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Payment Processing Software with Cash Management (2026)

Last updated: April 2026

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Key features of Payment Processing Software

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

  • Electronic Payments: Users value the convenience, speed, and security of electronic payments, allowing transactions both online and in-person. 94% of reviewers rated this feature as important or highly important.
  • Data Security: Reviewers emphasize strong encryption, multi-factor authentication, and compliance with industry standards to protect sensitive financial data. 91% of reviewers rated this feature as important or highly important.
  • Online Payments: Users appreciate the ease of sending invoices and payment links, and the flexibility to manage transactions from anywhere. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Users highlight the quick and reliable processing of card payments, and the ability to link multiple card types. 89% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Reviewers find mobile payments convenient for on-the-go transactions, with features like QR code payments and mobile app integration. 88% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Users stress the effectiveness of fraud detection systems and customization options to protect against unauthorized transactions. 88% of reviewers rated this feature as important or highly important.
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76 software options

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Online payment processing for merchants & vendors

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Marketing Platform For Small Business

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Accept payments in minutes
Get approved to accept payments, connect your bank account and begin accepting and managing payments any way you’d like in under five minutes. It doesn’t get any easier!

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Streamline payment processing with secure invoicing, online payment options, and automated reconciliation tools.

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Stress-free finance operations

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Send and receive money locally and internationally

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Payoneer is a cross-border payments platform available in over 200 countries and 150 currencies, with multiple payout options

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Accounts payable platform for businesses of all sizes

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Melio is a B2B payments tool that helps businesses of all sizes manage their finances. Pay vendors via bank transfer or card, even if cards aren't accepted. Sync with QuickBooks and Xero, automate your payment schedules, and establish efficient approval workflows.

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SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

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AvidXchange combines payment processing software, dedicated service teams and a large supplier network to deliver complete payment automation. Maximize efficiency, minimize risk and get visibility into every payment in real-time.

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Tipalti logo

Finance automation and accounts payable solution

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Automate payments to domestic and international suppliers, freelancers, contractors, or affiliates.

Pay in 120 currencies, to 190 countries, via 12 payment methods. Real-time ERP integrations with NetSuite, Quickbooks, Xero and more enable real-time payment reconciliation.

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An easy-to-use, adaptable point-of-sale and payment system.

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Epos Now Payments is a payment processing service built to work seamlessly with your Epos Now POS system, with simple reports and no big, end-of-the-month processing bill for you to worry about. It takes all major debit and credit cards as well as contactless, Google and Apple Pay transactions.

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Lavu is an iPad-based restaurant POS system designed for various food service establishments including full-service restaurants, cafes, and food trucks. The platform offers integrated features such as dual pricing options, online ordering, kitchen display systems, and automated payroll processing. Restaurant operators can manage their business remotely with detailed reporting tools while benefiting from customizable menu modules that allow for quick adjustments to inventory and pricing.

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Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

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