feature as important or highly important.

Key features of payment processing software based on insights from 12173 verified reviews

  • Electronic Payments: Users value the convenience, speed, and security of electronic payments, allowing transactions both online and in-person. 94% of reviewers rated this feature as important or highly important.
  • Data Security: Reviewers emphasize strong encryption, multi-factor authentication, and compliance with industry standards to protect sensitive financial data. 91% of reviewers rated this feature as important or highly important.
  • Online Payments: Users appreciate the ease of sending invoices and payment links, and the flexibility to manage transactions from anywhere. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Users highlight the quick and reliable processing of card payments, and the ability to link multiple card types. 89% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Reviewers find mobile payments convenient for on-the-go transactions, with features like QR code payments and mobile app integration. 88% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Users stress the effectiveness of fraud detection systems and customization options to protect against unauthorized transactions. 88% of reviewers rated this feature as important or highly important.
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264 software options

Stax logo

All-In-One Payment Processing Platform

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Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

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Paystand logo

B2B payment automation platform for finance teams

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Maximize efficiency in payments processing with Paystand’s zero-fee platform. Accelerate time to cash with fast, flexible payment methods including eCheck, ACH, and credit cards. Our solution integrates seamlessly with major ERP systems, ensuring smooth financial transactions and optimal cash flow.

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PayTrace logo

B2B payment, billing and invoicing platform

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PayTrace is a payment gateway that enables businesses to accept payments on the platform, integrate with leading business solutions, or build a custom solution using an application programming interface (API).

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CellPoint Digital logo

Comprehensive payment processing software

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CellPoint Digital offers a Payment Orchestration Platform that helps businesses streamline their payment processes across multiple channels. The cloud-native platform features intelligent routing, advanced reconciliation, and dynamic reporting capabilities designed for industries including airlines, travel, hospitality, and e-commerce. It supports various payment methods including multi-currency and cross-border transactions while integrating with existing travel systems.

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Stripe logo

Online payment processing for internet businesses

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Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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Epos Now logo

An easy-to-use, adaptable point-of-sale and payment system.

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Epos Now Payments is a payment processing service built to work seamlessly with your Epos Now POS system, with simple reports and no big, end-of-the-month processing bill for you to worry about. It takes all major debit and credit cards as well as contactless, Google and Apple Pay transactions.

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SoftCoPay logo

Software for managing vendor payments

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SoftCoPay is a payment management software designed to help businesses manage ACH, card, check, and other payments via a unified portal. It automates the entire purchase invoice process and various manual operations to save time and ensure that invoices are sent on time with accurate information.

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SumUp logo

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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SumUp Plus Card Reader logo

Mobile- based smart card reader

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Designed for businesses of all sizes, SumUp Plus Card Reader is a mobile-based card processing solution that helps accept and record payments over phone or via link anytime.

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Zoho Billing logo

End-to-end billing solution built for every business model.

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Simplify the payment process with Zoho Billing's multiple payment choices, including cards, bank transfers, and PayPal.

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PayPal logo

Payment processing, fraud protection and risk management

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PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

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Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

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Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

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Marketing 360 logo

Marketing Platform For Small Business

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Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

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Google Pay logo

Payment processing application

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Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

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Birdeye logo

Always On. Always On-Brand. Always Driving Outcomes.®

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Birdeye is the leading AI-powered reputation and social media management platform for local brands. Over 150,000 businesses use Birdeye to maximize online reputation, engage across social channels, and gain insights to enhance customer experience and grow.

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WeTravel logo
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The booking & payments platform for group & multi-day travel

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WeTravel is the leading all-in-one business management platform for multi-day travel businesses, providing integrated, travel-specific administration, marketing, analytics, and payment tools.

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Jackrabbit Dance logo

Online dance studio management software

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Online dance studio software used by over 12,000 studios & schools will transform the way you run your dance studio. Learn more now!

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Nomod logo
Category Leaders

Take card payments anytime, anywhere.

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Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

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ePayPolicy logo
Category Leaders

Faster, Easier, Integrated Insurance Payment Services

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ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

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Payoneer logo

Send and receive money locally and internationally

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Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

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Cash App logo

Finance app with customizable debit cards

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Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

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ChurchStaq logo

Church software built to grow generosity and connection

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ChurchStaq is an all-in-one church management platform with built-in giving and a branded app. It supports people management, attendance, groups, recurring donations, reporting, integrations with financial systems, and secure payment processing with role-based access controls.

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Regpack logo

AI-automated payment and registration cloud software.

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Regpack is an online registration and user management solution that assists organizations with registration of applicants and management of online payments.

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Online Check Writer logo

Software for managing payments and accounting operations

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OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

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