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Payment Processing Software with ACH Payment Processing (2026)

Last updated: March 2026

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Why is ACH payment processing important for payment processing software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

ACH payment processing enables direct bank transfers for credits and debits, offering a cost-effective, secure, and efficient method for handling payments. It reduces administrative burden and supports timely transactions. Of the 1084 reviewers who rated ACH payment processing, 79% rated this feature as important or highly important.

Key features of payment processing software based on insights from 12173 verified reviews

Electronic Payments: Users value the convenience, speed, and security of electronic payments, allowing transactions both online and in-person. 94% of reviewers rated this feature as important or highly important.
Data Security: Reviewers emphasize strong encryption, multi-factor authentication, and compliance with industry standards to protect sensitive financial data. 91% of reviewers rated this feature as important or highly important.
Online Payments: Users appreciate the ease of sending invoices and payment links, and the flexibility to manage transactions from anywhere. 91% of reviewers rated this feature as important or highly important.
Debit/Credit Card Processing: Users highlight the quick and reliable processing of card payments, and the ability to link multiple card types. 89% of reviewers rated this feature as important or highly important.
Mobile Payments: Reviewers find mobile payments convenient for on-the-go transactions, with features like QR code payments and mobile app integration. 88% of reviewers rated this feature as important or highly important.
Payment Fraud Prevention: Users stress the effectiveness of fraud detection systems and customization options to protect against unauthorized transactions. 88% of reviewers rated this feature as important or highly important.