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Payment Processing Software with Cash Flow Management (2026)

Last updated: April 2026

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49 software options

QuickBooks Enterprise logo

Enterprise accounting, FSM and inventory management solution

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QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

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QuickBooks Online logo

Accounting and business management software

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QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

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Wave logo

Accounting, invoicing, and payroll management platform

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Wave is an integrated solution designed for small businesses. With our automatic bank connections, information flows into Wave, without manual entry. Users can collaborate with accountants or bookkeepers in real-time.

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NetSuite logo

AI-powered cloud-based business management suite

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NetSuite is an AI-powered cloud-based business management suite. It helps organizations streamline their operations and gain real-time insights into their performance. The suite caters to a range of industries such as manufacturing, retail, and professional services.

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QuickBooks Online Advanced logo

Accounting & business management for small businesses

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Streamline payment processing with secure invoicing, online payment options, and automated reconciliation tools.

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Stampli logo

Stress-free finance operations

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Stampli Direct Pay offers domestic payments, international payments, card payments and more — all seamlessly integrated into our AP system. You have the freedom to choose your preferred payment methods.

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Zoho Books logo

Online accounting software for businesses of all sizes

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Zoho Books is an online accounting software designed to streamline back office operations, automate workflows, and allow secure collaboration with accountants

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Spendesk logo

Smart, trackable spending at work. From Approvals to Zen.

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Empower finance teams with visibility across the entire spending process and wow employees with a streamlined experience for spending at work.

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BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

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Bill.com's efficient AP and AR software and automation helps you save 50% of your time on business payment management with standardized, automated workflow.

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PaySimple logo

Payments today. Partners for Tomorrow.

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PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio is a B2B payments tool that helps businesses of all sizes manage their finances. Pay vendors via bank transfer or card, even if cards aren't accepted. Sync with QuickBooks and Xero, automate your payment schedules, and establish efficient approval workflows.

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Tipalti logo

Finance automation and accounts payable solution

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Automate payments to domestic and international suppliers, freelancers, contractors, or affiliates.

Pay in 120 currencies, to 190 countries, via 12 payment methods. Real-time ERP integrations with NetSuite, Quickbooks, Xero and more enable real-time payment reconciliation.

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Plooto logo

Accounts payable and receivable software

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With Plooto's end to end AP and AR workflow automation, simplify the way payments are sent and collected online for both payables and receivables.

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ZarMoney logo

Cloud-based accounting solution for businesses of all sizes

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ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

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Agicap logo

Manage your cashflow with ease

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Agicap is a software solution for running the cash flow side of your business, offering reliable forecasting and real-time analysis.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

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PaidYET logo

Cloud-based PoS, invoicing & payments processing solution

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PaidYET is a cloud-based, PCI compliant billing solution designed to help small to large enterprises manage operations, point-of-sale (PoS) transactions, billing and invoicing. The platform enables users to accept payments via email and text through customized payment links.

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Paystand logo

B2B payment automation platform for finance teams

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Maximize efficiency in payments processing with Paystand’s zero-fee platform. Accelerate time to cash with fast, flexible payment methods including eCheck, ACH, and credit cards. Our solution integrates seamlessly with major ERP systems, ensuring smooth financial transactions and optimal cash flow.

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Stax Bill logo

Subscription management and recurring billing software

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Fusebill automates manual billing and payments processes to manage recurring subscription payments with support for dunning management, multiple payment types, offline payments & automated invoicing. Integrate with any payment gateway to get paid faster.

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Esker logo

Unlocking Positive-Sum Growth with AI-Driven Solutions

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Esker is a global cloud platform built to unlock strategic value for Finance, Procurement and Customer Service professionals, and strengthen collaboration between companies by automating the cash conversion cycle.

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ApprovalMax logo

Robust financial controls made easy

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ApprovalMax is an award-winning B2B software platform used by businesses around the world to build robust financial controls. It streamlines the approval process by allowing users to create automated workflows to approve bills and invoices.

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BlueSnap logo

All-in-one payment platform

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BlueSnap is an all-in-one payment platform that offers tools including online and mobile checkout, subscription management, invoicing, payment processing, POS management, unified commerce, and more. It allows businesses to process payments online and track past transactions.

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OneBill logo

Lead to Revenue Redefined

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OneBill is a revenue management software that provides businesses with tools to streamline subscription management and billing processes. It enables to manage administrative operations, including automated order provisioning & activation, CPQ, revenue reporting, commission management, etc.

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Serrala Suite logo

Serrala – automate finance without limits!

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Digitize, integrate, and automate your payment workflows, implement instant fraud checks and compliance screening, and enable real-time payments in a single global payment hub.

Our SAP-embedded and cloud-native solutions enable real-time monitoring, execution, and approval of payments.

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Resolve logo

Resolve means customers get net terms, you get paid faster.

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Resolve is a B2B payments solution that helps manufacturers, wholesalers, and distributors offer net terms to their customers to scale sales volume.

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