Accounting Software with ACH Payment Processing

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Zoho Books   

369
Online accounting software for growing businesses
Zoho Books helps small businesses to manage all financial activity, from invoices and expenses, to sales and purchase orders, to taxes, reports, and bank feeds. Read more about Zoho Books
Online accounting software for growing businesses
Zoho Books helps small businesses to manage all financial activity, from invoices and expenses, to sales and purchase orders, to taxes, reports, and bank feeds. Read more about Zoho Books

FINSYNC   

3
Payroll, accounting, invoicing & financing solution
FINSYNC automates the accounting, so you can focus on the business. Put Accounting on Autopilot - Accounting happens automatically as you use FINSYNC for managing cash flow. It's easy to get started. Our friendly, US-based support team is here to help if you need it. Read more about FINSYNC
Payroll, accounting, invoicing & financing solution
FINSYNC automates the accounting, so you can focus on the business. Put Accounting on Autopilot - Accounting happens automatically as you use FINSYNC for managing cash flow. It's easy to get started. Our friendly, US-based support team is here to help if you need it. Read more about FINSYNC

Multiview   

9
Comprehensive ERP Financials Suite
Multiview offers a range of financial software solutions covering business intelligence, accounts payable & receivable, inventory, purchasing, workflow and more. Read more about Multiview
Comprehensive ERP Financials Suite
Multiview offers a range of financial software solutions covering business intelligence, accounts payable & receivable, inventory, purchasing, workflow and more. Read more about Multiview

Tipalti AP Automation   

43
Global Payables Automation
Tipalti automates your entire supplier payments operation for accounts payable organizations. Power international payments, invoice processing, AP tax and regulatory compliance, payment reconciliation, and reporting in one holistic cloud solution. Companies using Tipalti eliminate 80%+ of their time spent managing supplier payment operations. Read more about Tipalti AP Automation Streamline global mass payment processes, so you can focus on growth and scale your business. Enhance the supplier payment experience by giving partners choice of payment options and currency across the world, eliminating payment issues, and providing payees with 24/7 visibility in to payment status and history.
Global Payables Automation
Tipalti automates your entire supplier payments operation for accounts payable organizations. Power international payments, invoice processing, AP tax and regulatory compliance, payment reconciliation, and reporting in one holistic cloud solution. Companies using Tipalti eliminate 80%+ of their time spent managing supplier payment operations. Read more about Tipalti AP Automation Streamline global mass payment processes, so you can focus on growth and scale your business. Enhance the supplier payment experience by giving partners choice of payment options and currency across the world, eliminating payment issues, and providing payees with 24/7 visibility in to payment status and history.

Bill.com   

278
Magically Simple Business Payments
Keep track of AP & AR using Bill.com's efficient cloud accouting services & bill pay solution, sync with QuickBooks & Xero. 50+ top accounting firms trust bill. Read more about Bill.com
Magically Simple Business Payments
Keep track of AP & AR using Bill.com's efficient cloud accouting services & bill pay solution, sync with QuickBooks & Xero. 50+ top accounting firms trust bill. Read more about Bill.com

Certify   

1,066
Travel and expense report management software
Certify is a travel and expense report system for employees which gives powerful tools for accounting, expense tracking, receipt capture, payment processing, reporting, compliance, and more. Certify is designed to speed up the expense reporting process with receipt parsing and and autofill features. Read more about Certify
Travel and expense report management software
Certify is a travel and expense report system for employees which gives powerful tools for accounting, expense tracking, receipt capture, payment processing, reporting, compliance, and more. Certify is designed to speed up the expense reporting process with receipt parsing and and autofill features. Read more about Certify

MineralTree Invoice-to-Pay   

63
AP & payment automation solution
MineralTree Invoice-to-Pay is an end-to-end AP automation solution which automates the entire invoice-to-payment process using existing accounts payable workflows. Key features include automatic invoice capture, advanced invoice routing, authorizations on-the-go, electronic payments, and more. Read more about MineralTree Invoice-to-Pay
AP & payment automation solution
MineralTree Invoice-to-Pay is an end-to-end AP automation solution which automates the entire invoice-to-payment process using existing accounts payable workflows. Key features include automatic invoice capture, advanced invoice routing, authorizations on-the-go, electronic payments, and more. Read more about MineralTree Invoice-to-Pay

