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Top Rated Accounting Software with Billing & Invoicing in 2026

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Verified reviewer profile picture

All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: April 2026

Billing and invoicing streamline the process of creating, sending, and tracking invoices, enhancing cash flow management and financial accuracy. Automation reduces manual tasks, allowing for efficient payment collection and better client relationship management. Our reviewers in accounting software rated this feature as important.

6 Best Accounting Software with Billing & Invoicing

Product
User rating
Starting price
Wave logo
4.4
(1.7K)
19
flat rate/per month
Zoho Books logo
4.4
(671)
20
other/per month
QuickBooks Online logo
4.3
(8.3K)
38
flat rate/per month
Xero logo
4.4
(3.2K)
25
flat rate/per month
FreshBooks logo
4.5
(4.5K)
21
flat rate/per month
NetSuite logo
4.2
(1.9K)
Empty state illustration for "No pricing info"

No pricing info

See other top Accounting products with billing & invoicing

How we picked the 6 top rated products

We chose the high-performing solutions on this list based on verified user ratings on our site. Depending on available data, qualifying products either had to be among the most user-reviewed or the most searched-for products in the Accounting software category. They also needed to have sufficient reviews about billing & invoicing, have a minimum user rating of 3 out of 5 for that feature, and show evidence of U.S. market presence. We then added a distinction for up to three products based on our proprietary ratings and reviews: Highest rated, Highly rated for billing & invoicing, and Highly rated for free version. Sponsorship or client status has no influence on the selection of these products, but it may impact the order in which products appear.

Details for the 6 best products

Wave logo
Reviews Sentiment
 
 
 
1-2(109)
3-4(557)
5(1,052)
Key Features
Income & Balance Sheet4.5
Financial Reporting4.4

User insights about the billing & invoicing feature

Reviewers appreciate Wave's billing and invoicing capabilities for their simplicity, customization, and ease of use. They highlight the ability to create professional invoices, track payments, and send reminders. Users value the integration with Google Sheets and the option for recurring billing. However, some mention issues with credit card processing and the lack of flexibility in templates.

See related user reviews

“I love the simplicity of navigating/ sorting through invoices with the available filters. I also love that I can back date invoices where needed. As a small business owner my invoicing some times falls behind and when I do month end, I can create invoices in line with payments received. (Date wise)”
UV

Ulyn V.

CEO - Uvanco pty ltd

“I run a small construction company and it was very easy to start generating professional looking estimates/bids and invoices. I really like that estimates and invoices are created in the same way, and that you can convert an estimate to an invoice if you end up doing the work. The templates aren't super flexible, but you can add logos, header, footer, etc. and adjust the colors to match your brand.”
RM

Rowan M.

Owner

Starting price
19flat rate /
per month
Pros and Cons based on 1,718 verified reviews

Affordable for small businesses

Intuitive and modern interface

Excellent value for small businesses

Comprehensive invoicing features

Effective bookkeeping solution

Slow performance and load times

Ineffective email communication

Limited customer support options

Unresolved software issues

Challenging bank reconciliation

See pros and cons details
Zoho Books logo
Reviews Sentiment
 
 
 
1-2(27)
3-4(270)
5(374)
Key Features
Income & Balance Sheet4.6
Financial Reporting4.5

User insights about the billing & invoicing feature

Reviewers praise Zoho Books' billing and invoicing for its simplicity, automation, and ease of use. They appreciate the ability to create professional invoices, set up recurring billing, and send payment reminders. Users value the integration with other Zoho products and the automatic accounting entries. However, some mention issues with handling volume entries and support. Overall, it simplifies invoicing and improves organization.

See related user reviews

“The Billing and Invoicing feature in Zoho Books offers automation capabilities, allowing businesses to set up recurring invoices and bills, as well as payment reminders and late fee reminders.”
SN

Siyabonga N.

Junior Tax practitioner

“Billing and Invoicing is well designed and simple but effective to use. There is an option to send the invoice directly to the customer based on the details we input.”
SV

Shanmugam V.

Article Trainee

Starting price
20other /
per month
Pros and Cons based on 671 verified reviews

Seamless CRM integration

Ideal for small businesses

Efficient invoicing features

Comprehensive financial management

Frequent software issues

Slow and unresponsive support

Bank transactions management issues

See pros and cons details
QuickBooks Online logo
Reviews Sentiment
 
 
 
1-2(456)
3-4(3,151)
5(4,777)
Key Features
Income & Balance Sheet4.5
Financial Reporting4.4

User insights about the billing & invoicing feature

Reviewers appreciate QuickBooks Online's billing and invoicing for its ease of use, customization, and integration with other software. They highlight the ability to create professional invoices, set up recurring billing, and accept online payments. Users value the tracking and reporting features. However, some mention limitations in customization and issues with updates. Overall, it simplifies invoicing and improves financial management.

