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Accounts Payable Software with Credit Card Management (2026)

Last updated: April 2026

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35 software options

Rippling logo

Workforce management across HR, finance, and IT. 

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Rippling Spend: Consolidate your business’s corp cards, bill pay, travel and expense management, into one modern system with built-in approvals, custom policies, and automatic reconciliation.

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QuickBooks Online logo

Accounting and business management software

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QuickBooks Online automatically updates the Accounts Payable accounts in your chart of accounts as soon as you enter a new bill or pay outstanding bills.

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SAP Concur logo

Travel, expense and invoice, automated and in control

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See your spending clearly. Manage it proactively. Know the status of every vendor invoice immediately. Make it all easy with Concur.

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webexpenses logo

Software for smarter expense management & invoice processing

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Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

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Stampli logo
Category Leaders

Stress-free finance operations

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Stampli's Accounts Payable solution centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

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Emburse Nexonia logo

Expense management for ERP & accounting systems

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Extend the capabilities of your accounting system to include expense management with Nexonia. Empowering organizations through configurable controls and support for complex approval workflows.

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ExpensePoint logo

Mobile automated expense reporting for employees

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ExpensePoint is a mobile expense management solution for small to large multinational enterprises that automates employee expense report processes. Features include receipt reading and imaging, approval routing, credit card uploading, and policy enforcement. The platform serves all global markets and is accessible via any web browser or Android or iOS mobile device.

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Moss logo

Spend management and expense report software

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Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

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Ramp logo
Category Leaders

Corporate card and expense management platform

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Ramp is an all-in-one corporate card & spend management system, built to help you grow efficiently. Ramp Bill Pay unlocks hours of your team's time by automating the manual processes involved in Accounts Payable: invoice entry, approval requests, GL updates, syncing to your ERP, and more.

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Teampay logo

Request, approve, and track company spending in real-time.

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Automated invoice processing and purchase order matching, routing for approval and payment, full visibility into POs, bills & payments.

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Factorial logo

AI-powered business software that helps you manage your team

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Factorial is the AI-powered business software that takes care of the time-consuming stuff, like hiring, holidays and payroll.

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Payhawk logo
Category Leaders

Spend management platform that automates expense processing

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Payhawks accounts payable solution enables you to control, manage and process company invoices at scale and take care of company payments, all in one place. With automated invoice processing, businesses can eliminate manual data entry and reduce errors, saving valuable time and resources.

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Procurify logo

A leading procurement and spend management software.

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Procurify's AI-powered AP automates invoice capture, three-way matching, and approval routing, so your team spends less time on data entry and more on strategic priorities. Real-time visibility connects AP to purchasing for end-to-end spend control.

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AvidXchange logo

Automated AP for mid-market businesses

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AvidXchange transforms how growing organizations pay bills through industry-leading automated accounts payable software. Offering services and technology that helps you streamline your AP workflows and easily pay suppliers while removing manual tasks and paper from current processes.

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Tipalti logo

Finance automation and accounts payable solution

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The only solution to automate your full payables process. Includes full accounts payable automation and invoice management, alongside outbound payments, procurement and expenses. Proven to eliminate 80% of your manual workload. Integrates with NetSuite, Sage, Quickbooks, Xero and more.

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Order.co logo

AI-driven procurement and spend management tool

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Order.co simplifies buying for businesses. Eliminate manual purchasing & payment tasks to create one place to purchase, approve, and pay for the products your business needs.

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Emburse Expense Enterprise logo

Cloud-based solution for expense management.

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Chrome River Expense is a cloud-based export reporting solution, which helps small to large businesses in finance, technology, healthcare, and other sectors create, submit, or approve expenses on any device. It allows users to control costs with automated, real-time spend policy compliance monitoring and approval routing. Chrome River Expense offers various features such as receipt management, OCR (optical character recognition) technology, budgeting, forecasting, and reporting.

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Mercury logo

Banking for startups and growing companies

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Mercury streamlines accounts payable with built‑in bill pay, approvals, and vendor payments. Teams can pay vendors via ACH, wire, or check, track payment status in real time, and reduce manual reconciliation with accounting integrations.

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PayEm logo

Global spend & procurement platform

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PayEm goes beyond the old accounts payable process by accelerating the payment cycle from beginning to end while reducing errors and workload. PayEm's platform allows seamless syncing with your ERP or accounting software, so you’ll never have to worry about manual inputs or double data entry.

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Yokoy logo

The intelligent spend management platform

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Reduce manual errors, get complete transparency, and add intelligence and automation to your AP processes with Yokoy Invoice.

Purpose-built to handle the complexity of multi-entity organizations, it helps mitigate the risk of non-compliance to company policies and regulatory requirements.

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Corpay logo

A seamless end to end solution from procure to pay.

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Corpay's expense management solutions offer businesses a seamless end to end solution for managing expenses from procure to pay.

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Finly.io logo

Intelligent and Scalable Accounts Payable Automation

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Finly is a powerful AP Automation, giving AP full control & visibility over the invoice lifecycle. By centering communications on top of the invoice issues are quickly resolved and approvals happen 10x faster. #AccountsPayable #InvoiceManagement

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OneBill logo

Lead to Revenue Redefined

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OneBill is a revenue management software that provides businesses with tools to streamline subscription management and billing processes. It enables to manage administrative operations, including automated order provisioning & activation, CPQ, revenue reporting, commission management, etc.

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Serrala Suite logo

Serrala – automate finance without limits!

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Serrala FS2 AccountsPayable is an SAP-embedded solution that intelligently automates invoice processing entirely within your existing SAP environment.

Serrala Alevate AP is a cloud-native solution that automates AP invoice processing for a multi-ERP environment.

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finway logo

Spend management and accounts payable software for SMEs

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finway is a spend management software designed to help SMEs streamline budgeting, accounting, and invoicing operations via a unified portal. The platform enables employees to process one-time or recurring payments, track expenses, generate custom reports, and automate workflows in real-time.

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