Fusebill   

19
Subscription billing management & recurring billing software
Fusebill ignites growth in you subscription business by automating manual accounting, financial processes and workflows. As the leading subscription management and recurring billing platform, Fusebill allows businesses the agility to reduce churn, reduce revenue leaks, maintain a competitive edge. Read more about Fusebill
Subscription billing management & recurring billing software
Fusebill ignites growth in you subscription business by automating manual accounting, financial processes and workflows. As the leading subscription management and recurring billing platform, Fusebill allows businesses the agility to reduce churn, reduce revenue leaks, maintain a competitive edge. Read more about Fusebill

QuickBooks Online  

3,059
Small business accounting software
Quickbooks Online offers small business accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more. Read more about QuickBooks Online
Small business accounting software
Quickbooks Online offers small business accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more. Read more about QuickBooks Online

Aplos  

121
Online accounting software for nonprofits & churches
Aplos Accounting is a cloud-based accounting solution for churches & non-profit organizations, for fund accounting, invoicing, budgeting & financial reporting. Read more about Aplos
Online accounting software for nonprofits & churches
Aplos Accounting is a cloud-based accounting solution for churches & non-profit organizations, for fund accounting, invoicing, budgeting & financial reporting. Read more about Aplos

Chrome River EXPENSE  

88
Let Business Flow
Chrome River provides expense reporting and invoice automation for mid-sized and global organizations though an intuitive web interface. Read more about Chrome River EXPENSE
Let Business Flow
Chrome River provides expense reporting and invoice automation for mid-sized and global organizations though an intuitive web interface. Read more about Chrome River EXPENSE

Bill4Time  

54
Cloud-based time billing software
Just as Bill4Time keeps track of every time and expense entry, it also keeps track of all balances and payment activity so you can stay on top of your business’ Read more about Bill4Time
Cloud-based time billing software
Just as Bill4Time keeps track of every time and expense entry, it also keeps track of all balances and payment activity so you can stay on top of your business’ Read more about Bill4Time

KashFlow  

63
Accounting software for small businesses
KashFlow offers cloud accounting to small businesses with support for invoicing & payments, banking, quotes & estimates, purchasing, reports, payroll, & more. Read more about KashFlow
Accounting software for small businesses
KashFlow offers cloud accounting to small businesses with support for invoicing & payments, banking, quotes & estimates, purchasing, reports, payroll, & more. Read more about KashFlow

Wave  

753
All-in-one accounting, invoicing, payroll, payments & receipt management
Why is Wave the world's fastest-growing accounting software for small businesses? It's easy, fast, 100%free, and made for owner-operated businesses. Read more about Wave
All-in-one accounting, invoicing, payroll, payments & receipt management
Why is Wave the world's fastest-growing accounting software for small businesses? It's easy, fast, 100%free, and made for owner-operated businesses. Read more about Wave

Expensify  

559
Automated expense management
Easily track your receipts and manage expenses on the go with Expensify. Just take a photo of your receipt and Expensify automatically transcribes the details. Read more about Expensify
Automated expense management
Easily track your receipts and manage expenses on the go with Expensify. Just take a photo of your receipt and Expensify automatically transcribes the details. Read more about Expensify

QuickBooks  

323
Accounting & business management for small businesses
QuickBooks is an accounting & business management solution which enables SMBs to track sales, inventory, financial accounts, & payroll from a single dashboard. Read more about QuickBooks
Accounting & business management for small businesses
QuickBooks is an accounting & business management solution which enables SMBs to track sales, inventory, financial accounts, & payroll from a single dashboard. Read more about QuickBooks

Odoo Accounting  

234
Accounting software for businesses of any size
Odoo Accounting helps you to manage easily your daily accounting and have a global view of the state of your business at any time. Read more about Odoo Accounting
Accounting software for businesses of any size
Odoo Accounting helps you to manage easily your daily accounting and have a global view of the state of your business at any time. Read more about Odoo Accounting

Billy  

142
Cloud-based accounting software for small business
Billy is a cloud-based accounting software which enables freelancers & creative professionals to manage billing efficiently & track expenses effectively. Read more about Billy
Cloud-based accounting software for small business
Billy is a cloud-based accounting software which enables freelancers & creative professionals to manage billing efficiently & track expenses effectively. Read more about Billy

