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Top Rated Payment Processing Software with Mobile Access in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: February 2026

Mobile access allows users to manage transactions, monitor account balances, and process payments from anywhere. It supports business operations on the move, enhancing flexibility and convenience while maintaining security. Our reviewers in payment processing software rated this feature as important.

8 Best Payment Processing Software with Mobile Access

Product
User rating
Starting price
Stripe logo
4.6
(3.2K)
Empty state illustration for "No pricing info"

No pricing info

visit website
Vagaro logo
4.7
(3.4K)
23.99
flat rate/per month
visit website
PayPal logo
4.7
(26.1K)
0.29
other
Venmo logo
4.7
(9.2K)
Empty state illustration for "No pricing info"

No pricing info

Square Payments logo
4.7
(2.6K)
Empty state illustration for "No pricing info"

No pricing info

Square Point of Sale logo
4.6
(3K)
Free
Shopify logo
4.5
(6.6K)
29
flat rate/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month

See other top Payment Processing products with mobile access

How we picked the 8 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Payment Processing software category. They also needed to have sufficient reviews about mobile access, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for mobile access, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 8 best products

Stripe logo

Stripe

Reviews Sentiment
 
 
 
1-2(120)
3-4(740)
5(2,416)
Key Features
Data Security4.6
Online Payments4.7

User insights about the mobile access feature

Users appreciate Stripe's mobile access for its ease of use and functionality. They report that it allows them to process payments and manage transactions from their mobile devices, which is crucial for their business operations. Reviewers find the mobile app intuitive and efficient, though some mention that the mobile view could be improved.

See related user reviews

“Mobile Access is very important because I use my phone for all business related tasks. Being able to have mobile access ensures I can secure payments on the go. ”
bk

bridgette k.

ceo

“It is important that mobile access is available because I receive 90 percent of my payments online and I am not always in front of a desktop. ”
ah

alton h.

ceo

Starting price
Empty state illustration for "No pricing info"

No pricing info

visit website
Pros and Cons based on 3,276 verified reviews

Effortless integration process

Highly customizable user interface

Developer-friendly API

Seamless website integration

Robust security features

Inefficient email communication

Inadequate fraud detection

Complicated refunds management

Challenging account management

Limited support services

See pros and cons details
Vagaro logo

Vagaro

Reviews Sentiment
 
 
 
1-2(88)
3-4(686)
5(2,691)
Key Features
Data Security4.7
Online Payments4.7

User insights about the mobile access feature

Reviewers value Vagaro's mobile access for its convenience and functionality. They report that it allows them to manage appointments, update schedules, and communicate with clients from anywhere. Users appreciate the ease of use and the ability to handle business tasks on the go, though some mention occasional app performance issues.

See related user reviews

“This allows me to schedule appts, chart on clients, and manage my business on the go, and when I am not in the office. ”
SB

Stephanie B.

Med Spa Owner

“I have to be able to view my appointments on the go with my ph or tablet. Vagaro is awesome in allowing me access to not only my appointments but checking out, booking new, changing appointments or canceling appointments”
DG

Dana G.

owner/Massage Therapist

Starting price
23.99flat rate /
per month
visit website
Pros and Cons based on 3,465 verified reviews

Effective client reminders

Comprehensive video tutorials

Supports small business growth

Efficient salon management

Convenient online booking

Issues with card processing

Challenges with picture upload

Complicated gift certificate management

Inefficient email management

Slow issue resolution

See pros and cons details
PayPal logo
Reviews Sentiment
 
 
 
1-2(519)
3-4(6,259)
5(19,347)
Key Features
Data Security4.6
Online Payments4.7

User insights about the mobile access feature

Users find PayPal's mobile access essential for managing transactions on the go. They appreciate the app's ease of use, security features, and the ability to perform almost all functions available on the desktop version. Reviewers mention the convenience of accessing their accounts, making payments, and tracking transactions from their mobile devices.
Verified reviewer profile picture

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“What i like about mobile acess in paypal is the ability to process and also recieve payment while away from computer, also the accesing of financial details with phones or tablet making business transations easy and faster.”
Verified reviewer profile picture

Emmanuel E.

