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Accounts Payable Software with Credit Card Processing (2026)

Last updated: April 2026

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Key features of Accounts Payable Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Accounting: Users value the robust accounting features for tracking expenses and income, generating detailed reports, and automating data entry. 96% of reviewers rated this feature as important or highly important.
  • Invoice Processing: Reviewers appreciate the automation and OCR features, which simplify data entry, improve accuracy, and speed up the invoicing process. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Users highlight the ability to easily track financial transactions, create customizable reports, and maintain accurate records for informed decision-making. 93% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers find the automated bank reconciliation useful for ensuring accurate records, identifying discrepancies, and simplifying the reconciliation process. 91% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users benefit from detailed expense categorization, easy report generation, and the ability to track and manage expenses efficiently. 91% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Reviewers appreciate the customizable, automated billing features that simplify invoice creation, payment tracking, and customer account management. 90% of reviewers rated this feature as important or highly important.
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83 software options

QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

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QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

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QuickBooks Online logo

Accounting and business management software

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QuickBooks Online automatically updates the Accounts Payable accounts in your chart of accounts as soon as you enter a new bill or pay outstanding bills.

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FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

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FreshBooks is accounting software that helps small business perform accounting tasks, conduct invoicing, manage expenses, and more.

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Xero logo
Category Leaders

Cloud-based accounting software for small businesses

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Reduce admin, pay your bills on time and get an overview of where your business is spending money with accounts payable software. Use Xero to pay bills from suppliers by scheduling payments, receiving invoices and prioritizing bills.

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QuickBooks Desktop logo

Comprehensive business management solution

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QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

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NetSuite logo

AI-powered cloud-based business management suite

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Streamline the process using AI to review, approve & pay invoices with NetSuite’s cloud accounting software. Processes such as transaction matching, journal entries, approvals and reconciliations are automated eliminating manual data entry, and time and effort required to process bills is minimized.

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QuickBooks Online Advanced logo

Accounting & business management for small businesses

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QuickBooks Online Advanced streamlines accounts payable with automated bill entry, approval workflows, and detailed reporting.

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Stampli logo
Category Leaders

Stress-free finance operations

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Stampli's Accounts Payable solution centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

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Odoo logo

All-in-one open-source business software

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Odoo Accounting helps you to manage your daily accounting easily and have a global view of the state of your business. Features include: bank synchronization, automatic invoices, recurring billing management, reconciliations, and more.

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Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

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Accounting Basic $20/mo - flat rate, unlimited use
Accounting Premium $30/mo - flat rate, unlimited use
Pay unlimited bills to vendors and 1099 contractors. At the end of the year, you can e-file the 1099 and 1096 and print 1099s for your contractors.

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Payoneer logo

Send and receive money locally and internationally

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Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

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Condo Control logo

Property management software for HOAs and condos

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Condo Control is a property management solution for Condos, HOAs and property managers, with tools for managing residents, payments, maintenance, events, documents, service requests, amenities bookings, and more. The cloud-based app also has a self service portal for residents and managers.

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BILL Accounts Payable & Receivable logo

BILL, a leader in financial automation software for SMBs

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Bill.com's efficient Accounts Payable software & automation helps save 50% of your time on business payment management with standardized, automated workflow.

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Online Check Writer logo

Software for managing payments and accounting operations

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OnlineCheckWriter.com is check printing software and a B2B payment platform with 30+ business payment tools. Pay and get paid with checks, eChecks, ACH, wires, international payments, and credit cards. Connects with QuickBooks, Xero, and more.

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Melio logo

Accounts payable platform for businesses of all sizes

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Melio is a B2B payments platform designed to improve finances and back-office operations for businesses of all sizes. Pay vendors in and out of the U.S. by bank transfers or card—even where cards aren’t accepted. Sync with QuickBooks and Xero, automate scheduling, and set up approval workflows.

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Payhawk logo
Category Leaders

Spend management platform that automates expense processing

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Payhawks accounts payable solution enables you to control, manage and process company invoices at scale and take care of company payments, all in one place. With automated invoice processing, businesses can eliminate manual data entry and reduce errors, saving valuable time and resources.

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Procurify logo

Procurement and spend management platform

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Don't just approve invoices to be paid, move beyond reactive processes. Procurify will can give your organization a proactive spend culture. Complete the three way match by comparing an item's invoice to its corresponding purchase order and packing slip.

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Invoiced logo

Accounts receivable automation software

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Invoiced is an accounts receivable automation software designed to streamline and optimize invoice-to-cash processes. It helps businesses handle the entire accounts receivable workflow, from automated invoicing and collections to customizable workflows for AR processes. The software integrates with a company's existing ERP and CRM systems, improving performance across applications.

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AvidXchange logo

Automated AP for mid-market businesses

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AvidXchange transforms how growing organizations pay bills through industry-leading automated accounts payable software. Offering services and technology that helps you streamline your AP workflows and easily pay suppliers while removing manual tasks and paper from current processes.

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Plooto logo

Accounts payable and receivable software

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Simplify and expedite accounts payable processes with Plooto's approval workflows and secure electronic payments, improving the way vendors are paid and saving you countless hours on AP and AR work.

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Sage 100 logo

Enterprise resource planning software

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Sage 100 is a customizable business management solution that helps businesses automate financials, operations, and payroll, providing complete visibility into the operations. Sage 100 grows with the business, allowing teams to scale and meet specific needs as a small or medium-sized enterprise.

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ZarMoney logo
Category Leaders

Cloud-based accounting solution for businesses of all sizes

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ZarMoney is a cloud-based accounting solution designed to assist businesses of all sizes with the management of inventory and finances. Key features include team collaboration, quote generation, invoicing, transaction tracking, remote access, and approval workflows.

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Kashoo logo

Online accounting software for small businesses

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Kashoo is simple cloud accounting for small business owners who want the control and simplicity of doing their own books. It provides small business owners with the ability to run their business the way they want to, with tools for invoice management, payment processing, reporting, and more.

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Fraxion logo

Procure-to-pay software for proactive spend management

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Fraxion's procure-to-pay software is trusted by over 1,000 organizations worldwide for its visibility, ease of use, and proactive spend controls that drive efficiencies and cost savings.

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Accounting Seed logo

Accounting and analytics software built on Salesforce

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Manage your credit cards, accounts payable, and purchasing with the click of a button. Accounting Seed customers have shortened their accounts payable process by up to 70%. Visit: https://www.accountingseed.com/the-product/paying-vendors

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