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Payment Processing Software with API (2026)

Last updated: February 2026

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Key features of Payment Processing Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

Electronic Payments: Users value the convenience, speed, and security of electronic payments, allowing transactions both online and in-person. 94% of reviewers rated this feature as important or highly important.
Data Security: Reviewers emphasize strong encryption, multi-factor authentication, and compliance with industry standards to protect sensitive financial data. 91% of reviewers rated this feature as important or highly important.
Online Payments: Users appreciate the ease of sending invoices and payment links, and the flexibility to manage transactions from anywhere. 91% of reviewers rated this feature as important or highly important.
Debit/Credit Card Processing: Users highlight the quick and reliable processing of card payments, and the ability to link multiple card types. 89% of reviewers rated this feature as important or highly important.
Mobile Payments: Reviewers find mobile payments convenient for on-the-go transactions, with features like QR code payments and mobile app integration. 88% of reviewers rated this feature as important or highly important.
Payment Fraud Prevention: Users stress the effectiveness of fraud detection systems and customization options to protect against unauthorized transactions. 88% of reviewers rated this feature as important or highly important.