Online payment

“Mobile access in PayPal is a great way to manage your account. It provides you with the convenience of accessing your account on the go. You can pay and get paid using it, make transfers, and track payments, all from your phone!”
YJ

Yashovardhan J.

Researcher

Starting price
0.29other
Pros and Cons based on 26,125 verified reviews
Verified reviewer profile picture

Enhanced user safety

Efficient invoicing capabilities

Convenient online shopping

Robust security measures

Seamless transaction management

High transaction fees

Inefficient refunds and disputes

Issues with email transactions

High fees and hidden costs

Costly currency exchange

See pros and cons details
Venmo logo
Reviews Sentiment
 
 
 
1-2(147)
3-4(1,725)
5(7,387)
Key Features
Data Security4.6
Online Payments4.7

User insights about the mobile access feature

Reviewers indicate that Venmo's mobile access is highly valued for its ease of use and convenience. They appreciate being able to perform transactions anytime, anywhere, and find the app user-friendly and reliable. Users frequently mention the ability to send and receive payments on the go, highlighting the app's intuitive interface and quick access to funds.

See related user reviews

“I like that I am able to check my account balance, check on pending order payments and what's going on in my account while I am in the go. I am a business that is not in a brick and mortar environment so being able to access mobile features is by far the best.”
GM

Gina M.

Entrapenu

“Mobile access is perhaps the greatest feature of Venmo. Using their application, one can access every feature they offer in a well organized and instinctual interface.”
TG

Todd G.

Freelancer

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 9,259 verified reviews

Convenient bill splitting

No-cost accessibility

Efficient money transfers

Easy QR code payments

Quick and easy setup

Unnecessary social features

Complicated privacy settings

Issues with sending & receiving

Public transaction visibility

Difficult user search

See pros and cons details
Square Payments logo
Reviews Sentiment
 
 
 
1-2(55)
3-4(576)
5(2,022)
Key Features
Data Security4.7
Online Payments4.6

User insights about the mobile access feature

Users appreciate Square Payments' mobile access for its convenience and functionality. They report that it allows them to process payments anywhere, which is crucial for mobile businesses and events. Reviewers note that the app is easy to use, though some mention occasional connectivity issues. Overall, mobile access is seen as a critical feature for their business operations.

See related user reviews

“The best part about mobile access is we can realistically use this anywhere. Our main point of focus to use this is when our regular credit card processing software is down- we can collect payments anywhere from a mobile device. ”
DO

Dana O.

CSR Supervisor

“Mobile access is the most important thing for me. I can't be hauling around a big computer or register with me. I travel for my work and need to be able process payments even when I'm in the middle of nowhere. As long as I have phone service, I can process my customer's payments and get paid for my hard work. The fact that practically every feature is available via mobile app is a huge plus! I like that I can almost everything from my phone and not even have to worry about having a laptop with me.”
CA

Carman A.

Analyst

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 2,653 verified reviews

Quick and simple setup

Streamlined invoicing process

Effective money management

Efficient sales management

Seamless integration

Frequent connection issues

High transaction fees

Unreliable reader connectivity

Card reader issues

Account management problems

See pros and cons details
Square Point of Sale logo
Reviews Sentiment
 
 
 
1-2(62)
3-4(735)
5(2,213)
Key Features
Data Security4.7
Online Payments4.6

User insights about the mobile access feature

Reviewers highlight the importance of Square Point of Sale's mobile access for managing transactions on the go. They find it easy to use for sending invoices, processing payments, and managing their store from a mobile device. Users appreciate the flexibility and convenience it offers, especially for events and remote work.

See related user reviews

“I love how easy it is to access my Square account via mobile. This allows me to send a client a link to pay their invoice while on the go. ”
JF

Jonathan F.

President

“Being able to access square via the app is great when I'm on the go I need to quickly solve problems or do requests for refunds”
EG

Eli G.

