App comparison
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Free Trial Payment Processing Software (2026)
Last updated: February 2026
218 software options
Sponsored
Zil Money
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Software for streamlined transaction processing
No Credit Card Required
Zil Money is available via the following plans: Pay as You Need - $0 No Minimum Spend (Initial Recharge $30) Business - $49.99 Minimum Spend/Month Premium - $499.99 Minimum Spend/Month Enterprise - Custom (Starting at $999/Month)
Read more about Zil Money
Dash
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Automated A/R for teams who want to keep revenue in-house
No Credit Card Required
Read more about Dash
Melio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounts payable platform for businesses of all sizes
No Credit Card Required
Subscription fee: Free Credit/Debit card transaction fee: 2.9% Bank transfer (ACH): Free Same-day bank transfer: 1% Sending checks (with USPS): Free Expedited check delivery (with FedEx): $20 International USD transfer: $20
Read more about Melio
QuickBooks Enterprise
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Enterprise accounting, FSM and inventory management solution
No Credit Card Required
Read more about QuickBooks Enterprise
Chargebee
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Subscription management and recurring billing software
Read more about Chargebee
ACH Universal
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Payment processing software for SMBs and government agencies
No Credit Card Required
Standard: $19.95/mo (Single-User Desktop Platform) $59.95/mo (Multi-User Workgroup Platform) Corporate: $39.95/mo (Single-User Desktop Platform) $79.95/mo (Multi-User Workgroup Platform) Processor: $89.95/mo (Single-User Desktop Platform) $129.95/mo (Multi-User Workgroup Platform)
Read more about ACH Universal
Stripe
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online payment processing for internet businesses
Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
Read more about Stripe
Zoho Billing
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
End-to-end billing solution built for every business model.
No Credit Card Required
Zoho Billing is a pay-as-you-go service, no contracts, no setup fee. Discounts are available for non-profit organizations. Zoho Billing also offers a free sandbox environment to test out all the features. The best part is, you don't need to sign-up or input card deatils for this trial run.
Read more about Zoho Billing
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online appointment scheduling software and assistant
No Credit Card Required
Read more about Acuity Scheduling
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Everything you need to sell anywhere. Trusted by 160k stores
No Credit Card Required
BASIC SHOPIFY: $39 per month Online rate: 2.9% + 30¢ In person rate: 2.6% + 10¢ SHOPIFY: $105 per month Online rate: 2.7% + 30¢ In person rate: 2.5% + 10¢ ADVANCED SHOPIFY: $399 per month Online rate: 2.5% + 30¢ In person rate: 2.4% + 10¢
Read more about Shopify
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounting and business management software
No Credit Card Required
QuickBooks Online is offered across four pricing tiers. A 30-day free trial is also available.
Read more about QuickBooks Online
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
All-in-one software for beauty, wellness, & fitness pros
Credit Card Required
1 user: $23.99/month 2 users: $33.99/month 3 users: $43.99/month 4 users: $53.99/month 5 users: $63.99/month 6 users: $73.99/month 7+ users: $83.99/month
Read more about Vagaro
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Invoice and accounting software tailored to small businesses
No Credit Card Required
Discounts are available for annual billing.
Read more about FreshBooks
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
iPad & Android point of sale (POS) system
No Credit Card Required
Run your business with a plan that grows with you – starting at $0 Pick the plan that fits your business today, with the flexibility to switch or cancel anytime. No hidden fees or locked-in contracts.
Read more about Square Point of Sale
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Cloud-based legal practice management tool for law firms.
No Credit Card Required
The pricing plans offered by Clio range from an entry-level plan called EasyStart at $49 per user per month, offering basic features like time tracking and online payments, to more advanced plans like Essentials at $89-$129 per user per month, providing additional features such as client collaboration tools and document automation. The highest tier plan, Complete, priced at $159 per user per month, includes comprehensive features like unlimited e-signatures and financial reporting. Customers also have the option to customize their plans with add-ons such as Clio Grow and Clio Duo for enhanced client intake and artificial intelligence functionality, respectively. Overall, Clio's pricing structure caters to law firms of various sizes and needs, offering flexibility and scalability.
Read more about Clio
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online mental health EMR and practice management software.
No Credit Card Required
The TherapyNotes subscription cost is $59/month for the first clinician and $40/month for each additional clinician. This also includes unlimited number of non-clinical staff (practice admin, scheduler, and biller) at no additional charge. If you have recently started your own practice and are the only user, the subscription cost is $59/month.* ·
Read more about TherapyNotes, LLC
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounting, invoicing, and payroll management platform
Wave offers a free version under the Starter plan with basic bookkeeping and invoicing features. The Pro plan is available at $19 USD per month with additional features.
Read more about Wave
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online invoicing tool for freelancers and SMBs.
Zoho Invoice is a 100% free invoicing software.
Read more about Zoho Invoice
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Marketing Platform For Small Business
No Credit Card Required
Read more about Marketing 360
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Client management for freelancers & SMBs
HoneyBook is offered across three pricing plans, outlined below: Starter Plan: $19 per month, or $16 per month billed annually. Essentials Plan: $39 per month, or $32 per month billed annually. Premium Plan: $79 per month, or $66 per month billed annually.
Read more about HoneyBook
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Always On. Always On-Brand. Always Driving Outcomes.®
No Credit Card Required
Contact BirdEye directly for detailed pricing information.
Read more about Birdeye
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Accounting & business management for small businesses
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
The booking & payments platform for group & multi-day travel
No Credit Card Required
Read more about WeTravel
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Online dance studio management software
No Credit Card Required
No contracts, pricing based on total student count. 1-100 students: $49/month 101-250 students: $89/month 251-500 students: $129/month 501-1000 students: $169/month 1001-3000 students: $209/month 3001+ students: $245/month
Read more about Jackrabbit Dance
Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews
Take card payments anytime, anywhere.
No Credit Card Required
Our pricing is super simple: 2.50% + AED 1 / 20p / €0.25 for AED, GBP, and EUR. 2.90% + $0.30 for USD, and a 1% FX fee on top for all other currencies. No setup fees, no monthly charges, no minimums, and absolutely nothing else on top!
Read more about Nomod