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Top Rated Payment Processing Software with Point of Sale (POS) in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Point of sale (POS) systems enable businesses to process transactions efficiently, accept various payment methods, manage inventory, and track sales data. They provide flexibility for mobile payments, enhance security, and improve the overall customer experience. Our reviewers in payment processing software rated this feature as important.

7 Best Payment Processing Software with Point of Sale (POS)

Product
User rating
Starting price
Stripe logo
4.6
(3.2K)
Empty state illustration for "No pricing info"

No pricing info

visit website
Vagaro logo
4.7
(3.4K)
23.99
flat rate/per month
visit website
PayPal logo
4.7
(26.1K)
0.29
other
Venmo logo
4.7
(9.2K)
Empty state illustration for "No pricing info"

No pricing info

Square Payments logo
4.7
(2.6K)
Empty state illustration for "No pricing info"

No pricing info

Jackrabbit Dance logo
4.6
(742)
49
flat rate/per month
Square Point of Sale logo
4.6
(3K)
Free

See other top Payment Processing products with point of sale (pos)

How we picked the 7 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Payment Processing software category. They also needed to have sufficient reviews about point of sale (pos), have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for point of sale (pos), and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 7 best products

Stripe logo

Stripe

Reviews Sentiment
 
 
 
1-2(120)
3-4(740)
5(2,416)
Key Features
Data Security4.6
Online Payments4.7

User insights about the point of sale (pos) feature

Reviewers feel that Stripe's point of sale (POS) service is fast and reliable, with excellent transaction speed and no chargebacks. They appreciate its compatibility with various devices and its effectiveness as a backup system. Some users mention that the interface could be more user-friendly, but overall, they find it functional and detailed.

See related user reviews

“Out in person events may sell bonds on occasion and we did get the Stripe POS device to collect debit and credit transactions in person. It works perfectly.”
TW

Thomas W.

Technology Specialist

“I have had to use Stripe POS for the last 8 years, although it is not the easiest interface to use for a POS, it still functions quite well, and being able to see the back-end and the detail provided is fantastic.”
SW

Stephanie W.

District Youth President

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 3,276 verified reviews

Effortless integration process

Highly customizable user interface

Developer-friendly API

Seamless website integration

Robust security features

Inefficient email communication

Inadequate fraud detection

Complicated refunds management

Challenging account management

Limited support services

See pros and cons details
Vagaro logo

Vagaro

Reviews Sentiment
 
 
 
1-2(88)
3-4(686)
5(2,691)
Key Features
Data Security4.7
Online Payments4.7

User insights about the point of sale (pos) feature

Users report that Vagaro's point of sale (POS) system is easy to use and integrates well with other features like scheduling and SOAP notes. They appreciate the variety of payment options and the ability to manage transactions and view history. Some mention slow checkout times and the need for better product implementation guidance.

See related user reviews

“I love having soap notes, scheduling and POS all in one app. The larger clinic I work with utilizes discounts and products and I love being able to add that onto a scheduled service check-out. ”
CE

Carrie E.

Massage Therapist

“Handling payments is also critical. I like how the payment is fast to process and allows customers and administrators to view transactions history.”
CK

Christopher K.

Developer

Starting price
23.99flat rate /
per month
visit website
Pros and Cons based on 3,465 verified reviews

Effective client reminders

Comprehensive video tutorials

Supports small business growth

Efficient salon management

Convenient online booking

Issues with card processing

Challenges with picture upload

Complicated gift certificate management

Inefficient email management

Slow issue resolution

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(519)
3-4(6,259)
5(19,347)
Key Features
Data Security4.6
Online Payments4.7

User insights about the point of sale (pos) feature

Reviewers highlight PayPal's point of sale (POS) for its efficiency, low processing fees, and global accessibility. They appreciate its quick transaction processing and the trust customers have in PayPal. Some users note that it lacks certain features compared to other POS systems, but they find it reliable and easy to use for online and in-person transactions.

See related user reviews

“The point of sale features on PayPal are very handy and useful for the client as they can pick which payment method they want before proceeding, whether or not they actually have a PayPal account.”
BG

Ben G.

Manager

“The point of sale processing fees are among the industry lowest. The QR codes is only 2.4% and the last company I was using I was paying close to 3.5%”
CR

Carmel R.