President

Starting price
Free
Pros and Cons based on 3,010 verified reviews

Ideal for small businesses

Easy setup process

Efficient invoice management

Minimal staff training required

Comprehensive sales management

Reliance on internet connectivity

High transaction fees

Inconsistent support and issues

Compatibility issues with readers

Unreliable card reader

See pros and cons details
Shopify logo
Reviews Sentiment
 
 
 
1-2(136)
3-4(2,241)
5(4,252)
Key Features
Data Security4.5
Online Payments

User insights about the mobile access feature

Users appreciate Shopify's mobile access for its convenience and comprehensive functionality. They report that it allows them to manage their stores, track orders, and update inventory from anywhere. Reviewers highlight the app's user-friendly interface and the importance of mobile access for running their e-commerce businesses effectively.

See related user reviews

“I appreciate how mobile access lets me manage my business and stay connected on the go, giving me flexibility and control no matter where I'm at. Its convenient for quick updates, checking analytics, or responding to customers instantly,”
mb

mandy b.

Owner

“I do almost all my product uploading from my phone which saves so much time, and I can also fulfill orders and even edit the site from the mobile app which helps a lot!”
AS

Arielle S.

Owner/Designer

Starting price
29flat rate /
per month
Pros and Cons based on 6,629 verified reviews

Comprehensive ecommerce features

Efficient online selling

Easy online store creation

Supports small business growth

User-friendly setup process

High transaction and subscription fees

High costs for small businesses

Slow site performance

Inconsistent issue resolution

Need for coding knowledge

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(454)
3-4(3,126)
5(4,748)
Key Features
Data Security
Online Payments4.2

User insights about the mobile access feature

Reviewers find QuickBooks Online's mobile access very useful for managing finances on the go. They appreciate the ability to track expenses, upload receipts, and check financial data from their mobile devices. Users highlight the convenience and accessibility it provides, though some prefer using the desktop version for more detailed tasks.

See related user reviews

“We can get access in our QuickBooks online program through our mobiles and we can work and can review or check in anywhere, without of accessing in our computer and also we can do this without of any additional cost.”
HG

Hamid G.

Data collection assitant

“accessing it on my phone has to be the best for me because it can be done anywhere i don't have to be at the office to access it”
js

joy s.

MANAGER

Starting price
38flat rate /
per month
Pros and Cons based on 8,328 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details

Other Top Rated Payment Processing Software with Mobile Access in 2026

Stax logo

Stax

All-In-One Payment Processing Platform

visit website
Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

Read more about Stax

Users also considered
EBizCharge logo

EBizCharge

Web-Based payment processing solution for merchants

visit website
EBizCharge Payment Management Software lowers processing rates and helps you manage credit card payments securely and remotely from anywhere.

Read more about EBizCharge

Users also considered
QuickBooks Enterprise logo

QuickBooks Enterprise

Enterprise accounting, FSM and inventory management solution

visit website
QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
Stripe logo

Stripe

Online payment processing for internet businesses

visit website
Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Read more about Stripe

Users also considered
Epos Now logo

Epos Now

An easy-to-use, adaptable point-of-sale and payment system.

visit website
Epos Now Payments is a payment processing service built to work seamlessly with your Epos Now POS system, with simple reports and no big, end-of-the-month processing bill for you to worry about. It takes all major debit and credit cards as well as contactless, Google and Apple Pay transactions.

Read more about Epos Now

Users also considered
Melio logo

Melio

Accounts payable platform for businesses of all sizes

visit website
Melio is a B2B payments tool that helps businesses of all sizes manage their finances. Pay vendors via bank transfer or card, even if cards aren't accepted. Sync with QuickBooks and Xero, automate your payment schedules, and establish efficient approval workflows.

Read more about Melio

Users also considered
Helcim logo

Helcim

Billing, Invoicing and Payment Processing with Helcim

visit website
Helcim offers a complete and affordable in-person payment solution for any business. Easily accept payments in-store, on-the-go, or online. Helcim’s better payments means no contracts or monthly fees, better pricing, and great customer service.

Read more about Helcim

Users also considered
SumUp logo

SumUp

POS and payments processing software

visit website
SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Read more about SumUp

Users also considered
Zoho Billing logo

Zoho Billing

End-to-end billing solution built for every business model.

visit website
Simplify the payment process with Zoho Billing's multiple payment choices, including cards, bank transfers, and PayPal.