See related user reviews

“QuickBooks Online makes billing and invoicing a breeze. Users can create professional-looking invoices, set up recurring invoices, and accept online payments.”
MG

Massimiliano G.

Graphic Designer

“I use QuickBooks Online more so for billing/invoicing over expense tracking so the ability to get that task done takes priority over all others. I have found the process to be easy for me to disseminate invoices and for my customers to receive them and remit payment online. ”
MS

Michelle S.

Small Business Owner/Brand Designer

Starting price
38flat rate /
per month
Pros and Cons based on 8,384 verified reviews

Cloud-based accessibility

Ideal for small businesses

Seamless integrations

Comprehensive accounting features

Efficient tax management

Frequent bugs and crashes

Limited desktop features

Recurring costs and price increases

Inadequate customer support

Complicated transaction management

See pros and cons details
Xero logo
Reviews Sentiment
 
 
 
1-2(159)
3-4(1,155)
5(1,955)
Key Features
Income & Balance Sheet4.6
Financial Reporting4.4

User insights about the billing & invoicing feature

Reviewers highlight Xero's billing and invoicing for its ease of use, customization, and automation. They appreciate the ability to create professional invoices, set up recurring billing, and send payment reminders. Users also value the integration with bank feeds and other software. Some mention the initial setup can be confusing, but overall, it simplifies invoicing and improves cash flow management.

See related user reviews

“I helped my father switch his consulting business from QuickBooks to Xero per his request. His partners in England had been using Xero for a number of years and it just made sense for him to switch. I was able to set up his billing and invoicing with great ease. And what I wasn't entirely sure about, I was able to find helpful tutorial videos. At this point he is not choosing to take credit card payments, but in future the "Pay Now" button would be a great tool to get his clients to pay right on time.”
SK

Sarah K.

Digital Designer

“Xero allows me to customise my invoice to reflect my brand. I can include all the important details that an invoice requires, whilst still maintaining my branding. ”
BP

Belinda P.

Freelancer

Starting price
25flat rate /
per month
Pros and Cons based on 3,269 verified reviews

Cloud accounting accessibility

Customizable dashboard

Effective bookkeeping tools

Accessible learning resources

User-friendly interface

Slow issue resolution

Poor customer support

Limited inventory management

Lack of live support

Underdeveloped mobile access

See pros and cons details
FreshBooks logo
Reviews Sentiment
 
 
 
1-2(82)
3-4(1,768)
5(2,656)
Key Features
Income & Balance Sheet4.4
Financial Reporting4.5

User insights about the billing & invoicing feature

Reviewers find FreshBooks' billing and invoicing features user-friendly and highly customizable. They appreciate the ability to create professional invoices, automate recurring billing, and send payment reminders. Users value the integration with time tracking and expense management. However, some mention the new version is slower and less intuitive. Overall, it simplifies invoicing and improves cash flow.

See related user reviews

“Customizable Invoices where I can add the logo, template for my company and the style that suits my business need. There are alerts to be displayed for the payments as a reminder. ”
HI

Hesham I.

Business Development Consultant

“FreshBooks allows users to quickly create professional, customizable invoices with branded elements like logos and color schemes. The intuitive interface ensures even non-technical users can generate invoices in minutes.”
AA

Adah A.

Certified Public Accountant

Starting price
21flat rate /
per month
Pros and Cons based on 4,506 verified reviews

Cloud accounting accessibility

Efficient invoicing capabilities

Tailored for small businesses

Minimal learning curve

Effective freelancer tools

Reliance on internet connection

Limited bank integration

High costs for larger teams

Frequent technical issues

See pros and cons details
NetSuite logo
Reviews Sentiment
 
 
 
1-2(92)
3-4(966)
5(896)
Key Features
Income & Balance Sheet4.4
Financial Reporting4.3

User insights about the billing & invoicing feature

Reviewers highlight NetSuite's billing and invoicing for its customization, automation, and integration with other financial functions. They appreciate the ability to create professional invoices, set up automated billing cycles, and track invoicing data. Users value the built-in reporting and analytics features. However, some mention a steep learning curve and high costs. Overall, it simplifies invoicing and improves financial management.