Aplos  

121
Nonprofit software to manage your finances and organization.
Church and Nonprofit accounting software that makes it simpler to track your finances, donations and raise money with fundraising tools. Read more about Aplos
Nonprofit software to manage your finances and organization.
Church and Nonprofit accounting software that makes it simpler to track your finances, donations and raise money with fundraising tools. Read more about Aplos

Kashoo  

90
Online accounting software for small businesses
Kashoo is simple cloud accounting for small business owners who want the control and simplicity of doing their own books. It provides small business owners with the ability to run their business the way they want to, with tools for invoice management, payment processing, reporting, and more. Read more about Kashoo
Online accounting software for small businesses
Kashoo is simple cloud accounting for small business owners who want the control and simplicity of doing their own books. It provides small business owners with the ability to run their business the way they want to, with tools for invoice management, payment processing, reporting, and more. Read more about Kashoo

Clear Books Accounting  

28
Online accounting software for small businesses
Clear Books Accounting Software is an online accounting system for small businesses. Clear Books has been developed with the aim of guiding the user through day to day accounting and bookkeeping tasks and providing access to client accounts anytime and from anywhere with an Internet connection. Read more about Clear Books Accounting
Online accounting software for small businesses
Clear Books Accounting Software is an online accounting system for small businesses. Clear Books has been developed with the aim of guiding the user through day to day accounting and bookkeeping tasks and providing access to client accounts anytime and from anywhere with an Internet connection. Read more about Clear Books Accounting

VersAccounts  

19
Cloud ERP system for SMBs
The VersAccounts Small Business Cloud ERP solution is most modern cloud ERP system available today. Capabilities of mid-tier product, yet affordable for SMBs. Read more about VersAccounts
Cloud ERP system for SMBs
The VersAccounts Small Business Cloud ERP solution is most modern cloud ERP system available today. Capabilities of mid-tier product, yet affordable for SMBs. Read more about VersAccounts

Nexus  

22
AP & Payments Automation Built for Real Estate
Nexus helps to manage all areas of the accounts payable process, from purchasing, to invoice data capture; budgets and actuals; and reporting, Read more about Nexus
AP & Payments Automation Built for Real Estate
Nexus helps to manage all areas of the accounts payable process, from purchasing, to invoice data capture; budgets and actuals; and reporting, Read more about Nexus

ZapERP  

13
Online accounting software for non-accountants
Pi.TEAM is an online accounting software designed to enable non-accountants to manage cash flow, invoicing & expenses as well as inventory & bank reconciliation. Read more about ZapERP
Online accounting software for non-accountants
Pi.TEAM is an online accounting software designed to enable non-accountants to manage cash flow, invoicing & expenses as well as inventory & bank reconciliation. Read more about ZapERP

Saasu  

22
Small business online accounting
Saasu is cloud-based, online accounting software to meet the needs of both accountants and small business owners. Saasu provides a range of tools for business owners to manage invoicing, banking, and payroll, as well inventory and contacts. Saasu accounting software provides a solution for small business owners, consultants and software develope… Read more about Saasurs with a flexible API. Saasu allows you to run your business from any desktop or mobile device, managing accounts, sending invoices, reconciling bank accounts and collaborating with clients. Saasu also enable credit card and PayPal transactions.
Small business online accounting
Saasu is cloud-based, online accounting software to meet the needs of both accountants and small business owners. Saasu provides a range of tools for business owners to manage invoicing, banking, and payroll, as well inventory and contacts. Saasu accounting software provides a solution for small business owners, consultants and software develope… Read more about Saasurs with a flexible API. Saasu allows you to run your business from any desktop or mobile device, managing accounts, sending invoices, reconciling bank accounts and collaborating with clients. Saasu also enable credit card and PayPal transactions.
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Avg. User review

Accounting Category Leaders Q1 2019

GetApp's quarterly ranking showcases the leading 10-15 Accounting apps based in the cloud. Each app is scored using five factors, worth 20 points each, for a total possible score out of 100. These factors include user reviews, integrations, mobile app availability, functionality, and security. Each app's score is independent of commercial interests and existing relationships that GetApp has with app vendors.

Scroll down for more details about inclusion criteria and scoring.