Owner

Starting price
0.29other
Pros and Cons based on 26,125 verified reviews

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
Venmo logo
Reviews Sentiment
 
 
 
1-2(147)
3-4(1,725)
5(7,387)
Key Features
Data Security4.6
Online Payments4.7

User insights about the point of sale (pos) feature

Reviewers appreciate Venmo's point of sale (POS) for its ease of use, quick transactions, and the ability to handle payments on the go. They find it convenient for small businesses and appreciate the contactless payment options. Some users mention high fees and occasional issues with QR code payments, but overall, they value its simplicity and accessibility.
Verified reviewer profile picture

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“Venmo makes monetary and legal tender exchanges incredibly easy in the modern digital era. Whether at a storefront, office space, streetside location, or on the go, Venmo allows you to quickly, easily, and securely transfer funds from one party to another. ”
Verified reviewer profile picture

David D.

Educator

“I do a lot of sales for services and/or products and Point of Sale allows me to easily see transactions completed to avoid an issue. ”
SC

Sierra C.

Prior Authorization specialist

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 9,259 verified reviews
Verified reviewer profile picture

Convenient bill splitting

No-cost accessibility

Efficient money transfers

Easy QR code payments

Quick and easy setup

Unnecessary social features

Complicated privacy settings

Issues with sending & receiving

Public transaction visibility

Difficult user search

See pros and cons details
Square Payments logo
Reviews Sentiment
 
 
 
1-2(55)
3-4(576)
5(2,022)
Key Features
Data Security4.7
Online Payments4.6

User insights about the point of sale (pos) feature

Reviewers indicate that Square Payments' point of sale (POS) system is user-friendly, easy to set up, and highly portable. They appreciate its flexibility for remote payments and the ability to use various devices like phones and tablets. Users report that it simplifies transactions, supports inventory management, and offers customizable settings. Some mention occasional issues with customer service and fees.
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See related user reviews

“We purchased a Square register for off-site events, all we need is power and either wifi or hotspot it from our mobile device. Inventory syncs between the Square app and our website, so we are never oversold! ”
MC

Mike C.

Sales

“I like the variety of options I can choose from as my POS. I can use tap, swipe, QR codes or my mobile device.”
Verified reviewer profile picture

Megan H.

Owner

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 2,653 verified reviews
Verified reviewer profile picture

Quick and simple setup

Streamlined invoicing process

Effective money management

Efficient sales management

Seamless integration

Frequent connection issues

High transaction fees

Unreliable reader connectivity

Card reader issues

Account management problems

See pros and cons details
Jackrabbit Dance logo
Reviews Sentiment
 
 
 
1-2(9)
3-4(256)
5(477)
Key Features
Data Security5.0
Online Payments4.5

User insights about the point of sale (pos) feature

Reviewers indicate that Jackrabbit Dance's point of sale (POS) system is useful for managing merchandise sales and tracking inventory. They appreciate its integration with other features but note that it can be challenging to use for one-off purchases and requires improvements for online ordering. Some users find it less intuitive and prefer using other systems for POS transactions.

See related user reviews

“Need improvement, so parents can do online ordering for recital flowers, t shirts,etc. currently have to manually key, which is very labor,intensive.”
MP

Maryann P.

Owner

“Enables us to record merchandise sales and manage inventory; would love ability to have store in portal though.”
TS

Tracey S.

Treasurer

Starting price
49flat rate /
per month
Pros and Cons based on 742 verified reviews

Responsive and helpful support

Efficient studio management

Outstanding support services

User-friendly staff portal

Continuous software improvements

Complicated fee management

Challenging reporting features

Expensive for larger classes

Complex tuition management

See pros and cons details
Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(735)
5(2,213)
Key Features
Data Security4.7
Online Payments4.6

User insights about the point of sale (pos) feature

Users find Square Point of Sale highly efficient and user-friendly, with easy setup and mobile capabilities. They appreciate its offline functionality, quick transaction processing, and the ability to manage inventory and customer information. Reviewers note its reliability and the variety of payment options it supports. Some mention occasional connectivity issues and hardware inconveniences.
Verified reviewer profile picture

See related user reviews

“I love that it's portable and I can access my account from my phone, tablet or laptop at any time. I can take sales with the square swipe that plugs into my phone and I can also use my phone as a QR code and let the customer scan it and pay me ”
MH

Megan H.

Administrator

“Square is a point-of-sale (POS) system that is designed to help businesses of all sizes process sales transactions, manage inventory, and track customer information. Some features of Square POS that may be beneficial to businesses”
Verified reviewer profile picture

Dan J.

Owner

Starting price
Free
Pros and Cons based on 3,010 verified reviews
Verified reviewer profile picture

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details

Other Top Rated Payment Processing Software with Point of Sale (POS) in 2026

Stax logo

Stax

All-In-One Payment Processing Platform

visit website
Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

Read more about Stax

Users also considered
Epos Now logo

Epos Now

An easy-to-use, adaptable point-of-sale and payment system.

visit website
Epos Now Payments is a payment processing service built to work seamlessly with your Epos Now POS system, with simple reports and no big, end-of-the-month processing bill for you to worry about. It takes all major debit and credit cards as well as contactless, Google and Apple Pay transactions.