See related user reviews

“The billing and invoicing in NetSuite is easy. The automation of invoices, both creation and notifications, makes the job of Account Receivables easier. Billing is simplified which allows for the CEO to know exactly where the business stands. ”
CS

Cheryl S.

IT/AR

“NetSuite has tremendous horsepower around the invoicing functionality. We were able to take the work of three accounts receivable specialists working three full days to automating the process down to 15 minutes each month. In addition, we were able to charge customer credit cards on account simultaneously with invoice creation.”
DO

Dustin O.

CFO

Starting price
Empty state illustration for "No pricing info"

No pricing info

Pros and Cons based on 1,954 verified reviews

Cloud-based accessibility

Efficient inventory management

Flexible customization options

Customizable and informative dashboards

Convenient web access

Slow performance speed

Prohibitive pricing for small businesses

Challenging implementation process

Inadequate customer support

Inefficient sales management

See pros and cons details

Other Top Rated Accounting Software with Billing & Invoicing in 2026

QuickBooks Enterprise logo
Category Leaders

Enterprise accounting, FSM and inventory management solution

QuickBooks Desktop Enterprise is an accounting software for small businesses which provides users with real-time access to customer, employee, and vendor information. The software includes tools for managing inventory, shipping, sales orders, pricing, tasks, invoicing, reporting, and more.

Read more about QuickBooks Enterprise

Users also considered
TaxDome logo

Tax practice management software for bookkeepers and CPAs

TaxDome is a leading practice management platform for tax, bookkeeping and accounting firms, as well as CPAs and EAs. TaxDome allows firms of all sizes to streamline and maintain oversight of their practice by using one platform for both internal practice management and client-facing tools.

Read more about TaxDome

Users also considered
QuickBooks Online logo

Accounting and business management software

QuickBooks Online offers accounting with financial dashboards, invoice creation, online payment acceptance, expenses tracking, payroll & more.

Read more about QuickBooks Online

Users also considered
FreshBooks logo
Category Leaders

Invoice and accounting software tailored to small businesses

FreshBooks automates daily accounting activities namely invoice creation, payment acceptance, expenses tracking, billable time tracking and financial reporting.

Read more about FreshBooks

Users also considered
Xero logo
Category Leaders

Cloud-based accounting software for small businesses

Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Automate your invoicing and reporting, get a full picture of your business with up-to-date financial data, and much more.

Read more about Xero

Users also considered
QuickBooks Desktop logo

Comprehensive business management solution

QuickBooks Desktop provides a comprehensive business management solution that integrates accounting, payroll, inventory, and multiple company management functionalities. The software offers industry-specific editions tailored for manufacturing, wholesale, contractors, and accountants, with features like advanced reporting, job costing, and automated pricing rules. Users can enhance their experience with cloud hosting capabilities that enable remote access and team collaboration.

Read more about QuickBooks Desktop

Users also considered
SAP Concur logo

Travel, expense and invoice, automated and in control

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Read more about SAP Concur

Users also considered
Wave logo
Category Leaders

Accounting, invoicing, and payroll management platform

Why is Wave the world's fastest-growing accounting software for small businesses? It's easy, fast, 100% free, and made for owner-operated businesses.

Read more about Wave

Users also considered
Zoho Invoice logo

Online invoicing tool for freelancers and SMBs.

Zoho Invoice is an online invoicing software for freelancers and small to medium enterprises (SMEs). It helps you craft professional invoices, send payment reminders, and get paid faster online.

Read more about Zoho Invoice

Users also considered
NetSuite logo

AI-powered cloud-based business management suite

NetSuite AI-powered accounting simplifies the process of recording transactions, managing AP and AR, and closing the books. NetSuite supports multiple currencies, languages, and compliance standards and ensures data is accessible securely worldwide.

Read more about NetSuite

Users also considered
Abby logo

Billing and invoicing platform

Abby helps businesses ensure that customer documents are legal and comply with the rules. Customers can pay online and receive reminders for late payments.

Read more about Abby

Users also considered
QuickBooks Online Advanced logo

Accounting & business management for small businesses

Advanced accounting software for streamlined financial management, automation, and enhanced reporting for growing businesses.

Read more about QuickBooks Online Advanced

Users also considered
BoldTrail Back Office logo

Real Estate back office consolidation and automation.

Real Estate brokerages need efficient back office operations to thrive. BackOffice delivers a complete, easy-to-use cloud-based solution designed specifically for residential real estate management.