Score
ReviewsIntegrationsMobileFunctionalitySecurity
73
73
Reviews 19/20
Integrations 19/20
Mobile 16/20
Functionality 19/20
Security -/20
71
71
Reviews 15/20
Integrations 11/20
Mobile 14/20
Functionality 16/20
Security 15/20
69
69
Reviews 20/20
Integrations 17/20
Mobile 16/20
Functionality 16/20
Security -/20
69
69
Reviews 18/20
Integrations 20/20
Mobile 13/20
Functionality 18/20
Security -/20
67
67
Reviews 13/20
Integrations 8/20
Mobile 12/20
Functionality 17/20
Security 17/20
57
57
Reviews 15/20
Integrations 12/20
Mobile 13/20
Functionality 17/20
Security -/20
55
55
Reviews 11/20
Integrations 2/20
Mobile 13/20
Functionality 14/20
Security 15/20
54
54
Reviews 17/20
Integrations 8/20
Mobile 14/20
Functionality 15/20
Security -/20
47
47
Reviews 10/20
Integrations 10/20
Mobile 13/20
Functionality 14/20
Security -/20
46
46
Reviews 11/20
Integrations 9/20
Mobile 13/20
Functionality 13/20
Security -/20
44
44
Reviews 12/20
Integrations 6/20
Mobile 15/20
Functionality 11/20
Security -/20
43
43
Reviews 12/20
Integrations 6/20
Mobile 12/20
Functionality 13/20
Security -/20
42
42
Reviews 13/20
Integrations 2/20
Mobile 16/20
Functionality 11/20
Security -/20
42
42
Reviews 12/20
Integrations 2/20
Mobile 13/20
Functionality 15/20
Security -/20
36
36
Reviews 10/20
Integrations 2/20
Mobile 0/20
Functionality 11/20
Security 13/20

Who is the ranking for?

GetApp's Category Leader ranking is for business owners and decision makers looking for a comprehensive list of the leading cloud-based software products in the industry.

The ranking serves as a point of reference highlighting key factors that small businesses should look at when assessing a piece of software. These factors include user perception (reviews), compatibility (integrations and mobile compatibility), market presence (media presence), and security features (security).

How are the scores calculated?

An app's score is calculated using five unique data points, each scored out of 20, giving a total score out of 100. The ranking and scoring methodology ensure complete impartiality and independence from any relationships that GetApp has with app vendors.

User Reviews *

Review scores are calculated using reviews collected from GetApp and its sister sites, Software Advice and Capterra. Scores are calculated based on the total number, average rating, and recency of reviews.

The number of reviews and average user rating are scaled against the category average. A weighting is then applied to reward recency of user reviews: reviews written in the last 6 months score up to 10 points, those written between 6 and 12 months ago score up to 6 points, and those more than 12 months old score up to 4 points. These numbers are added together to give a total maximum score of 20.

Integrations

Integration scores factor in a number of variables. Up to 16 points are awarded based on the number of integrations an app has; the first 10 points are awarded based on the number of integrations relative to the category average, while 4 points are awarded based on the number of integrations relative to the leaders in the category. An additional 5 points is awarded for an integration with Zapier, a widely used software integration platform, while an extra point is given for having an open API. The total possible score for integrations is 20 points.

Mobile Platforms *

Mobile scores are calculated based on the availability of an iOS and Android app. 5 points are awarded for the presence of each app, with an additional 10 points being awarded for the number and average rating of reviews in both the App Store and Google Play. These review scores are calculated and scaled against the competition for a maximum of 5 points per platform and an overall maximum score of 20.

If there isn't a native iOS or Android app, the product's website is assessed using Google's PageSpeed Insights to measure mobile usability. The score is returned out of 100, then scaled to a score out of 5 for a maximum of 5 points.

Media Presence

Media presence is calculated using the number of Twitter followers and Facebook fans that an app has. The number of fans and followers are added together, and each app is scored based on this overall number, compared with others in the category. The first 15 points are awarded for the combined number of followers and fans scaled against the category average, while the final 5 points are awarded for the combined number of followers and fans scaled against the top leaders in the category. These two scores are added together for a total out of 20 points.

Security

Security scoring is calculated using answers from a vendor-completed survey. The questions in the survey are based on the Cloud Security Alliance self-assessment form as part of the Security, Trust & Assurance Registry. With 15 questions, each answer is assigned a point value based on vendor response, with additional points given for security certifications, for a maximum possible score of 20.

In the event of a tie, each data point is weighted for importance, with security taking precedent, followed by reviews, integrations, mobile apps, and media presence, respectively.

* All data points combining calculations for both ratings and reviews are calculated using a Bayesian estimate, which is a weighted average that includes the number of reviews and the rating of an app, benchmarked against others in the category.