Read more about Epos Now

Users also considered
QuickBooks Enterprise logo

QuickBooks Enterprise

Enterprise accounting, FSM and inventory management solution

visit website
QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Stripe logo

Stripe

Online payment processing for internet businesses

visit website
Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Read more about Stripe

Users also considered
Helcim logo

Helcim

Billing, Invoicing and Payment Processing with Helcim

visit website
Helcim offers a complete and affordable in-person payment solution for any business. Easily accept payments in-store, on-the-go, or online. Helcim’s better payments means no contracts or monthly fees, better pricing, and great customer service.

Read more about Helcim

Users also considered
SumUp logo

SumUp

POS and payments processing software

visit website
SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Read more about SumUp

Users also considered
PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
Venmo logo

Digital wallet & mobile payment gateway

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Read more about Venmo

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

Read more about Vagaro

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

Read more about Square Point of Sale

Users also considered
Square Payments logo
Category Leaders

Online payment processing for merchants & vendors

Accept every way your customers want to pay with Square Payments.

Read more about Square Payments

Users also considered
Marketing 360 logo

Marketing Platform For Small Business

Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

Read more about Marketing 360

Users also considered
HoneyBook logo

Client management for freelancers & SMBs

Everything you need to run your business: proposals, contracts, invoicing, payments, and more.

Get started with a 7 day free trial today.

Read more about HoneyBook

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Streamline payment processing with secure invoicing, online payment options, and automated reconciliation tools.

Read more about QuickBooks Online Advanced

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

Read more about NetSuite

Users also considered
Jackrabbit Dance logo

Online dance studio management software

Online dance studio software used by over 12,000 studios & schools will transform the way you run your dance studio. Learn more now!

Read more about Jackrabbit Dance

Users also considered
Nomod logo
Category Leaders

Take card payments anytime, anywhere.

Accept card payments via payment links or in-person using only your phone. Forget the many hassles of cash or transfers!

Read more about Nomod

Users also considered
Jackrabbit Gymnastics logo

Online cheer gym management software

Online gymnastics class software used by over 12,000 studios & schools will transform the way you run your business. Learn more now!

Read more about Jackrabbit Gymnastics

Users also considered
PaySimple logo

Payments today. Partners for Tomorrow.

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

Read more about PaySimple

Users also considered
vcita logo

Appointment scheduling and reminder solution

vcita is an all-in-one business management app designed with small businesses in mind, helping teams manage clients, schedule, billing and administration. The platform includes a CRM to manage client records, online scheduling to book appointments and manage team calendars, billing and invoicing tools, and a client portal for customers to book, pay, and communicate with the business.

Read more about vcita

Users also considered
Lightspeed Golf logo

The one-stop management platform for golf clubs everywhere.

Tee sheet, POS, marketing, automation and more—Lightspeed helps golf courses simplify, scale and deliver amazing customer experiences.

Read more about Lightspeed Golf

Users also considered
Square Appointments logo

Online booking and scheduling management platform

Square Appointments provides online booking software for managing appointments, staff schedules, and services on a centralized platform. It syncs in real time, enabling clients to book 24/7 via a customizable site. Features include resource management, automated reminders, waitlists, and integrated payment processing for various methods. Businesses can reduce no-shows with customizable policies and prepayment options.

Read more about Square Appointments

Users also considered
SpotOn logo

Restaurant POS for payment processing

SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

Read more about SpotOn

Users also considered
Jackrabbit Swim logo

Online swim school management software

Jackrabbit Swim is a swim school management solution with online registration, billing, POS, time clock, email/text & more

Read more about Jackrabbit Swim

Users also considered

Key features for Payment Processing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Data Security: Reviewers highlight strong encryption, multi-factor authentication, and real-time alerts as key aspects that protect sensitive financial and personal data from unauthorized access. 92% of reviewers rated this feature as important or highly important.
  • Online Payments: Users appreciate the convenience and flexibility of online payments, which allow for quick, secure transactions and enhance customer satisfaction by providing various payment options. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Reviewers value the ability to link multiple cards, the quick and secure transaction processing, and the integration with various payment systems, enhancing flexibility and convenience. 90% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Users emphasize the importance of real-time alerts, customized fraud detection rules, and algorithms that help prevent unauthorized transactions and protect against financial loss. 89% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Reviewers highlight the convenience of mobile payments for on-the-go transactions, the ease of use, and the ability to send and receive money quickly and securely from anywhere. 89% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users appreciate the customizable templates, automated reminders, and ease of sending invoices, which streamline the billing process and improve payment tracking. 86% of reviewers rated this feature as important or highly important.