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PEX

Expense management for controlling employee spending

Table of Contents

Is this product right for your business?

Find out with a

PEX - 2026 Pricing, Features, Reviews & Alternatives

All user reviews are verified by in-house moderators and provider data by our software research team. Learn more

Last updated: January 2026

PEX overview

What is PEX?

PEX offers commercial businesses, churches, and nonprofit organizations an integrated solution for simplifying their expenses. The PEX Platform enables businesses to migrate from traditional methods of handling petty cash and instead issue funds to employees and volunteers via prepaid cards. PEX can be accessed through a mobile app or through the web.

Management features include the ability to instantly view and fund account and card balances, review purchases, pull reports, and more. Funding can be added or removed both manually or on an automatic scheduler. Managers can also activate or block cards remotely, while cardholders can capture receipts and tag transactions with GL codes. PEX also improves expenses visibility by tracking activity in real-time.

Key benefits of using PEX

PEX is web-based management solution suitable for managing the expenses of business employees or volunteers, combining online and mobile administration with prepaid Visa debit cards.

Use PEX to establish daily spending and transaction limits for an employee base, while specifying approved merchant categories and also specific vendors.

Administrators can centralize the issuing of traceable funds to cardholders on an ad hoc or scheduled basis, instantly wiring money for all sorts of purposes and eliminating the handling of physical petty cash.

Receipt capture feature aids expense reporting with the ability to snap a photo of a receipt while out in the field before uploading and attaching to transactions, alongside any additional notes.

PEX Card app for Android and iOS devices enables cardholders to access card information and view balances while giving administrators account management tools such as adding and removing funds while on the move.

Starting price

75flat rate /
per month

Alternatives

with better value for money

PEX’s user interface

Ease of use rating:

4.9

(40)

PEX pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from

Overall rating

Reviews sentiment

3-4(5)

5(35)

What do users say about PEX?

Integration into our contingency management solution was straighforward

Select to learn more

Who uses PEX?

Based on 40 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Religious Institutions

Construction

Nonprofit Organization Management

Health, Wellness and Fitness

Others

Use cases

Spend Management

Payment Processing

Expense Report

Small Business Accounting

Church Accounting

PEX's key features

Most critical features, based on insights from PEX users:

Expense tracking

4.9

(13)

Receipt management

4.8

(11)

Spend control

5.0

(9)

Spend analysis

4.5

(4)

Debit/Credit card processing

4.8

(5)

Audit trail

5.0

(4)

All PEX features

Features rating:

4.8

(40)

Accounting

4.0

(1)

Transaction monitoring

4.5

(2)

Reimbursement management

4.8

(4)

Real-Time data

5.0

(2)

For religious organizations

4.5

(2)

Financial reporting

4.5

(2)

Approval process control

5.0

(1)

Data security

4.7

(3)

Bank reconciliation

5.0

(3)

Mobile access

5.0

(5)

Audit management

(0)

Prepaid cards

(0)

Real-Time analytics

(0)

ACH payment processing

4.0

(1)

Real-Time monitoring

(0)

Real-Time notifications

(0)

Real-Time reporting

5.0

(1)

Real-Time updates

(0)

Recurring/Subscription billing

(0)

Accounts payable

4.0

(2)

Reminders

(0)

Reporting & statistics

(0)

Reporting/Analytics

(0)

Secure data storage

(0)

Third-Party integrations

(0)

Time & expense tracking

5.0

(1)

Transaction history

5.0

(2)

Accounting integration

4.7

(3)

Workflow management

(0)

Budgeting/Forecasting

4.4

(5)

Compliance management

(0)

Corporate card

(0)

Credit card management

(0)

Data import/export

(0)

Approval workflow

5.0

(1)

Electronic payments

5.0

(1)

ERP integration

(0)

API

(0)

Alerts/Notifications

(0)

Generative ai

(0)

In-Person payments

4.0

(1)

Activity dashboard

(0)

Mobile payments

5.0

(1)

Mobile receipt upload

5.0

(4)

Online payments

4.5

(2)

Payment reconciliation

(0)

PCI compliance

(0)

PEX alternatives

PEX

4.9

(40)

Starting from

Per month

Free trial

Free version

Ease of Use

5.0

Features

4.8

Value for Money

4.9

Customer Support

4.7

webexpenses

4.5

(1.1K)

learn more

Starting from

No pricing info

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

SAP Concur

4.3

(2.2K)

learn more

Starting from

No pricing info

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

QuickBooks Online

4.3

(8.3K)

learn more

Starting from

No pricing info

Free trial

Free version

Ease of Use

Features

Value for Money

Customer Support

PEX pricing

Value for money rating:

4.9

Pricing plans

Pricing details:

Free plan

Free trial

Subscription

Base

0.00

Features included:

24-Hour Customer Support
Real-time Transaction Data
Receipt Capture and Approval
Batch Export of Receipts
Exports to QuickBooks and Xero
PEX Requests
PEX Notes
Automated Spending Rules
Automated Funding Rules

Core

Per month

Features included:

24-Hour Customer Support
Batch Export of Receipts
Exports to QuickBooks and Xero
Real Time Transaction Data
Receipt Capture and Approval
Automated Spending Rules
Automated Funding Rules
PEX Notes
PEX Requests

Pro

200

Per month

Features included:

24-Hour Customer Support
Batch Export of Receipts
Real Time Transaction Data
Receipt Capture and Approval
Exports to QuickBooks and Xero
PEX Requests
PEX Notes
PEX Tags
Automated Spending Rules
Automated Funding Rules
Program Sub-Accounts
PEX Velocity "Per Diems
Team/Group Management
Departmental Sub-Accounts

Grants & Rewards Pricing

399.95

One-time payment

Features included:

24-Hour Customer Support
Batch Exports of Transaction Data
Bulk Card Funding
Access to PEX Marketplace
Real Time Transaction Data
Exports to Accounting Softwares
Schedule Funding
Automated Spending Rules
Cardholder Mobile App
API Access
Custom Card Design & Mailer
Custom Accounting Integrations
Transaction Authorization Control
Custom Training
Solution Architecture Consultation
Visa's Zero Liability Policy

User opinions about PEX price and value

Value for money rating:

4.9

(40)

To see what individual users think of PEX's price and value, check out the review snippets below.

“Overall it's been great - super convenient for me as a user and I believe our admin and bookkeeper are also enjoying the convenience.”

Wahhaba B.

Program Director

“We have only been using PEX for a few months now but it is easier than the other card system we had. Our company is pleased with the ease of the card.”

Kari Y.

Office Manager