Read more about Zoho Billing

Users also considered
PayPal logo

Payment processing, fraud protection and risk management

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Read more about PayPal

Users also considered
Acuity Scheduling logo

Online appointment scheduling software and assistant

Acuity Scheduling is an online appointment scheduling solution that allows clients to self-schedule appointments or classes online, complete custom forms, receive confirmation notifications and reminders, and pay or donate with a credit card.

Read more about Acuity Scheduling

Users also considered
Shopify logo

Everything you need to sell anywhere. Trusted by 160k stores

Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between

Read more about Shopify

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Read more about QuickBooks Online

Users also considered
Vagaro logo

All-in-one software for beauty, wellness, & fitness pros

Vagaro® has everything you need run your business: bookings, payments, free marketplace, & more! Free contactless card reader!

Read more about Vagaro

Users also considered
FreshBooks logo

Invoice and accounting software tailored to small businesses

FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

Read more about FreshBooks

Users also considered
Square Point of Sale logo
Category Leaders

iPad & Android point of sale (POS) system

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

Read more about Square Point of Sale

Users also considered
Square Payments logo
Category Leaders

Online payment processing for merchants & vendors

Accept every way your customers want to pay with Square Payments.

Read more about Square Payments

Users also considered
Clio logo

Cloud-based legal practice management tool for law firms.

Clio is a comprehensive legal practice management software that helps law firms streamline their operations. The platform offers case management, client intake, document automation, and legal accounting features, all integrated into one system. With built-in AI capabilities through Clio Duo, legal professionals can efficiently summarize documents and access matter details while maintaining client communication through a dedicated portal.

Read more about Clio

Users also considered
TherapyNotes, LLC logo

Online mental health EMR and practice management software.

Web-based practice management & electronic health records (EHR) software for behavioral health with thousands of active users, and unlimited customer support.

Read more about TherapyNotes, LLC

Users also considered
Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Read more about Zoho Invoice

Users also considered
Marketing 360 logo

Marketing Platform For Small Business

Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

Read more about Marketing 360

Users also considered
Google Pay logo

Payment processing application

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Read more about Google Pay

Users also considered
HoneyBook logo

Client management for freelancers & SMBs

Everything you need to run your business: proposals, contracts, invoicing, payments, and more.

Get started with a 7 day free trial today.

Read more about HoneyBook

Users also considered
Birdeye logo

Always On. Always On-Brand. Always Driving Outcomes.®

Birdeye is the leading AI-powered reputation and social media management platform for local brands. Over 150,000 businesses use Birdeye to maximize online reputation, engage across social channels, and gain insights to enhance customer experience and grow.

Read more about Birdeye

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Streamline payment processing with secure invoicing, online payment options, and automated reconciliation tools.

Read more about QuickBooks Online Advanced

Users also considered

Key features for Payment Processing software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Data Security: Reviewers value robust encryption, multi-factor authentication, and real-time alerts. They appreciate features like fraud monitoring, secure data transmission, and compliance with industry standards for protecting sensitive information. 92% of reviewers rated this feature as important or highly important.
  • Online Payments: Users highlight the convenience and flexibility of sending and receiving payments online, utilizing features such as digital invoices, payment links, and various payment options. They appreciate the ability to manage transactions remotely. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Reviewers appreciate the flexibility and speed of processing debit/credit card payments, including the ability to link multiple cards, store card information securely, and process payments instantly both online and in-person. 90% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Users emphasize the importance of fraud detection tools like real-time transaction monitoring, suspicious activity alerts, and customized security rules. They value systems that protect against unauthorized transactions and financial losses. 89% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Reviewers praise the convenience of mobile payments, enabling transactions anytime and anywhere. They highlight features like quick transfers, QR code scanning, and integration with mobile banking apps for on-the-go payment processing. 89% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users find value in the ability to create, customize, and send invoices quickly. They appreciate automated reminders, payment tracking, and the seamless integration with accounting systems to keep financial records organized. 86% of reviewers rated this feature as important or highly important.