Read more about BoldTrail Back Office

Users also considered
Stampli logo

Stress-free finance operations

Stampli's AP automation solution, made for Accounting teams, centers on the AP process to drive efficiency across the procure-to-pay lifecycle — including payments, credit cards, vendor engagement and more.

Read more about Stampli

Users also considered
BQE CORE Suite logo
Category Leaders

Cloud-based firm management tool for A&E firms.

Accounting Software for Professional Services Firms. BQE Core allows you to watch the books and run your business with ease.

Read more about BQE CORE Suite

Users also considered
BigTime logo

AI-powered scoping, project, time, and billing software

BigTime is a cloud-based platform for professional services firms to manage projects, time tracking, billing, and resource planning—powered by AI. With deep integrations and enterprise-grade security, BigTime helps teams move faster and scale with confidence.

Read more about BigTime

Users also considered
Odoo logo
Category Leaders

All-in-one open-source business software

Odoo Accounting helps you to manage your daily accounting easily and have a global view of the state of your business. Features include: bank synchronization, automatic invoices, recurring billing management, reconciliations, and more.

Read more about Odoo

Users also considered
Bright logo

Brilliant people use Bright software

Bright offers a suite of industry-leading software solutions for accountants, bookkeepers and SMEs across the UK and Ireland.

Read more about Bright

Users also considered
Patriot Accounting logo
Category Leaders

Cloud-based accounting and payroll software

Accounting Basic $20/month - flat rate, unlimited use
Accounting Premium $30/month - flat rate, unlimited use
Accounting Software for businesses in the United States. Keep track of all of your money easily with our patent pending cash to accrual toggle & so much more.

Read more about Patriot Accounting

Users also considered
KidKare Food Program logo

Childcare platform for home providers and daycare centers

KidKare is a childcare platform that allows home providers, daycare centers, and food sponsors to manage meal programs, claims processing, and accounting operations. Key features include menu management, reporting, customizable templates, regulatory compliance, and access control.

Read more about KidKare Food Program

Users also considered
Zoho Books logo
Category Leaders

Online accounting software for businesses of all sizes

Zoho Books helps small businesses to manage all financial activity, from invoices and expenses, to sales and purchase orders, to taxes, reports, and bank feeds.

Read more about Zoho Books

Users also considered
Cin7 Core logo

Inventory management software for SMBs

Cin7 Core is a cloud-based, inventory and order management application for SMBs which offers a complete back end management solution with purchasing, sales, warehouse management, and light manufacturing features as well as shipping, eCommerce and payment gateway integrations

Read more about Cin7 Core

Users also considered
Replicon Time Tracking logo

Cloud-based project time tracking platform

Replicon Time is a leading cloud-based project time tracking platform that helps mid-market and enterprise organizations manage time, projects, and workforce operations with accuracy and confidence.

Read more about Replicon Time Tracking

Users also considered
SaasAnt Transactions logo

Accounting and data entry software

SaasAnt Transactions is an accounting and data entry software that helps businesses bulk import, export, and delete transactions in Quickbooks Desktop from within a unified platform. It allows staff members to maintain an audit history of all imported and deleted transactions.

Read more about SaasAnt Transactions

Users also considered
CosmoLex logo

Web-based legal practice management & accounting software

CosmoLex handles the unique, legal accounting requirements lawyers face daily. Anytime/anywhere web access makes it easy to keep your books compliant & current.

Read more about CosmoLex

Users also considered

Key features for Accounting software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Income & Balance Sheet: Reviewers appreciate the detailed financial insights provided by income and balance sheet reports. They highlight the ability to track assets, liabilities, and equity, aiding in informed decision-making and financial management. 96% of reviewers rated this feature as important or highly important.
  • Financial Reporting: Users value the comprehensive and customizable financial reports that provide crucial insights for decision-making. They highlight the ease of generating various reports, including balance sheets, profit and loss statements, and cash flow statements. 94% of reviewers rated this feature as important or highly important.
  • General Ledger: Reviewers emphasize the importance of the general ledger for accurate financial tracking and reporting. They highlight its role in organizing transactions, supporting financial statements, and ensuring compliance. 92% of reviewers rated this feature as important or highly important.
  • Bank Reconciliation: Reviewers find bank reconciliation features essential for maintaining financial accuracy. They highlight the ease of matching transactions, identifying discrepancies, and ensuring up-to-date financial records. 90% of reviewers rated this feature as important or highly important.
  • Expense Tracking: Users value the detailed and organized expense tracking features. They highlight the ability to categorize expenses, attach receipts, and generate reports, which aids in budgeting and financial planning. 90% of reviewers rated this feature as important or highly important.