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Payment Processing Software with Gift Card Management (2026)

Last updated: April 2026

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Key features of Payment Processing Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Electronic Payments: Users value the convenience, speed, and security of electronic payments, allowing transactions both online and in-person. 94% of reviewers rated this feature as important or highly important.
  • Data Security: Reviewers emphasize strong encryption, multi-factor authentication, and compliance with industry standards to protect sensitive financial data. 91% of reviewers rated this feature as important or highly important.
  • Online Payments: Users appreciate the ease of sending invoices and payment links, and the flexibility to manage transactions from anywhere. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Users highlight the quick and reliable processing of card payments, and the ability to link multiple card types. 89% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Reviewers find mobile payments convenient for on-the-go transactions, with features like QR code payments and mobile app integration. 88% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Users stress the effectiveness of fraud detection systems and customization options to protect against unauthorized transactions. 88% of reviewers rated this feature as important or highly important.
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37 software options

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Square Payments logo
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Accept every way your customers want to pay with Square Payments.

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SumUp logo

POS and payments processing software

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SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

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Marketing 360 logo

Marketing Platform For Small Business

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Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

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vcita logo

Appointment scheduling and reminder solution

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Square Appointments logo

Online booking and scheduling management platform

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Square Appointments provides online booking software for managing appointments, staff schedules, and services on a centralized platform. It syncs in real time, enabling clients to book 24/7 via a customizable site. Features include resource management, automated reminders, waitlists, and integrated payment processing for various methods. Businesses can reduce no-shows with customizable policies and prepayment options.

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SpotOn logo

Restaurant POS for payment processing

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SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

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StoreKit logo

Food delivery and point of sale (POS) software for retailers

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StoreKit is designed to help businesses process food orders and streamline point of sale (POS) operations. The application enables retailers to create and edit digital menus, maintain product catalogs, and set up online stores by adding address, opening times, and merchandise information.

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Genius logo
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A point of sale so easy, it’s Genius.

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Genius is the all-in-one cloud POS built for retail, restaurant and enterprises. With powerful — but user-friendly — features, it helps businesses of all sizes operate smarter, delight customers and maximize profits.

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Epos Now logo

An easy-to-use, adaptable point-of-sale and payment system.

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Epos Now Payments is a payment processing service built to work seamlessly with your Epos Now POS system, with simple reports and no big, end-of-the-month processing bill for you to worry about. It takes all major debit and credit cards as well as contactless, Google and Apple Pay transactions.

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Lavu logo

Cloud-based iPad POS system for the restaurant industry

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Lavu is an iPad-based restaurant POS system designed for various food service establishments including full-service restaurants, cafes, and food trucks. The platform offers integrated features such as dual pricing options, online ordering, kitchen display systems, and automated payroll processing. Restaurant operators can manage their business remotely with detailed reporting tools while benefiting from customizable menu modules that allow for quick adjustments to inventory and pricing.

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Clover logo

Comprehensive point of sale & business management solution

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Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

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eposbuddy logo

Electronic point of sale system for businesses of all sizes

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EposBuddy is an electronic point of sale (EPoS) solution renowned for its user-friendly interface and features. The EPoS system goes beyond the basics, empowering businesses with sales analytics, payment processing, and more.

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Heartland Payments+ logo
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Payment processing software for hospitality sector

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Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

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ROLLER logo

Payment processing, venue and ticketing management platform

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ROLLER is a cloud-based software solution for attractions, entertainment and leisure venues to help businesses deliver improved guest experiences.

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ChatFood logo

Grow your F&B business on WhatsApp & Instagram.

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Stax logo

All-In-One Payment Processing Platform

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Bindo POS logo

iPad POS solution

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Bindo is a cloud-based iPad POS solution which facilitates online shopping for the end consumer through the Bindo Marketplace, with features for multi-store management, purchase orders, time clock, credit card processing, API integration, analytics & reports, inventory management, & more

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Digistore24 logo

A sales platform for digital products with affiliate options

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Digistore24: a German all-in-one sales platform designed for businesses, freelancers, and affiliates to sell digital products, software, services, events, and more, with built-in automation tools.

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Adyen logo

International payment processing platform for businesses

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Adyen is a payment processing platform designed for businesses of all sizes across multiple sectors and offers tools for accepting payments in multiple formats and optimizing growth.

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Gym Business Manager logo

Cloud-based membership management software for gyms

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GBM is a cloud-based platform designed to help gyms and clubs handle and streamline various administrative processes related to memberships, payment processing, and more. Supervisors can store members’ information in a centralized database and schedule training sessions according to requirements.

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Ackroo logo

Customer loyalty management and gift-card distribution tool

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Ackroo is a customer loyalty software designed for businesses across several industry segments, such as retail, hospitality, petroleum, and automotive. It helps organizations manage gift cards, loyalty marketing, payments, and more on a centralized platform.

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